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Bad Credit folks helped by New FICO
(NextGen FICO Scores) New FICO Score eases bad credit repair as FICO Corp. 'relaxes' scoring model. Bad credit folks who sign up for Credit Counseling or Debt Consolidation plan hear this a lot: "your Beacon score is too low...", "you must improve...
Credit cards - The top 3 things you need to know
----------------------------------------------------------------- Credit cards - The top 3 things you need to know ----------------------------------------------------------------- Today there are so many different credit cards available, student...
Eliminate Your Credit Card Debt Forever-Without Stress
In recent years, the amount of credit card debt being carried by
Americans has reached hundreds of billions of dollars, with
interest payments each year that would sink the economies of
many small nations. But you can eliminate your credit card...
Finding the Best Cheap Credit Cards
Want to find cheap credit cards? Your best source for
information on cheap credit cards is a Web site that not only
lets you view the offerings of a variety of credit card
companies but also gives you reviews of the various cards by
cheap credit...
Get A Credit Card Merchant Account
A card merchant account can put your business on the road to
financial success. If your company is not yet accepting credit
card payments, you are missing out on the powerful potential of
this income stream. Many business owners who started...
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Best Credit Cards
Choosing the best credit cards to meet your personal credit needs is an important step to take. Credit cards are the best for short-term credit borrowing, and if you choose the best credit cards wisely, you won't be struggling with unmanageable cards payments either. But how do you go about choosing the best cards for your circumstances?
Making a decision about the best cards to carry
Deciding on the best cards to carry in your wallet or purse should not be left to chance. The best decision is to shop around for credit cards instead of plumping for the first credit offers that hit your doormat, as these credit offers are unlikely to be the best for you. Your starting point when looking for the best cards should be an evaluation of how you best intend to use your credit cards, as the best credit cards for you will vary with personal circumstances. For instance, if you want to use your credit cards as a convenient replacement for cash / debit cards when shopping, and your best intention is to pay off your credit balance every month, then the best cards are those that offer the best / longest interest-free period on purchases, and are available without an annual fee. On the other hand, if you are making a large purchase where the best part of your credit balance is to be carried over for several months then credit cards with a high personal limit and low APR rate are going to be the best.
Many people choose to carry several credit cards so they can move their debt around to the
best of their ability without incurring substantial interest payments. The best cards for this purpose are those that provide 0% interest on balance transfers. The best credit companies will offer this for a limited introductory period, after which they will begin charging interest on the balance. The best way to further extend interest-free credit for a card debt is to open new credit cards that offer 0% on balance transfers when the introductory offer on your best credit cards expire.
Best credit cards - additional benefits
Aside from low interest rates, special balance transfer deals and the best personal credit limits, the best credit cards companies also provide a plethora of add-on services designed to be the best and attract us to sign up. Badged credit cards supporting a charity or prestige credit cards that provide discounted membership to associations such as vehicle breakdown services are popular, although they may not be the best cards for your circumstances. Many of the best credit companies also offer the best low-cost payment protection cover on their cards, so best protecting you in the event that the minimum payment cannot be met because of redundancy or ill health. Some of the best cards also allow you to service your credit cards account online.
About the Author
Matthew Bourne has been working in the loans, mortgage and life insurance industry for over 10yrs and is currently working for http://www.loansgalaxy.com
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