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Correct Credit Card Use
Having a credit card has become the norm in today's society. If you have a flippant attitude and don't use your credit card in the correct manner then you could unwittingly become deep in debt without realizing it or the implications. Looking at...
Credit Card Minimum Payments Create Debt
A credit card minimum payment means that you can spend more and
pay as little back as the credit card issuer will allow you.
Sounds great in theory but it is a system that will turn out to
be your worse nightmare. If you stick to it before long...
Credit Report – How to Improve Your Credit Score
One of the great mysteries of life is how the three major credit bureaus (Experian, Equifax, and Trans Union) score credit. They all have secret statistical formulas for determining your credit score, but they are unwilling to divulge exactly what,...
How to Avoid Credit Card Late Fees
Everyone hates late fees and being late will cost you dearly these days. For some credit cards today, if you are late, you will have to shell out as much as $40 each time. This can put a nice sized hole in your pocket really quick. Below, I will...
How to Get Your Credit Report for Free
Did you know that it's easy for you to get a free credit report ? An amendment to the FCRA requires each of the nationwide consumer reporting companies--Equifax, Experian, and TransUnion--to provide you with a free copy of your credit report, at...
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Deciding On The Chase Credit Card
The first credit card I ever had was cosigned by my parents. My
father picked it out for me and did the bulk of the paper work,
and I can only assume the card was issued through his regular
bank. The Chase credit card I use now is the first one I signed
up for myself. I got it after a long research process where I
discovered that shopping for credit cards isn't as easy as I
used to assume.
When I set out to get a card under my own name and before I
settled on a Chase credit card, I didn't realize that there was
anything more to think about then MasterCard or Visa. The first
thing I looked at, therefore, was what kind of acceptance those,
and a few other, cards had at the kind of places I shopped. It
turned out to be a pretty much equal spread for the most part.
Then when I got into looking at rates and found out all the
different perks and payment options that were available I
realized that I was getting in a bit over my head.
At the time I didn't have a specific bank that I used because I
didn't have a lot of money to require a lot of banking services.
So there was an account in one bank that I opened with my first
job and one in another that I opened after moving to the city.
When I learned that so many of the options and savings one card
could give you depended on what bank you got it from, I had a
lot more questions to ask. When I opted for a Chase credit card
it was because they were not only the most helpful to be but
offered a lot of the best benefits.
The Chase credit card options start out with the basic question
of
issuers. This would be MasterCard or Visa. From there things
get tricky. There are cards that are good for gas and cards that
help with traveling. There are Chase credit cards that are
designed to support certain organizations and others that offer
perks to specific retailers. It was tempting at first to dive
into a credit card based solely on silly temptations. Loving
musicals I wanted to get a Broadway Card that would have given
me points to get free theater tickets. There were similar
temptations when looking at cards that offered points towards
electronics, theme park vacations and books.
If this is all new to you as well then explore the chase credit
card website and take a look http://www
.drakesdigest.com/category/finance-news. There are dozens of
brand names, clubs and charities that associate themselves with
credit cards to earn more business. The list is staggering.
In the end what I discovered was that it was best to look beyond
all those things for the time being. The most important features
I needed given my current position were things like low interest
rates and no annual fees. If I ever get another Chase credit
card though I'm going with the Disney Card.
About the author:
If you would like more of my debt counseling articles, please
feel free to visit my finance
blog. Thank you for your time in reading my article and let
me know if there is anything else I can do for you!
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| Credit - Wikipedia, the free encyclopedia |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
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