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Bad credit mortgage - Sometimes bad credit history can be rewarded...
When you have bad credit you wonder what lenders will offer you
for a mortgage deal on your home. The big obstacle, as you know,
was your bad credit history. To add to the all the fears, there
were a few pals of yours who held that the deals...
Credit After Bankruptcy - What To Expect
If you have recently filed bankruptcy, it won't be long before
you are starting to ask yourself, "Ok, now, what do I do when I
need a loan? Where do I got to get approved? Can I get
approved?" Here are some overall basics about getting any...
Credit Reports - Fixing Errors Can Be Difficult
Most Americans are aware that any time they try to borrow money, the lender consults with a credit report outlining the borrower's credit history. These reports are prepared by the major credit bureaus - Experian, Equifax and Trans Union, and the...
Financial Flat? Bad Credit? need a fix?
Failing finances are a common problem now-a-days. How does
one extricate himself from a heavy debt load? There are ads that
offer to do that ... for a price. It may be the answer for some.
However, there are things one can do for himself.
...
Low Interest vs. Cash Back: Credit Card Questions Answered
Ahh, credit cards. All those offers, tons of fine print... what does it all mean? Whether you're applying for your first credit card or are a long-time cardholder investigating alternate options, it's wise to get the facts before moving ahead with a...
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Credit card and loan APR...some points of interest
When choosing to have a credit card or credit arrangement how many of us take an interest in the APR or look into how much our borrowing will cost us over the year that we have a credit amount outstanding.
The APR or annual percentage rate that is used for a credit card or credit facility is our guideline as to how much interest we will be paying to the financial lender on the money we borrow.
With the competition nowadays to offer us credit on all matter of consumables we can all to easily forget that what we sign for today on a credit card or credit arrangement will inevitably cost us considerably more than the original purchase price if we don't make some preliminary investigations into the total cost of the item including the financial lenders interest.
So when making your next purchase using a credit card, or any other credit arrangement, be sure to enquire first what the APR is and what the total cost of the item
will cost you including the interest.
As a basic guideline obviously the lower the APR is, the smaller the amount of interest charged should be, however it is always wise to ask for a full quotation of the total cost in writing when ever possible.
Also check what APR your current credit card is charging and make the time to see what better offers are being made by the other financial institutions, it is not uncommon nowadays to find interest rates now being offered from 0% to the high 20% range. Again it is also well worth asking how long the interest rate being offered is guaranteed for as some companies may offer an attractive introductory rate for a short period of time which when reverted back to their normal rate may be far more uncompetitive than others available.
About the Author
Copywrite 2005 Terry Till
http://www.credit-card-offer-deal.info
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