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Anycredithistory vs. Bank
"Anycredithistory vs. Bank
A Bank is a financial institution, chartered by the state or federal government, which accepts deposits and offers loans to people for a profit. While the essence of any financial institution or bank is typically the...
Credit Card Debt after Divorce
It is true that marriages are made in heaven. But everything
falls flat on their butt once a marriage hits the rocks. Every
bit of reconciliation fails and divorce seems to be the only way
out. If everything - both financial and other aspects -...
Credit score - reporting your financial health
Credit score is one of the most basic, determining factor while loan borrowing. Credit score is the criterion for the creditor to ascertain whether to give you credit or not. Credit score is a powerful tool, if you what it is. Credit score is a...
Fixing Your Credit Score Doesn't Have To Cost You
Credit repair advertisements claim to guarantee a quick fix on your credit report. They promise for a fee (not always disclosed at first) to clean up your credit history so that you can qualify for a new home, car, insurance, a job, or premium...
Have You Lost Your Credit Cards?
If you have ever lost your wallet or purse with your credit cards inside you know that feeling of fear that sets in. We have all heard so much about identity theft that losing credit cards is enough to strike the fear of God into anyone. If you lose...
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Bad Credit Auto Loans
Many borrowers assume that securing an auto loan when you have a
bad credit rating is impossible, which is far from truth.
Finding an auto
loan when you have a bad credit might seem difficult to
many, but certainly it's not impossible. In recent years, Bad credit auto loan business has flourished like
never before. The reason for this is the presence of a large
number of borrowers with a bad credit history. There are many
lenders who specialize in auto loan programs for individuals
with bad credit rating.
Generally, there are two types of lenders who offer bad credit
auto loans: sub prime lenders and hard money lenders. Bad-credit
auto loans carry a higher risk to both types of lenders, so the
lenders usually charge a higher rate of interest rate. They
assess your credit ratings and accordingly match your
requirements with the tailor-made auto loan package. In today's
techno savvy world, almost all the lenders facilitate you with
online loan application, making the process a lot simpler and
faster.
The rates of interest on bad credit auto loans are generally on
a higher side which makes you pay a very huge amount of
interest. However, a higher rate can be avoided by simply
improving your credit
rating. Some of the basic tips through
which you can increase your credit ratings are:
· Obtain a copy of your credit report. · Make sure you keep your
current accounts up to date and do not fall behind on your
current payments. · Pay your bills on time. · Avoid taking
multiple loans.
A bad credit auto loan not only helps you to get new or
used vehicles but it also helps you to rebuild your credit
history. It is a well known fact that if you have a bad credit
rating, you cannot access a super low interest rate on your new
or used auto loan. However, you are able to obtain a loan with
reasonable rates. And, the best way to avail the best rates for
Bad credit auto loans is by doing little comparison shopping
first. When you look at the auto loan offers, compare the APR
which will help you single out the best deal for you. It is in
your own interest to avoid accepting the first interest rate
offered by car dealerships, instead, do your own investigation.
About the author:
The author is a business writer specializing in finance and
credit products and has written authoritative articles on the
finance industry. He has done his masters in Business
Administration and is currently assisting Shakespeare Finance as
a finance specialist.
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
| Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
| www.credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
| www.equifax.com |
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| The FTC's web site on Credit |
| Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
| www.ftc.gov |
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| Federal Trade Commission - Consumer Credit Center |
| Features an assortment of helpful articles related to credit issues. |
| www.ftc.gov |
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| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
| www.annualcreditreport.com |
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| Springboard - Non-Profit Consumer Credit Management |
| Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
| www.credit.org |
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| myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
| myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
| www.myfico.com |
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| Credit Suisse Global |
| Credit Suisse Group is an international financial services group. - Shares part of SMI. |
| www.credit-suisse.com |
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| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
| www.freecreditreport.com |
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| Compare credit cards | apply for a credit card | 0% balance ... |
| Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
| www.moneysupermarket.com |
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| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
| www.fordcredit.com |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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