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A Look at Getting a Bad Credit Personal Loan
Trying to get a bad credit personal loan can be frustrating. It may be that you don't know where to turn to find the loan that you're looking for, or that you don't know the correct procedure for getting a bad credit personal loan. Perhaps every...
How To Boost Your Credit Score
Years ago your credit score was a big secret, known only to a select few such as your mortgage and credit card companies. In 2000, Fair, Isaac Co., the major supplier of credit scoring software, announced they would begin sharing credit scores,...
Loans from Credit Card Banks
As opposite to what used to happen in the old days, business
loans are now available not only for commercial companies, but
also for self employed people. In fact, this last group seems to
take the most advantage from this kind of loan, as...
Looking for that low interest credit card
If you have been shopping around for a Low Interest Credit Card you will notice that the UK market is awash with Credit Card companies offering low rates to entice you to apply for their Cards. There has never been a better time to consolidate your...
Making Your Business' Credit Card Work Smarter
Credit cards are convenient financial means for hundreds of
millions of people all over the world. However, personal use is
not the only way credit cards come in handy. Credit cards can
also be a major benefit for covering business expenses. If...
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Credit Counselling about Debt Reduction By Adam Gilbert
Credit Counselling
Interested in become a credit counsellor and helping free the
captives to the salvery of debt - you know - having to go to
work to pay the ever increasing spirialing debt. Here is some
wisdom to share with your friends: -
Debt Management
A world run on credit is what we are witnessing. The US
government took a couple of hundred years to accumulate the
first trillion dollars of debt. Now it is only a matter of a few
years and another trillion is added to the national debt.
This is a serious issue. It is due to the 'open circle'
mentality that pervades modern day society. We don't like
limits, restrictions and boundaries. Most people live to the
limits not of their income but the limits of their multiple
credit cards, their large credit lines on their houses, store
cards, car leases, personal loans etc etc...
Being a psychologist I witness this over extension of the limits
not only with our money but with our time as well. Generally we
are a society where we break our budgets for both time and money
which has a devastating effect on our social lives, our family
lives and our spiritual and emotional well being.
There is an interesting scripture in Matthew 5 (a chapter in the
Bible) and it states that 'The meek shall inherit the earth'.
What does meek mean? It basically means to live within the
limits. To schedule what your time with some margin left. To
budget with some margin. This means you have some resources not
only for your own peace of mind but so you have the time and
money to help others.
A Credit counselling debt solution:
Make a list of all debts and list them smallest to largest.
Apply 5-10% of household income and then adding that amount to
the lowest debt.
Once the debt is paid then take this extra amount as well as the
previous minimum payment and apply that to the next debt on the
list.
Continue to apply this strategy to every debt on the
list.Within
5-9 years you will be able to eliminate every debt including
your house mortgage.
The other possibility to is to refinance your smaller debts with
the equity from your house or your investment property.
However if you choose to do this then you need to ensure that
you take the minimum payment you used to pay on the debt you
consolidated and pay that off your mortgage.
You will also need accountability partners so here are a few
pages off my site http://www.creditcounselling247.com where you
may be able to find someone
So I hope you will join me and become debt free. I want to be
totally debt free within the next few years. Why? Well imagine
the good we can do if we apply those interest payments that were
lining the coffers of the banks and give them to charity
(http://www.mannarelief.org - is my faviourite - watch this
space for what they are doing with the aids orphans in Uganda!!
Or simply check their site out!!)
I have a very successful home business. For people who have
found themselves in debt Network Marketing is one of the easiet,
most cost effective ways to get involved in business. This is
also another way in which you can accelerate your debt reduction
is simply to earn more income above your normal current income
and apply that not to your lifestyle but to your debt reduction.
Check out my new site www.networkmarketingconsultant.com to
learn more about this business. Or subscribe to my ezine at
http://www.homebasedwellnessbusiness.com/nexttrillion.html to
learn about the 5 principles you need to find in a business in
order to be successful.
© Wellness Corp Pty Ltd - If you wish to reproduce this article
on your site you can do so as long as you include my link to
http://www.networkmarketingconsultant.com
About the author:
Adam retired at the age of 31 from full time employment. He now
is finanically independent and is coaching others on how they
can retire young as well.
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Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
www.credit.com |
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Equifax Personal Solutions: Credit Reports, Credit Scores ... |
National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
www.equifax.com |
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The FTC's web site on Credit |
Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
www.ftc.gov |
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Federal Trade Commission - Consumer Credit Center |
Features an assortment of helpful articles related to credit issues. |
www.ftc.gov |
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AnnualCreditReport |
Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
www.annualcreditreport.com |
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Springboard - Non-Profit Consumer Credit Management |
Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
www.credit.org |
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myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
www.myfico.com |
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Credit Suisse Global |
Credit Suisse Group is an international financial services group. - Shares part of SMI. |
www.credit-suisse.com |
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Experian: Free Credit Report and Credit Score, Credit Check ... |
Credit referencing and consumer targeting for the USA and other countries. |
www.experian.com |
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National Credit Union Administration - Home Page |
An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
www.ncua.gov |
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Credit - Wikipedia, the free encyclopedia |
Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
en.wikipedia.org |
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Credit (finance) - Wikipedia, the free encyclopedia |
Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
en.wikipedia.org |
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The National Foundation for Credit Counseling |
DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
www.nfcc.org |
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FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
www.freecreditreport.com |
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Compare credit cards | apply for a credit card | 0% balance ... |
Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
www.moneysupermarket.com |
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Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
www.fordcredit.com |
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The Credit Card Prank |
In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
www.zug.com |
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Credit magazine, corporate bonds, derivatives, structured credit ... |
Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
www.creditmag.com |
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CUNA: The Credit Union National Association |
News and resource directory about credit unions. |
www.cuna.org |
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Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
credit.about.com |
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