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10 Tips for Avoiding ID Theft and Credit Fraud
10 Tips for AVOIDING ID THEFT AND CREDIT FRAUD Article excerpted from the new book, “How to Do Space Age Work with a Stone Age Brain” TM copyright 2004, all rights reserved, by Eve Abbott, the Organizer Extraordinaire Each year billions of dollars...
Bad Credit Debt and Loan Consolidation Advice
Are you deep in debt and have a bad credit history? If you
answered yes to that question, finding a company who offers a
bad credit debt and loan consolidation service may seem like the
perfect solution. It is very important however, to...
Free Credit Cards and Balance Transfers Allow You to Manage Your Debt Wisely
If you're being squeezed by the high interest rates and fees
charged by your credit companies, it might be time to rethink
your financial strategy. In today's marketplace, credit card
companies compete for your business. You can take advantage...
Get a credit card with a low interest rate
Before you choose a credit card it would be wise to first find
out the interest rates offered by all the credit card companies
and banks. While you compare credit card companies and banks,
take note of the ones with low interest rates and offer...
What Does My Credit Score Mean?
Lenders are using credit scores more and more to make decisions about who they will lend to. The main developer of these scores is called Fair, Isaac Co (FICO), thus these scores are often called FICO scores. Scores range from 300-850 with a lower...
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Deciding On The Chase Credit Card
The first credit card I ever had was cosigned by my parents. My
father picked it out for me and did the bulk of the paper work,
and I can only assume the card was issued through his regular
bank. The Chase credit card I use now is the first one I signed
up for myself. I got it after a long research process where I
discovered that shopping for credit cards isn't as easy as I
used to assume.
When I set out to get a card under my own name and before I
settled on a Chase credit card, I didn't realize that there was
anything more to think about then MasterCard or Visa. The first
thing I looked at, therefore, was what kind of acceptance those,
and a few other, cards had at the kind of places I shopped. It
turned out to be a pretty much equal spread for the most part.
Then when I got into looking at rates and found out all the
different perks and payment options that were available I
realized that I was getting in a bit over my head.
At the time I didn't have a specific bank that I used because I
didn't have a lot of money to require a lot of banking services.
So there was an account in one bank that I opened with my first
job and one in another that I opened after moving to the city.
When I learned that so many of the options and savings one card
could give you depended on what bank you got it from, I had a
lot more questions to ask. When I opted for a Chase credit card
it was because they were not only the most helpful to be but
offered a lot of the best benefits.
The Chase credit card options start out with the basic question
of
issuers. This would be MasterCard or Visa. From there things
get tricky. There are cards that are good for gas and cards that
help with traveling. There are Chase credit cards that are
designed to support certain organizations and others that offer
perks to specific retailers. It was tempting at first to dive
into a credit card based solely on silly temptations. Loving
musicals I wanted to get a Broadway Card that would have given
me points to get free theater tickets. There were similar
temptations when looking at cards that offered points towards
electronics, theme park vacations and books.
If this is all new to you as well then explore the chase credit
card website and take a look http://www
.drakesdigest.com/category/finance-news. There are dozens of
brand names, clubs and charities that associate themselves with
credit cards to earn more business. The list is staggering.
In the end what I discovered was that it was best to look beyond
all those things for the time being. The most important features
I needed given my current position were things like low interest
rates and no annual fees. If I ever get another Chase credit
card though I'm going with the Disney Card.
About the author:
If you would like more of my debt counseling articles, please
feel free to visit my finance
blog. Thank you for your time in reading my article and let
me know if there is anything else I can do for you!
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