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Credit Card Debt And The Interest Only Loan
Here is an example of the system gone wrong: a mortgage loan
that encourages paying off one debt, in order to over extend
yourself with another debt. This is what happens with the
interest only loan and credit card debt. As a borrowing nation,
I...
Credit Card Processing on the Internet
So you have finally finished your e-commerce web site, hired the best web publisher, added all the bells and whistles, outstanding graphics, and great merchandise. Now, how does your prospective customer pay you for your products? Clearly, it is...
Get The Best Credit Card Merchant Account
Looking for the best credit card merchant account? Admittedly,
there are a plethora of lenders to choose from when you browse
the Internet for merchant account services. But what are you
really looking for? Do you want an enhanced business...
Home Equity Line of Credit - Finding The Best Home Equity Lender
Borrowing against the value of your home using a revolving credit account is known as a home equity line of credit. Lenders offer home equity lines of credit in several ways with either fixed or variable interest rates. Information on obtaining a...
The Credit Card Offer
One day I got a call from my credit card company asking me if I would like to increase my credit limit by borrowing up to $9000 at their special rate of 15.9%. The operator stated, "Your credit card rate will then be a low 15.9%. How much would you...
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Bad Credit Mortgage Loans - Are You Killing Your Chances Of Getting Approved?
When you have poor credit, your list of lenders that will approve you for a home loan can shrink down very small. You want to make sure that you are doing everything in your power to keep your credit rating as high as you can.
Many people will unknowingly hurt their chances of getting approved and make it more difficult for themselves. Here are 3 things you will want to avoid doing if your credit history is already bad.
1. Don't have your credit pulled over and over by different lenders - Many people will, because of their difficulty in getting approved, apply with many different brokers and have the broker pull their credit over and over. Every time your credit is pulled, your score will drop just a few points. In some situations, it can be enough to disqualify you from the loan. The best way to go is to apply with companies online that will give you a pre-approval without pulling your credit, but instead, ask you what your credit is like.
2. Don't Open Too Many New Credit Accounts - If a lender
sees that you have a lot of new accounts open it can make them wary to want to lend you money. It can also raise your debt to income ratio, which will make it difficult, if not impossible, to get approved.
3. Don't Be Late On Your Current Payments - Some people feel that since their credit score is already poor, it doesn't make any difference whether or not they make their payments on time now. That is not the case, your credit score improves a little, everytime you make your monthly payments on time.
To view our list of bad credit mortgage lenders online, most of which do not pull your credit with the initial application, visit this page: http://www.abcloanguide.com/lessthanperfectcredit.shtml.
About the Author
Carrie Reeder is the owner of http://www.abcloanguide.com, an informational website about various types of loans.
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