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Accepting Credit Cards For Your Online Business
Copyright 2005 Gibble LLC
Did you know that one of the best ways to increase sales for any online or offline business is to offer your customers the convenience of paying by credit card? As a merchant, you have several options available when it...
Drowning in Debt? Tips and Tricks for Getting Out of Hot Water with Creditors
Do you, like millions of other Americans, feel like you’re sinking in an ocean of credit card debt? Well, fear not--there are many options for reducing your debt way before you have to be concerned about receiving notices or daunting telephone calls...
How APR(Annual Percentage Rate) works with credit cards.
One of the most important factors when deciding which credit card to choose is a comparison of the APR, or Annual Percentage Rate. This is the cost of credit, the actual interest rate, determined on an annual basis and expressed as a yearly rate. By...
Visa & MasterCard Raise Credit Card Processing Rates
Visa & MasterCard have raised interchange rates
again effective April 2005, but before we explain the increase lets look at
what comprises a discount rate as these credit card processing rate increases
are not simple.
The discount...
What's Your Credit Score, And What Does It Mean?
You've seen the commercial on television, no doubt. A potential buyer has just discovered that his credit score is 619. Now the number literally haunts him as he sees it on a man's jersey, on the side of a bus, just about everywhere!
For those who...
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Credit cards - The top 3 things you need to know
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Credit cards - The top 3 things you need to know
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Today there are so many different credit cards available, student
prepaid, low interest cards etc. that it has becomes a real
hassle to find the right one that will suit your needs.
This is the reason why we at online-creditcheck provide you
with necessary information which can help you in choosing the
right credit card for you. The good thing about this information
is that it is all free of charge.
We have created a list of 10 things you need to have a look at
before you decide to apply for that credit card
1) **Annual Percentage Rate - APR**
Many credit card companies give you an intro apr rate that will
be lower then your regular apr rate. Keep in mind when this
introduction apr rate will expire and use it to your advantage
0% Intro APR Credit Cards, will give you the opportunity to
purchase goods/a service without paying any interest on your
principal spend. Such cards are usually for people with a good
credit history
2) **Credit Card VS Debit Card (prepaid credit card)**
Although a
Prepaid Credit Card, has the same look and feel of a
regular Credit Card, those two are not the same.
A Prepaid Credit Card, is in fact a Debit Card, and is usually
linked to a personal bank account. Other options are that you
need to load funds onto your debit card account first. This is
the reason why a debit card can only be used for a purchase that
your balance can cover.
A prepaid Credit card, are usually for people with a bad credit
history or for people who are unemployed.
3) **Credit Card Tips**
- Sign new credit cards as soon as you receive them
- Destroy old cards when they aren't necessary anymore
- Never fax your credit card number
- Be careful when supplying your credit card number by phone
- Pay your credit bills on time to maintain/create good credit
- Pay of your balance as much as possible
- If possible select a credit card with no annual fee
- Review your credit history on a regular basis
Keep the above simple things in mind when selecting a credit card
and you will find the right one that will suit your needs.
I would like to thank you for reading this article,
Sincerely,
Karin Loftist
http://www.online-creditcheck.com
About the Author
None
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