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Boost your business sales with Credit Card Payment Solutions
According to searchmerchants.com, Accepting credit cards is the
most well known way to accept payment on the Internet. Almost
everyone has a credit card and by accepting his or hers, it
makes customers' ordering process much more convenient and...
Building Credit Ideas
There are several ways that we can build credit. If you are
tired of collectors hounding you, or if you are frustrated that
no one will loan you money because you never had credit, it is
time to learn how to build your credit. First, and...
Credit Report – How to Improve Your Credit Score
One of the great mysteries of life is how the three major credit bureaus (Experian, Equifax, and Trans Union) score credit. They all have secret statistical formulas for determining your credit score, but they are unwilling to divulge exactly what,...
Finding the Right Credit Card
There are so many credit cards out there to choose from that deciding which one to get can feel really daunting. What makes one offer better than the hundreds of others you’ve seen? Take this little quiz to find out what you should look for in a...
Introduction To Credit Cards
It's hard to imagine doing business today without credit cards. If you are among the relatively few who do not own a credit card, the chances are good that you have a great deal of difficulty rent a car or reserving a hotel room. So, just what are...
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Get a FREE Credit Report
Get a Free Credit Report
Credit management is a leading American issue. Approximately 30 million Americans struggle with some form of poor credit. The quest to repair bad credit, must start with the knowledge of your current credit standing. The only way to do this, is to request a copy of your credit report.
There are myriad of credit reporting organizations that are willing and able to sell you a credit report, however you are entitled to a free credit report per the Fair Credit Reporting Act (FCRA).
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit report every 12 months per your request. This means that you are entitled to three free credit reports per year, if you deem it necessary. You can stagger the requests or order all of them at the same time.
To obtain your free credit report online, you must go to www.annualcreditreport.com. This is the only official website that provides a free credit report. Consumers from all 50 states are eligible for the free report. The offer is extended to residence in the Eastern states, District of Columbia and Puerto Rico as of September 1, 2005. You can
also order your free credit report by calling the toll-free number 1-877-322-8228 or mailing your Annual Credit Report Request form to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
You will need to provide name, address, Social Security number, and date of birth. If you have changed your place of residence within the last two years, you will need to provide a previous address. Do not contact the Consumer Reporting Agencies directly, they only provide free credit reports through the three methods mentioned (phone, website or mail).
If you request your credit report online, you should be able to get it immediately. If you order your credit report by phone or by mail, you can expect to get it within 15 days of the request.
Once you have obtained your free credit report, verify the information and fix any errors.
About the Author
Get rid of credit card debt and Improve your FICO Score.
Free financial information on how to eliminate credit card debt and raise your credit score.
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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| The FTC's web site on Credit |
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| Federal Trade Commission - Consumer Credit Center |
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| AnnualCreditReport |
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| Springboard - Non-Profit Consumer Credit Management |
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| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
| www.freecreditreport.com |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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