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Finding a Bad Credit Mortgage
Finding a Bad Credit Mortgage
If you are looking to purchase a home or refinance the one you are currently living in, but believe this may not be a possibility for you because you have bad credit, think again.
Just because you have bad credit...
How to Find a Credit Union
If you’ve been feeling like small potatoes at your bank lately, it’s probably time to start looking at a credit union instead. Of course, you won’t find a credit union on every corner, or ATMs at every convenient location that you require. But if...
Various APR Features For Credit Cards
Since we all know that there are virtually as many different credit card companies as there are stars in the sky, finding the one that works best for you and your needs can be a bit tricky. All credit card offers will come complete with a list of...
What is a Bad Credit Loan?
A Bad Credit loan is a personal loan for people with bad credit rating because a bad credit rating or credit history can make your life a misery. However created, your past record of County Court Judgements, mortgage or other loan arrears can live...
What Sets A College Student Credit Card Apart From Other Credit Cards
With college student credit card that today, most parents
contend that it is okay to let college students obtain their
very own credit card. Not only because they want to let their
kids manage their finances alone but also because having...
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Cash Back Credit Cards
Wouldn't it be great if you could get some of that money you
spend on credit card purchases back every year? Well, you can. A
cash back credit card is the way to go for people who want all
the benefits of shopping with a credit card, plus the perks of
belonging to a credit company that offers a credit card online.
The Bank of America credit card that offers the most flexible
form of the cash back reward program is the Financial Rewards
Visa Platinum.
When shopping for a credit card online, you may be daunted by
the enormous list of choices for a cash back credit card. Don't
worry. The right card is out there. Many people find that the
Financial Rewards Visa Platinum is a great card for their needs
because of the many ways they can receive their cash back each
year.
Cash back:
The Bank of America credit card is secure, as Bank of America is
a well established and highly respected institution. When
searching through their options for personal use credit cards,
be sure to notice the features of the Financial Rewards card.
They include the following:
An interest free trial period. This means that you will be
charged 0% annual percentage rate (apr) for the first six months
that you have the card. If you purchase the credit card online,
you can use the website to read all the fine print of this
offer, but basically if you stick to making your payments on
time and don't go over your credit limit in the entire six
months, you will not be charged interest. This trial period also
applies to balances that you transfer from other credit cards.
So if you are
interested in debt consolidation, you might check
out this card as an option. Paying no interest on all that money
you owe would be a great help in lowering your balance.
With the Bank of America credit card, you are not charged an
annual fee. This is great news for those people who don't pay
their full balance each month because the fee would normally be
tagged on to the amount they owe, therefore accumulate interest.
With no annual fee, you pay less over the long run. And if a
cash back credit card is what you're looking for, than shelling
out the cash you get back just to pay an annual fee seems to
defeat the purpose.
Your cash back amount is determined by how much you spend over
the course of a year. The dollars you spend are translated into
points. Judging by how many points you have at the end of the
year helps Bank of America issue your cash back. You get five
free points just for using your card the first time. Thereafter,
you get one point for each one hundred dollars you spend.
You can get your cash back in a number of ways. Bank of America
can issue you a check for the full amount. You can have the
amount applied to your credit card online. Or you can use the
money as an incentive with the company to lower your apr.
About the author:
S.E. Kirk is the owner of SearchCardsToday.com
and CreditCard-Directory.c
om. Kirk's sites provide consumers the ability to find &
apply for the best APR rate business and personal credit cards
online.
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| Federal Trade Commission - Consumer Credit Center |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
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| Credit (finance) - Wikipedia, the free encyclopedia |
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| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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