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All You Wanted to Know of Bad Credit
Martin Henderson is in a fix these days. Because of his failure to repay a loan he had taken a few years back, he has been adjudged as a bad credit case. And, in spite of much effort, he has not been able to get a loan or a mortgage. Lenders do not...
Eliminate Credit Card Debt - 3 Reasons To Use A Debt Reduction Company Online
An online debt reduction company can offer you all the services
of a traditional debt consolidation company from the convenience
of your home. You can shop for the best fees and sort through
the scams all without making a commitment. In the end,...
Introduction to Consumer Credit
Consumer credit refers to credit in some form given to the
consumers. It is a way of financing a client on condition of a
deferred payment, at a later date or within a particular period
of time.
The businesses that provide consumer credit...
Less Interest Credit Cards - Paying Less Is What Matters!
Consider yourself lucky if you can lay your Lands on one of
those less interest credit cards. They offer great rates so it
is easier, to pay off your balance in a timely manner.
These cards are useful for persons who make large purchases...
Understanding the Process of Credit Counseling
Many of us have seen the advertisements on television. "Get out of debt fast!" "We can solve all your credit problems with only one call!" These sound really great but you know that, realistically, one call is not going to solve your credit...
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Cash It Back With Credit Cards
What is a cash back credit card?
A cash back credit card gives annual rebates or gives back money
to the card holder based on how much have been purchased with
it. This type of credit card is suitable for those who rarely
use cash in their transactions. The rebate is computed as a
percentage of the total amount charged to the credit card in a
year. Usually, rebates are between 1-2%. Some can even go as
high as 3%.
Are rebates always in the form of cash?
Strictly speaking, cash rebates should be in the form of cash.
But now that card companies are diversifying, rebates may now
come in the form of gift certificates and discount coupons. This
somehow blurs the line between and among the different types of
credit cards mentioned in the first paragraph of this article.
Some cash back credit cards offer upgrading of membership status
which allow their members to more discounts and gifts during
anniversaries and holidays like Christmas and birthdays.
Moreover, some credit card companies also have partnerships with
other consumer products that entitle their members to added
product discounts in future purchases.
What banks offer cash back credit cards?
There are many banks that offer cash back credit cards in kind.
They usually have a rewards program for members wherein card
holders receive gifts and discounts courtesy of partner
product
companies; discount coupons to hotels, restaurants, specialty
stores; and travel miles for non-travel purchases. Below are
some banks that offer cash back benefits.
1. Citibank 2. Chevy Chase Bank 3. HSBC 4. Royal Bank Avion
(Canada) 5. Standard Chartered Bank
Are cash back credit cards offered only by banks?
No. Since business establishments are innovating their services
and benefits for their customers, some of them offer cash back
to their loyal customers e.g. Discover Card (Discover Magazine).
Aside from giving book and magazine discounts, airline miles are
also offered by Discover Card. Big grocery stores such as
Krogers, Wal Mart, and Bi-Lo offer cash back but in the form of
cash certificates and discount coupons.
How does one get a cash back credit card?
Since almost all credit card companies (e.g. banks, stores,
airlines) offer cash (or in kind) back benefits, all that has to
be done is to file an application in any of their office or
stores, or signup online by visiting their web sites. Just be a
word of caution for online applications, make sure that the
transaction is made through a secure internet connection since
identity theft has become rampant with the advent of credit card
use.
About the author:
More information about credit and credit cards is available at
stooze online
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
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| The FTC's web site on Credit |
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| Federal Trade Commission - Consumer Credit Center |
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| AnnualCreditReport |
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| Springboard - Non-Profit Consumer Credit Management |
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| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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