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Credit Repair Made Easy - Erase Bad Credit And Establish AAA-1 Credit Fast
Credit is used every day by millions of people yet most do not
have a clear understanding of how the credit reporting system
operates. Most people only know that they can flip out a credit
card and purchase what they want and pay for it some time...
Credit Reports
Credit reports are, quite simply, electronic records of your credit activities. These activities can range from borrowing money to buy a car to applying for a loan or credit card or missing payments on loans you have taken. The report is generated...
Finding The Best Credit Card
When you start your hunt for the best credit card what you're
really searching for is the best credit card for your particular
situation and needs. You may, for instance, be someone whe
travels a lot for business or pleasure. Travel credit...
Repairing Your Credit
Repairing credit scores cannot be deemed an easy task, but also
cannot be considered an impossible task, either. Many
individuals have less than ideal credit scores due to a number
of factors. It can be due to a job loss, where bills fell...
The Credit Card Surprise That You Need to Look Out For
The Credit Card Surprise That You Need to Look Out For Companies that issue credit cards want to make a profit. No one disagrees with that. The problem is that, we as consumers have, is when they have hide or disguise what it really cost for you to...
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Credit Cards to Build / Repair Credit
How can you prove your credit worthiness when no one will give
you a chance? If you have bad credit, or no credit at all, you
understand how difficult it can be to get moving in the right
direction. Luckily, in today's credit card market there are a
variety of options available to assist you. Let us tell you
about some of the choices you have to get your credit on the
right track:
Secured Credit Cards
Secured credit cards are available to almost any individual.
That's because they require a security deposit which guarantees
your credit line. For example, if you deposit $300, you'll
receive a credit line of $300. This may not seem like a true
"credit line", but the charges you make with a secured credit
card will be reported to the 3 major credit bureaus, and timely
payments will show a positive track record on your credit
report. You can use this to your advantage to build or improve
your credit history! In time, you can move on to a better credit
card offer with no security deposit, lower fees and a better
interest rate.
Unsecured Credit Cards
An unsecured credit card is a "traditional" form of credit card
which requires no security deposit. Your interest rate and
credit line are based upon your credit history. Although most
unsecured credit cards are out of reach for many people with
poor / no credit, some credit card companies offer unsecured
credit cards designed specifically for these
individuals.
Normally, these credit cards have higher rates and additional
fees when compared to standard "unsecured credit cards", but
they do no require a security deposit like secured credit card
offers.
Prepaid Credit Cards
A prepaid credit card is like a prepaid phone card. They operate
on a "pay-as-you-go" basis and can be used anywhere credit cards
are accepted. They offer many benefits, and in most cases, are
very easy to use and operate. But be aware, not all prepaid
credit cards report your activity to the credit agencies. While
you may benefit from the safety and convenience of not carrying
cash, you won't be building or improving your credit if the
prepaid credit card company doesn't report your activity to the
major credit bureaus. Luckily, many prepaid credit cards report
your credit card activity or offer this option for an additional
monthly fee.
To see a complete list of secured, unsecured, and prepaid credit cards, please visit:
WOW!
Credit Cards
About the author:
by WOW!
Credit Cards - Copyright © 2005
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
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| The FTC's web site on Credit |
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| Federal Trade Commission - Consumer Credit Center |
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| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
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| Springboard - Non-Profit Consumer Credit Management |
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| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
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| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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