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10 Common Credit Card Mistakes
In no particular order, the following are viewed as being the top 10 common credit card mistakes:
1. Applying for a card and limit you cannot afford to repay
Most people have bad debt management skills and are swept away with the fact that they...
5 Ways To Prevent Credit Card Late Fees
Paying a credit card late fee is the same as throwing your money away. Late credit card payments can also hurt your credit score. The payment tips and strategies here will show you how to prevent these costly fees. When credit card companies...
Credit Card Features
Do you know anyone who doesn't have a mailbox overflowing with credit card offers? Open any of them up and you'll find in large print just what makes this card perfect for you. At first glance, this all looks good on paper, but it's the small print...
Credit Problems, What You Can Do
Having a blemish on your credit report can lead people to believe that it will be impossible for them to obtain a mortgage or refinance their current one.
Although having less than perfect credit can be a challenge, all hope is not lost.
There...
How To Get A Higher Credit Card Limit
Almost all credit card holders are aspiring for a higher credit
card limit. This is because a higher credit card limit will
enable them to make otherwise unaffordable purchases. Credit
card holders need to remember that to get a higher credit...
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FREQUENT FLYER CREDIT CARDS
The best credit card reward available is one that suits your
lifestyle and saves you time and money. Check out the Bank of
America credit card for its convenience, low interest rate, and
great rewards. You can find the wide selection of Bank of
America credit cards online at their web site,
http://www.bankofamerica.com. One of the most popular credit
card reward programs is included in the frequent flyer credit
card.
Frequent flyer credit card
For those who make several trips a year on business or personal
occasions, the frequent flyer credit card makes a lot of sense.
Indeed, if you know someone, a friend or relative who travels a
lot, you can even use the credit card reward as a gift and give
the person you love the freedom of travel.
Most reward card companies that offer airline miles in exchange
for dollars spent on the card trick you into applying for their
card without first disclosing how many points you have to
accumulate to actually qualify for miles. The Bank of America
MilesEdge card does not do this. The company is up front about
how many points you need to start qualifying for miles, and it
is far less than most credit card reward systems. After you
accumulate ten thousand points, you can begin to redeem them for
airline travel. You can redeem your points for other rewards
when you reach five thousand points. The company starts you off
with a generous one thousand points after your first purchase
regardless of how much you spend.
Bank of America credit card features
* The Bank of America credit card has no annual fee. This can
save you money and interest that you would otherwise pay on the
annual fee
after it is added to your outstanding balance. This
occurs because the annual fee is taken out of the line of credit
and applied to the balance that you owe. If you do not pay your
bill in full each month then you are behind on your balance, and
this annual fee will accrue interest along with the rest of your
purchases. With the Bank of America credit card you don't have
to worry about this loophole that so many other companies use to
earn your money.
* You get reliable basic features with all the credit cards from
Bank of America. These include banking online, where you can
manage your credit card account over the internet. Any credit
card offer you get online should include this type of service.
* Convenience checks come with your Bank of America credit card.
These checks can be used like regular checks you get from your
bank. You simply write the check at the store, restaurant, or
with your utility bill as you would one from your checking
account. The money comes out of the line of credit that you
opened with your Bank of America MilesEdge card.
* Also notice the twenty four hour customer service available
with your MilesEdge card. A customer service representative is
on call any time of day or night no matter where your credit
card reward miles have taken you in the world.
All in all, Bank of America offers a good credit card deal for
credit card debt transfer. Check it out at
http://www.creditcarddirectoryhome.com.
About the author:
Diana Huntress is a financial consultant and senior staff writer
for http://www.creditcarddirectoryhome.com. She began writing
articles about consumer credit issues in 2001.
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| The FTC's web site on Credit |
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| Springboard - Non-Profit Consumer Credit Management |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
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| Credit - Wikipedia, the free encyclopedia |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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