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Credit Help for Buying Houses: 14 Common Credit Mistakes
Get the credit you need to buy real estate. Qualifying for a real estate purchase requires different credit than automobile financing or retail credit. If you plan to finance real estate, either as a home buyer or as an investor, these credit...
Eliminate Your Credit Card Debt Forever-Without Stress
In recent years, the amount of credit card debt being carried by
Americans has reached hundreds of billions of dollars, with
interest payments each year that would sink the economies of
many small nations. But you can eliminate your credit card...
Fast Bad Credit
"Often, bad credit puts one in a financial quicksand. It is hard to come out of and unless you have a good plan in place, you will see yourself drowning. You have one sure shot option though - avail of the bad credit loans through Vipcredit.com....
Loan Options For The Bad Credit Borrower
For several years if not decades, credit collectors have been telling individuals that if they don't pay and pay on time. They'll never get another car loan, credit card or mortgage. Honestly even with terrible credit, even after bankruptcy you can...
What You Need To Know About Credit Cards
What is a credit card?
A credit card is a card that allows you to borrow money to pay for things. There will be a limit to how much you can spend called your credit limit. At the end of each month you can either pay off the whole of the...
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Credit card fraud is usually preventable
One of the worst things that can happen to you is credit card fraud. This is even worse if you don't pay very much attention to your credit reports, since you may not find out about the fraud until there are very serious problems to deal with. Even if it's possible to get out of paying for most of the fraudulent purchases that are made on your card, you will often have to pay for some of them - and you will have to go through the hassle of dealing with a stolen credit card if you're not careful.
One of the major places where credit card fraud happens now is online. Therefore, you should be very careful about the companies that you give your credit card number to. Ideally, you should figure out a way to avoid giving out your credit card number at all. There are several payment services online that will help you make your online payments without giving out your credit card number to unauthorized parties.
You should also make sure that if you are entering your credit card number that it is being entered into the right field on the right page, and that it is being sent over a secure connection. If the connection is not secure, then anybody online might be able to find the information that you sent.
Another place where credit card fraud is common is over the phone. For this reason, you should avoid giving your credit card number to people or
companies over the phone if at all possible. You should also listen to your instincts regarding the phone and internet. If you have any doubts about the safety of giving your credit card number, then you should probably not do so. After all, when it comes to things like fraud, you're much better off safe than sorry.
If you do find that there are charges on your credit card that you don't remember making, then you might be a victim of credit card fraud. Luckily, there are a lot of options to people who think that their credit card might be stolen. The first thing you should do if you think that your card or card number has been stolen is to call up your credit card company and immediately cancel the card. This will keep the person who has stolen your card from using it anymore. While you'll still have to deal with what has already been done with your card, you will at least have limited the damage.
To keep yourself from being a victim of credit card fraud, however, the most important thing to do is just to use common sense. If something seems shady, then it probably is, and you shouldn't risk your credit card number if you are unsure of the situation.
About the Author
Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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| News and resource directory about credit unions. |
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| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
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