|
|
|
Bad Credit Mortgage Lenders - Things You Should Know About Subprime Lenders
Interest rates and fees vary between subprime lenders just like regular mortgage lenders. Just because you have bad credit, that doesn’t mean you should accept the first financing offer from a subprime lender. Take the time to do your research, and...
Crushing Credit Card Debt
How much do YOU owe on your credit cards? The average American family is now over $7000 in debt just on their credit cards. That debt generates an interest charge of over $105 each month if your card charges the average 18%. If you have missed a...
Making Money with Credit Cards Instead of Spending Money.
Is it possible to actually make money with credit cards
instead of just using them to spend money?
Well, of course for the large credit card companies and
banks. But how about for the average person? Is it really
possible for the average...
New Business Credit Card - Managing Cash Flow With A Business Credit Card
A business credit card can help you manage your company's
finances more efficiently. With a line of credit, you can handle
cash flow issues, keep track of expenses, and qualify for deals
and discounts.
Manage Cash Flow
Cash flow is...
Your Home Equity Credit Lines
Do you need to borrow money? Home equity lines may be one source
of credit. Home equity credit lines may provide you with large
amounts of cash at a low interest rate and they may provide you
with certain tax advantages with other loans.
...
|
|
| |
|
|
|
|
|
|
Cut Back Credit Repair Solution
If you want to get out of debt, you need to cut back and start
saving money. If you think you are going to get out of debt
going on spending binges then you had better think again. Too
many debtors believe once they are in debt it does not matter
anyway so why not get what you want out of life. The fact is you
are taking advantage of your self in the process of taking
advantage of others.
If you do not have the money and scraping for every penny you
can get your hands on, this is one thing, but if you have extra
cash and your bills are due, what are you doing? If you do not
have the money to pay your bills then you are probably a
low-income census. This means that you are eligible for
commodities, income, items, and so much more. You might want to
start with your local Social Services and apply for Food Stamps,
commodities, and income, including medial coverage until you get
back on your feet again.
Do not go in the door believing this is your way through life,
since Welfare is only a temporarily resource available to the
low-income families. If you found yourself in a predicament and
can't see a way out you might want to seek advice. Find someone
that you can trust to guide you through the process of credit
repair, otherwise you might want to ask someone with a Debt
Counselor qualified to assist you.
Any Religious Organization or at least most Organizations that
Specialize in debt management or credit repair are the best
sources to consult with. If you can find a way to cut back on
your situation all the better, since most businesses, companies,
individuals, and so on will tell you "oh we know a way," do not
go for that, go for you!
You got in the debt; it will take you to get out. When it comes
to relying on others to help you out, you might as well hang up
the phone because no one is at home. Life is too short to go
through the remaining revolution without a hint of
confidence.
When you feel that confidence building inside your next step
should be obvious.
Credit Repair
When you think no one cares, pick up the phone and dial
yourself. You do care, and the fact is you care more than the
creditors or collection agencies that are bugging you every day
to pay or try to pay your debts. You are the source to getting
out of your situation. Credit is an obstacle and if you want to
run you are about to get yourself into a situation that you do
not really need. However, if you want to take the time and
learn, earn, and ACCEPT, then you are on the road to recovery.
If you are in debt over your head, do not run, rather stand up
and fight for whom you are.
Now that we are on the road to credit repair I want to let, you
know that the Internet and many other resources are confusion.
Therefore, if you are in a Chapter 7 Bankruptcy obligated each
month to pay more than you make...YOU do have the option of
FILING Bankruptcy 13. DO not let anyone misled you! The fact is
if you are paying more than you can afford to bankruptcy seven
courts, you can get a bankruptcy 13 in motion. Chapter 7 means
you have to repay your creditors while Chapter 13 means all your
debts are wiped out. Notice...You will have a Chapter 13 on your
credit report, but it does not mean that you cannot get credit.
In October, the laws are changing so if you are in a position
where you see no other resolve, now is the time to get out.
The economy, society and government make it difficult for all of
us, so why not find a resolve when you can. If you do not see
bankruptcy in focus find a way to cut back on your bills,
groceries, home necessities, toiletry, insurance, and personal
needs, and so o
About the author:
Tony Robinson is a business owner with vast experience in all
facets of Credit and Credit Repair - for further tips and
techniques visit http://www.officialdebtfree.com
|
|
|
|
|
| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
| Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
| www.credit.com |
|
| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
| www.equifax.com |
|
| The FTC's web site on Credit |
| Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
| www.ftc.gov |
|
| Federal Trade Commission - Consumer Credit Center |
| Features an assortment of helpful articles related to credit issues. |
| www.ftc.gov |
|
| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
| www.annualcreditreport.com |
|
| Springboard - Non-Profit Consumer Credit Management |
| Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
| www.credit.org |
|
| myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
| myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
| www.myfico.com |
|
| Credit Suisse Global |
| Credit Suisse Group is an international financial services group. - Shares part of SMI. |
| www.credit-suisse.com |
|
| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
|
| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
|
| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
|
| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
|
| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
|
| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
| www.freecreditreport.com |
|
| Compare credit cards | apply for a credit card | 0% balance ... |
| Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
| www.moneysupermarket.com |
|
| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
| www.fordcredit.com |
|
| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
|
| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
|
| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
|
| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
|
|