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Credit for Qualified Retirement Savings Contribution
Credit for Qualified Retirement Savings Contribution Here we are again its tax time. And with all the turmoil in our country not to mention in our private lives, Uncle Sam expects us to sit up and take notice of the time of year and file our tax...
Credit Problems, What You Can Do
Having a blemish on your credit report can lead people to believe that it will be impossible for them to obtain a mortgage or refinance their current one.
Although having less than perfect credit can be a challenge, all hope is not lost.
There...
Five Tips To Build Your Credit Today
If you’ve recently paid off a lot of debt, you may be wondering where to go from here. Maybe you went through a divorce and got stuck with a lot of high interest credit card debt, or got behind on your payments after a job layoff. Whatever the...
How To Eliminate Credit Card Debt
There is almost nothing more troublesome than having too much debt to pay each month. Consumers incur debt for many different reasons. Sometimes illness, accidents, or just bad luck can make it seem impossible to get finances under control....
New Credit Scoring Model Could Help Millions
Mark and Beth, a young married couple in their twenties, established a goal to buy a home within the first three years of their marriage before starting a family. They budgeted and used their money wisely in order to save for the down payment. ...
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Bankruptcy credit card
A bankruptcy credit card is basically a card that you can get despite bad credit.
If you have been in bankruptcy in the past, you are probably finding it difficult to build up your credit rating again. One of the reasons for this is that most of the major companies will not offer you a credit card or other loan due to your past bankruptcy. There are a few things that you can do in order to lessen the effect that that bankruptcy has on your credit now, but one of those options (wait until it is no longer on your credit report) is not a good idea if you need a credit card or loan now.
There are some companies that will offer bankruptcy credit cards. Essentially, these are credit cards for people with no or bad credit. The advantage of getting one of these credit cards is that by paying off your debt on it, you can start to improve and build up your credit report so that you'll be able to get loans and other credit cards in the future. The disadvantage is that in a lot of cases, these cards have high interest rates associated with them, or high annual fees.
If you are
going to get a your first credit card and you have not been through bankruptcy proceedings in the past, then you should be careful in order to continue avoiding them in the future. For instance, you should only get one or maybe two credit cards at a time. The more credit cards that you have, the more likely it is that you'll rack up a huge credit card debt. Credit card debts are very hard to pay off, so you should be careful not to get in debt to begin with. If you do, there's a good chance you'll end up going bankrupt.
If you're worried that you might go bankrupt over credit card debt, then you should look into some of the debt consolidation or elimination services that are online. These services should help you get rid of the debt you have. Just make sure that you thoroughly research any company you decide to go through so that you can be sure they can be trusted with your credit history.
About the Author
Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
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| The FTC's web site on Credit |
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| Federal Trade Commission - Consumer Credit Center |
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| Springboard - Non-Profit Consumer Credit Management |
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| myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
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| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
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| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
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| The Credit Card Prank |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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