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Boost your business sales with Credit Card Payment Solutions
According to searchmerchants.com, Accepting credit cards is the
most well known way to accept payment on the Internet. Almost
everyone has a credit card and by accepting his or hers, it
makes customers' ordering process much more convenient and...
Credit Cards - Friend or Foe?
These days nearly everyone has a credit card and you've probably
heard many stories about people who have overcharged and gotten
into trouble with them. But credit cards are not all bad, they
can be very convenient and have advantages over...
Get A Credit Card Merchant Account
A card merchant account can put your business on the road to
financial success. If your company is not yet accepting credit
card payments, you are missing out on the powerful potential of
this income stream. Many business owners who started...
Guide to Bad Credit Loans
Here is a useful guide to Bad Credit loans. Bad credit loans mean that you are taking out a loan that may depend on your credit history. Your credit history includes county court judgements, and defaults on repayments of previous loans or financial...
How to Improve your Credit Score Quickly
If you are like lots of people these days, you are thinking of shopping for a new home or new vehicle. Why? Because interest rates are still the lowest they have been in 40 years, and now is a better time than any to get financing. I just bought an...
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Credit Cards to Build / Repair Credit
How can you prove your credit worthiness when no one will give
you a chance? If you have bad credit, or no credit at all, you
understand how difficult it can be to get moving in the right
direction. Luckily, in today's credit card market there are a
variety of options available to assist you. Let us tell you
about some of the choices you have to get your credit on the
right track:
Secured Credit Cards
Secured credit cards are available to almost any individual.
That's because they require a security deposit which guarantees
your credit line. For example, if you deposit $300, you'll
receive a credit line of $300. This may not seem like a true
"credit line", but the charges you make with a secured credit
card will be reported to the 3 major credit bureaus, and timely
payments will show a positive track record on your credit
report. You can use this to your advantage to build or improve
your credit history! In time, you can move on to a better credit
card offer with no security deposit, lower fees and a better
interest rate.
Unsecured Credit Cards
An unsecured credit card is a "traditional" form of credit card
which requires no security deposit. Your interest rate and
credit line are based upon your credit history. Although most
unsecured credit cards are out of reach for many people with
poor / no credit, some credit card companies offer unsecured
credit cards designed specifically for these
individuals.
Normally, these credit cards have higher rates and additional
fees when compared to standard "unsecured credit cards", but
they do no require a security deposit like secured credit card
offers.
Prepaid Credit Cards
A prepaid credit card is like a prepaid phone card. They operate
on a "pay-as-you-go" basis and can be used anywhere credit cards
are accepted. They offer many benefits, and in most cases, are
very easy to use and operate. But be aware, not all prepaid
credit cards report your activity to the credit agencies. While
you may benefit from the safety and convenience of not carrying
cash, you won't be building or improving your credit if the
prepaid credit card company doesn't report your activity to the
major credit bureaus. Luckily, many prepaid credit cards report
your credit card activity or offer this option for an additional
monthly fee.
To see a complete list of secured, unsecured, and prepaid credit cards, please visit:
WOW!
Credit Cards
About the author:
by WOW!
Credit Cards - Copyright © 2005
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
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| The FTC's web site on Credit |
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| Federal Trade Commission - Consumer Credit Center |
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| AnnualCreditReport |
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| Springboard - Non-Profit Consumer Credit Management |
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| Credit referencing and consumer targeting for the USA and other countries. |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
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| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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