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Avoiding Declines by Repairing Credit
Sorry you are declined...Have you ever heard this before when
you went to apply for a loan or a credit card? If you have, this
means that your credit files has some negative reports and it is
time to clean up your act. Credit files are a report...
Credit Card Services And Why We Need Those Little Cards
Practically everyone in the United States has credit cards. From
teenagers to retirees, almost everyone has at least one credit
card. Everywhere we go we see ads - in the television, radio,
newspapers, billboard advertisements - on credit cards....
et Your Credit Score To Soar In The Twinkling of An Eye.
Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards and auto loans. More recently, credit scoring has been used to help...
The Advantages of Credit Cards
There are many evils associated with credit cards, but there are benefits that are hard to ignore. One benefit is having the credit card company act in your behalf to recover funds from a disputed transaction. Under the Fair Credit Billing Act...
Unsecured Credit Cards : What's the difference?
There are a lot of terms associated with the credit world. With such daunting vocabulary as variable APR or secured card, sometimes people can get confused about just what a feature of a credit card means.
First, we'll discuss what a secured...
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Credit Cards For Bad Credit
With all the confusing offers directed towards consumers with credit problems, finding credit cards for bad credit can be a confusing task. One way to start is to consider applying for a secured credit card. Often this can be a good first step towards getting the benefits of a credit card, while rebuilding your credit rating.
Visit www.easy-approval-credit-cards.com to lean more about credit cards available for those who have bad credit.
A secured credit card is a guaranteed VISA or MasterCard that has been secured by a deposit to the issuer's bank. Generally, you must deposit an amount, ranging from $300 to $5000, in a low-interest saving account or CD to secure the credit card.
You then receive a credit line for up to 100 percent of your account balance. Each bank has its own requirements for how much you can deposit for your credit line. The bank issues you a credit card using your deposit as security.
Unlike
many advertised credit cards for bad credit, you are almost guaranteed to receive a secured card unless you just have truly tragic credit. A major credit card, paid on time over time is the strongest credit reference you'll ever have. As a matter of fact, for building good credit, it's even better than a mortgage or car loan.
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Note: This article may be freely reproduced as long as the authors bio paragraph at the bottom of this article is included, the article is published "as is" (unedited) and all URL's are made active hyperlinks with no syntax changes.
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About the Author
About The Author
This article was written by Beth Pardue who has over 10 years of experience in the financial industry assisting clients with assorted financial needs. To learn more about credit cards or to apply for a credit card online please visit: Visit http://www.easy-approval-credit-cards.com today!
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| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
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