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Acid Reflux – Symptoms and Treatment
Acid reflux (also known as GERD or heartburn) is a common condition -- Over 60 million Americans experience it at least once a month.
For some, acid reflux is a temporary phenomenon experienced only when eating too much, or eating particular...
All-Natural HGH Releasers- Does Neugenisis really work?
I have had an interest in exploring and researching the Antiaging, HGH industry and find it essential to issue this report based on my findings and experiences in this overcrowded marketplace. My work is based on the committment to provide an...
Conspiracy Foods, The Inside Story about the Mass Produced Foods that are Making Society Sick
Food manufacturers can easily manipulate a whole population by the products they make available at a cheap price. The way those foods are processed and the things that are added to them can decide the level of health that millions of people...
The Benefits of Dead Sea Salt
The lowest point on Earth, 400 feet below sea level, the Dead Sea is one of nature’s most exotic and exhilarating spas. The water has a high concentration of minerals and salts in a unique combination that is rich in potassium, calcium, sodium,...
Winning the Stress Game
Winning The Stress Game Stress is a big factor in today’s world. The way we deal with it is as individual as we are. We need a certain amount of stress to function, but when it reaches extremes and we can no longer deal with it, it becomes a...
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Money: The Rules of Engagement
Do you want to be a millionaire? Well, then it’s recommend that you learn the rules of engagement early on. These rules are also known as the Rockefeller rules. Some of them may seem hard at first, others may seem pointless, but the fact of the matter is - each one has its own purpose and helps you to create the wealth you desire. Reading them and acknowleding them is one thing, but implementing them is another - to reap the full benefits, try it out. If you don’t like it or don’t find your finances improving, you can always stop.
1 - First and forement, repsect your money always. This may sound like an odd concept, but I assure you, it is not. Money is money, whether or not it is one penny, one dollar bill, or a one million dollar check. Money is not the root of all evil so there is no reason to fear it. Money cannot buy you happiness - it can only buy you things. Once you understand that money has its own energy - neither good or evil - and it takes on the energy you bring to it, then you can begin to accumulate more of it in your life.
2 - Tithe the first 10%. Notice that only one thing comes before tithing - respect. You may not be religious or spiritual (and frankly, you don’t have to be), but tithing (or sharing) your income with an open and willing heart can pay for itself tenfold. Remember when you share with others, you are bringing light into their world and if everyone shared a little light, there wouldn’t be any darkness. Be careful where you tithe to as well, share with a place that is known for sharing with others - your church, your community center, your favorite research foundation - the idea is to share as much as possible.
3 - Pay yourself the next 10%. This doesn’t actually mean give yourself a paycheck per se, it means put the money in a savings account. Once you start saving your money, you begin to accumulate wealth, but save wisely - make sure you are getting a great interest rate. If you’re daring, I would suggest joining the Motley Fool Investment Community and investing in long term stocks - Sharebuilder offers an awesome value for the novice invester.
4 - Live on the rest. This should actually be, live below your means on the rest. Once you’ve tithed 10%, paid yourself the next 10%, now it is time to start living. This is hard for a lot of people in this day and age because far too many people live above their means and find themselves in debt up to their eyeballs (to include myself at one point). The good news is, simply adjusting a few simple things in your life can get you on the right path, such as setting up a monthly
budget and sticking with it, getting your home to be more energy efficient (I still have that same halogen lightbulb I bought 6 months ago and it’s going strong), or forgoing the evenings “out on the town” for an evening “painting your living room red". If things are really tight, it’s a good idea to start paying yourself 2-3%, but make sure the amount steadily goes up to at least 10% as you actually begin living below your means.
5 - Account for every penny. You might be sureprised to see exactly where your pennies are going, I know I was. When we spend anything less than $5, we rarely pay attention to it and think of it as trivial - that is until you realize you’ve spend $5 (or less) in 10 different places over the course of a week - that’s $50/week give or take, $200/month - that’s almost an entire car payment. One of the best investments you can make is in some accounting software such as Microsoft Money (which I use personally) or Quicken. If you’re really tight on finances, get a ledger notebook and keep it meticulously ordered and balanced. Keeping track of your money isn’t nearly as difficult as it may seem. Setting up your software usually takes less than an hour - then at the end of each day - it takes about 15 minutes or less to update your transactions (depending on the amount of spending and deposits).
Some helpful hints:
- Use software whenever possible - less work and less room for errors in balancing, also, you can quickly see where most of your money goes with charts and graphs.
- Update your transactions daily. If you let it go too long, you run the risk of overlooking some transactions and that’s definitely not accounting for every penny.
- Save your receipts. This will come in handy when you’re updating your transactions at the end of the day. Save all your important receipts as well - i.e. high end electronics, furniture, appliances, etc.
- If you go on vacation take a small notebook with you so you can jot down how much you spend and where at the end of the day. When you return home, spend some time updating it in your software program (or ledger).
- Back up your records on a CD-R or floppy and save it in a fireproof safe. Try to back up your information at least once every other day. Remember, an ounce of prevention is worth a pound of cure.
These rules of engagement may take a bit of getting used to, but you may find yourself pleasantly surprised at the results.
About the Author
Telian Adlam is the creator and manager of alternativesoho.com - a website dedicated to providing insight, inspiration, and assistance to SOHOers.
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| The Alternative Dictionaries |
| Includes a list of slang terms and phrases in various languages. |
| www.notam02.no |
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| Free-Codecs.com :: Download Real Alternative 1.51 : Real ... |
| Download Real Alternative 1.51 : Real Alternative will allow you to play RealMedia files without having to install RealPlayer/RealOne Player. |
| www.free-codecs.com |
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| Free-Codecs.com : QuickTime Alternative 1.76 final : QuickTime ... |
| Download QuickTime Alternative 1.76 : QuickTime Alternative will allow you to play QuickTime files (.mov, .qt and other extensions) without having to ... |
| www.free-codecs.com |
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| AlterNet: Home |
| Syndication service and online community of the alternative press, featuring news stories from alternative newsweeklies, magazines and web publications. |
| www.alternet.org |
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| Open Directory - Health: Alternative |
| the entire directory, only in Health/Alternative ... "Alternative" search on:. AltaVista - A9 - AOL - Ask - Clusty - Gigablast - Google - Lycos - MSN ... |
| dmoz.org |
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| Alternative Radio |
| A weekly one-hour public affairs radio program that provides analyses and views that are ignored or distorted in most media. |
| www.alternativeradio.org |
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| The Alternative Medicine Homepage |
| Information on unconventional, unorthodox, unproven, or alternative, complementary, innovative, integrative therapies. Maintained by Charles B. Wessel, ... |
| www.pitt.edu |
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| Alternative Medicine, Home for Natural Remedies & Healthy Solutions |
| Complementary and alternative medicine information about common health conditions, including natural remedies, holistic healthcare, healing foods, ... |
| www.alternativemedicine.com |
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| Alternative rock - Wikipedia, the free encyclopedia |
| Alternative rock (also called alternative music [1] or simply ... The music now known as alternative rock was known by a variety of terms before ... |
| en.wikipedia.org |
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| EERE: Alternative Fuels Data Center Home Page |
| Provides information on alternative vehicle fuels and transportation technologies and related legislation. The center also distributes the newsletter ... |
| www.eere.energy.gov |
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| Alternative Comics: Publisher of cool comic books & graphic novels |
| Alternative Comics, publishers of cool comic books, releases some of the most original and intelligent titles being created today. |
| www.indyworld.com |
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| Alternative Tentacles - Store |
| Alternative Tentacles Records supplies the world with punk rock music from the Dead Kennedys, Nomeansno, and Jello Biafra. Featuring secure online ordering. |
| www.alternativetentacles.com |
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| Google Directory - Health > Alternative |
| Related Categories: Health > Animal > Alternative Medicine (498) Science > Science in Society > Skeptical Inquiry (179) ... |
| www.google.com |
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| The Alternative Museum |
| Free of physical restrictions, it presents online digital exhibitions, and live webcast events. Headed by international curators with cyber artist ... |
| www.alternativemuseum.org |
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| Centre for Alternative Technology Home Page |
| CAT aims to 'inspire, inform, and enable' people to live more sustainably. A solutions driven organisation, offering practical solutions to environmental ... |
| www.cat.org.uk |
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| Los Angeles Alternative |
| LA's only alternative weekly that is locally-owned and independent, bringing you the people, arts and ideas that make Los Angeles the center of the ... |
| www.laalternative.com |
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| NewsLink | Newspapers | U.S. | Alternative |
| Updated links to all Alternative newspapers (US) from NewsLink Associates. |
| newslink.org |
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