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Credit Card Dirty Tricks
There are many of us that have been badly stung by credit card companies that have charged exorbitant fees to use their credit cards. Several years ago an APR of 25% to 29% was common place which in simple terms means that if you borrow £1,000 your...
Credit Card Machines
By: Alan Jason Smith
Site: http://www.creditcardspdq.com
Credit Cards Machines come in all shapes and styles. Credit card machines come in a variety of price ranges, offering enough choices that you can select exactly the model your business...
Credit where it's due
Over recent years, many people have been happy to take on more and more credit. Mortgages, credit cards, overdrafts, personal loans, store cards, store deferred payment schemes, mail order and hire purchase the list goes on. Credit cards have been...
Repair Your Credit and Prevent Future Credit Problems
Wondering how to repair your credit? Consider these options.
When should you consider credit repair? A lot of people assume
their credit is fine, when in fact there may be mistakes applied
to your credit report that you don't even know about....
Understanding Your Credit Report
Your credit report is all that companies and lenders have to know about you. They do not get to see who you are or know what is happening in your life. All they know is what your credit report has to say about you. If you haven't taken the time to...
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Credit card interest rate
A low credit card interest rate is important in order to save money.
Your credit card interest rate is one of the biggest things that you should pay attention to when you decide to get a credit card. This is the amount of money that you'll end up paying on top of the actual cost of whatever you put on your card. As you can imagine, low interest rates are always better than high interest rates.
However, that does not always mean that a low credit card interest rate is enough to make that card the best available for you. Instead you need to check several different things about every card that you are thinking of buying before you make your final decision.
You may want to make sure that you have decided on the most expensive interest rate that you can possibly pay, and then choose from the cards that have interest rates lower than that. This way, you'll know that once you find the right card, it will actually be the best one for you and will have a credit card interest rate that you can pay.
Another thing that you should consider is that there are some factors which may mean
that you should go with a higher credit card interest rate. For instance, if you are not going to use your credit card very often, or for large purchases, then you might want a slightly higher interest rate and no annual fee. On the other hand, since most annual fees are pretty low, it's most likely that you should go with the lower interest rate.
Some credit cards also have rewards programs, and it might be worth it for you (depending on the interest rates) for you to pick a card that has the rewards program that you want.
Finally, something to watch out for when it comes to low credit card interest rates is that these rates are sometimes only joining bonuses. Make sure you know how long the low interest rates will last and whether or not they are only for a limited time. If they are for a limited time, you should make sure that the higher interest rates afterward are also affordable for you.
About the Author
Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.
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