|
‘Bad’, ‘credit’, ‘student’, ‘loans’ - disjointed they don’t make sense. Join them and see the possibilities.
The day you stop learning is the day when you start decreasing your rewards. Learning is a constructive effort - who knows it better than student. A student is a ‘learner’ himself. There is no terminal point to the potential of a student....
Cash It Back With Credit Cards
What is a cash back credit card?
A cash back credit card gives annual rebates or gives back money
to the card holder based on how much have been purchased with
it. This type of credit card is suitable for those who rarely
use cash in their...
Don't Sweat the Small Stuff with your Credit Policy
Do you know how many customers you have that are past due right now? How many bad checks are sitting on your desk that you don't know what to do with? How many dunning letters do you send out a month?
How would you like to answer those questions...
Finding low interest credit
Getting low interest credit to finance your home or car, or to get a low interest credit card requires that you have good credit. Bad credit can disqualify you from many loans and from securing low interest rates. It is important to find low...
What Is Credit Counseling?
If you are in trouble financially, you have probably heard the term “credit counseling,” but do you understand what it is? Oftentimes this term is used in the same sentence as debt negotiation or debt settlement, but actually, it’s a completely...
|
|
|
|
|
|
|
|
Car Loans After Bankruptcy - 3 Tips On Financing Your Car With Bad Credit
If you have recently filed bankruptcy, you may wonder if its
possible to get auto financing again. There are more and more
loan companies all the time that have new programs to help
finance people with bad credit. An auto loan is easier to get
financing for than a personal loan or an unsecured loan because
the lender can use the car as collateral against the loan, in
case the borrower ever defaults or doesn't make the loan
payments.
Here are some tips to help you when getting financing to
purchase or refinance a vehicle after a recent bankruptcy.
1. Get Financed To Re-establish Your Credit - Getting a new car
loan can help you re-establish your credit when you make your
payments on time. Once you have made payments on time for about
6 months or longer, you should be able to refinance your car at
a much lower rate. As you make your payments on time, your
credit score will increase.
2. Buy The Lowest Priced Car You Can - When financing a car
after a recent bankruptcy, you can expect to see
interest rates
as high as 14-19% or more. It is not wise to buy a car that is
more expensive than you need because, initially, you will be
paying such a high interest rate on the amount you are borrowing
on. If you do want a more expensive car, wait until you have
made payments on time for a year or two, after your credit
rating has increased. Then, you should be able to get an
interest rate of around 9-10% or less.
3. Get Multiple Offers - There are many lenders online that will
offer you up to 4 offers from one application. Most of these
loan companies will not even pull your credit with the initial
application, they will just ask you to describe your credit.
This way, your credit score will not drop from being pulled too
often.
About the author:
See my recommended After
Bankruptcy Auto Lenders online. Carrie Reeder is the owner
of ABC Loan Guide, which offers help with after bankruptcy car
loans.
|
|
|
|
|
Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
www.credit.com |
  |
Equifax Personal Solutions: Credit Reports, Credit Scores ... |
National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
www.equifax.com |
  |
The FTC's web site on Credit |
Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
www.ftc.gov |
  |
Federal Trade Commission - Consumer Credit Center |
Features an assortment of helpful articles related to credit issues. |
www.ftc.gov |
  |
AnnualCreditReport |
Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
www.annualcreditreport.com |
  |
Springboard - Non-Profit Consumer Credit Management |
Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
www.credit.org |
  |
myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
www.myfico.com |
  |
Credit Suisse Global |
Credit Suisse Group is an international financial services group. - Shares part of SMI. |
www.credit-suisse.com |
  |
Experian: Free Credit Report and Credit Score, Credit Check ... |
Credit referencing and consumer targeting for the USA and other countries. |
www.experian.com |
  |
National Credit Union Administration - Home Page |
An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
www.ncua.gov |
  |
Credit - Wikipedia, the free encyclopedia |
Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
en.wikipedia.org |
  |
Credit (finance) - Wikipedia, the free encyclopedia |
Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
en.wikipedia.org |
  |
The National Foundation for Credit Counseling |
DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
www.nfcc.org |
  |
FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
www.freecreditreport.com |
  |
Compare credit cards | apply for a credit card | 0% balance ... |
Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
www.moneysupermarket.com |
  |
Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
www.fordcredit.com |
  |
The Credit Card Prank |
In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
www.zug.com |
  |
Credit magazine, corporate bonds, derivatives, structured credit ... |
Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
www.creditmag.com |
  |
CUNA: The Credit Union National Association |
News and resource directory about credit unions. |
www.cuna.org |
  |
Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
credit.about.com |
  |