One-way you can start to build, or rebuild your credit worthiness might be by obtaining a secured or pre-paid debit card. These can be used exactly the same way as a traditional credit card however you place cash advancements on the card first, which in effect becomes the limit on the card you are able to use. These cards are available fairly easily as there are no risks to the financial lenders and thus gives you all the advantages of a normal credit card without any possibility of placing yourself into a debt situation. Over time using this means of payment while maintaining any other financial commitments you may have will regain your credit score and in time will lead to you being able to approach companies for a traditional credit card, should you wish, plus all other forms of credit arrangements.
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