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Bad Credit Mortgage Refinance
Bad Credit Mortgage Refinance
If you are looking to refinance your mortgage but believe you
will be unable to because your credit may be challenged by late
payments, bankruptcy, charge off's, or unpaid medical bills to
name a few, don't...
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There are a great number of people today that are looking into getting a credit card. Some of you may have heard of free credit cards and are very interested in getting one. The idea of free
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The Advantages of Credit Cards
There are many evils associated with credit cards, but there are benefits that are hard to ignore. One benefit is having the credit card company act in your behalf to recover funds from a disputed transaction. Under the Fair Credit Billing Act...
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There are a whole variety of different types of credit cards available which can make choosing the right one a very confusing experience. In order to help you decide, listed below is a useful breakdown of the various types of credit cards available....
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Chances are you have received your share of "pre-approved" credit card offers in the mail, some with low introductory rates and other perks. Many of these solicitations urge you to accept "before the offer expires." Before you accept, shop...
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Avoid Being the Victim of Credit Card Fraud
Are you aware of how many ways there are for thieves to take
access of your credit card accounts and make unauthorised
charges against your account? Simply by rummaging through old
receipts that you have thrown out or left somewhere public, or
by a shop assistant quickly scribbling down your card details
while they are out of your sight, or by an untrustworthy seller
who you give your details to on the phone, by mail or on the
internet, your private account details can be taken and abused
by anyone.
While most of these situations are quite rare, and there are
safety measures in place to avoid the abuses they highlight, it
is a fact that credit card fraud and identity theft is a growing
problem that is costing the financial services industry more and
more each year. Therefore it is important to be aware of the
potential dangers and be familiar with a few simple steps you
can take to reduce the risk that you will become the victim of
identity theft.
Take The Right Steps
One of the simplest steps you can take is to sign all your cards
on the signature strip on the back as soon as they arrive. You
can also consider carrying your cards separately from your
wallet and driver's licence so that if someone were to find
them, they wouldn't necessarily have your identity and address.
Keep your pin numbers etc. somewhere safe and never with your
cards. If it is possible, the safest thing to do is to memorise
and then destroy pin numbers.
If your card is out of sight during a transaction try to see
what is going on behind the counter and seek to get it back as
soon as possible. While still relatively rare, there is a lot of
information on your card, which can be copied and used later on.
You should destroy receipts if you do not need them. You should
also check carefully all your monthly statements and make sure
that all charges were in fact made by you. IF you have any
doubts, contact your card issuer immediately to sort it out.
Do's and Don'ts
Never leave your cards lying around where others can get access
to them and don't lend your card to anyone. Don't sign blank
receipts and never give your account details over the phone, by
mail or on the Internet unless you are sure you are dealing with
a company that you know and can trust.
If you do suspect fraud, or if you lose your cards, report it
immediately to your card issuer. By following these simple steps
you should be able to considerably reduce the risks of card
fraud being perpetrated against you.
About the author:
Joseph Kenny is the webmaster of the credit card comparison site
http://www.cardguide.co.uk/
and also CreditCards121.com for the latest credit cards available
in the UK. He also writes for the US comparison site Credit Cards Info.
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Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
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Equifax Personal Solutions: Credit Reports, Credit Scores ... |
National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
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The FTC's web site on Credit |
Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
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Federal Trade Commission - Consumer Credit Center |
Features an assortment of helpful articles related to credit issues. |
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AnnualCreditReport |
Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
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Springboard - Non-Profit Consumer Credit Management |
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myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
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Credit Suisse Global |
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Experian: Free Credit Report and Credit Score, Credit Check ... |
Credit referencing and consumer targeting for the USA and other countries. |
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National Credit Union Administration - Home Page |
An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
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Credit - Wikipedia, the free encyclopedia |
Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
en.wikipedia.org |
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Credit (finance) - Wikipedia, the free encyclopedia |
Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
en.wikipedia.org |
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The National Foundation for Credit Counseling |
DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
www.nfcc.org |
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FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
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Compare credit cards | apply for a credit card | 0% balance ... |
Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
www.moneysupermarket.com |
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Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
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The Credit Card Prank |
In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
www.zug.com |
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Credit magazine, corporate bonds, derivatives, structured credit ... |
Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
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CUNA: The Credit Union National Association |
News and resource directory about credit unions. |
www.cuna.org |
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Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
credit.about.com |
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