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A Guide to Getting a Bad Credit Remortgage
There are several reasons why you might be in the market for a bad credit remortgage. You might be wanting to try to lock in a lower interest rate, or perhaps you simply need to use the bad credit remortgage as a way to consolidate some of your...
Learn How To Fix Your Credit & Debt Problems - Before Buying Your Next House!
Most people think - mistakenly - that if you have credit problems, you have to wait 7 years for them to go away. Well, that's not always true.
Credit repair can help you...once you know how to do it. The time to clean up your credit and pay off...
Learn How to Repair a Bad Credit Rating
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Learn How to Repair a Bad Credit Rating
You may have discovered that if you have a bad credit rating, it
is extremely difficult for you to get financing, loans, and
perhaps even...
Lower Credit Card Debt
You can lower credit card debt through a variety of options.
Consolidating your debt into one loan can help lower interest
rates and monthly payments. If you need additional help, you can
use a debt management or debt negotiation company. Both...
Repairing Your Credit is as Easy as 1-2-3
1. Review Your Credit Report For Errors. After you have received a copy of your credit report, you need to look through it very closely. If you do not yet have a copy, TrimYourDebt.com has negotiated with one of the credit bureaus to offer...
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Bad Credit Mortgage Loans - Are You Killing Your Chances Of Getting Approved?
When you have poor credit, your list of lenders that will approve you for a home loan can shrink down very small. You want to make sure that you are doing everything in your power to keep your credit rating as high as you can.
Many people will unknowingly hurt their chances of getting approved and make it more difficult for themselves. Here are 3 things you will want to avoid doing if your credit history is already bad.
1. Don't have your credit pulled over and over by different lenders - Many people will, because of their difficulty in getting approved, apply with many different brokers and have the broker pull their credit over and over. Every time your credit is pulled, your score will drop just a few points. In some situations, it can be enough to disqualify you from the loan. The best way to go is to apply with companies online that will give you a pre-approval without pulling your credit, but instead, ask you what your credit is like.
2. Don't Open Too Many New Credit Accounts - If a lender
sees that you have a lot of new accounts open it can make them wary to want to lend you money. It can also raise your debt to income ratio, which will make it difficult, if not impossible, to get approved.
3. Don't Be Late On Your Current Payments - Some people feel that since their credit score is already poor, it doesn't make any difference whether or not they make their payments on time now. That is not the case, your credit score improves a little, everytime you make your monthly payments on time.
To view our list of bad credit mortgage lenders online, most of which do not pull your credit with the initial application, visit this page: http://www.abcloanguide.com/lessthanperfectcredit.shtml.
About the Author
Carrie Reeder is the owner of http://www.abcloanguide.com, an informational website about various types of loans.
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