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Credit Building Strategies
IF you are attempting to build your credit there are many
strategies we can look at to help you get started. If you have
no credit, bad credit or good credit, building credit is
important since regardless of your situation, you do not want to
go...
Credit Cards And Loans - So Many Options - So Little Time
Credit Cards and Loans sounds like just two things, but in actuality, it is dozens of things. Due to a combination of user preferences, lifestyles, and marketing ideas, there are dozens of different types of credit cards out there. Because of the...
Do it yourself Credit Repair
Many of us believe that it is only through an agency that we
could possibly have any hope for repairing our own credit. Rest
assured that this is not true. It could possibly cost you more
money and time to arrange through an agency than it would...
Understanding Credit Files to Repair Credit
If you are in debt and nagged daily by creditors you might want
to understand your credit files to repair your credit. If you
are delinquent in payments your credit score is affected, and
often you can't get a loan. There are exceptions but if...
Why Join The Credit Union? Better Benefits Are Hard To Find!
What is a credit union? A credit union is a not-for-profit, cooperative financial institution that is owned and controlled by its members. Credit unions serve people that share something in common such as an employer or place of worship. Credit...
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Government Credit Repairs
If you are building a credit history, suffering bad credit or
else your credit is great, there are sources available that will
help you maintain credit, repair credit, and build credit
history. If you have bad credit you must at least apply for two
loans and be turned down before, the government will consider
giving you a loan. Your credit report is not what is important,
rather declines is the focus. There are government loans
available that help people start a new business, loans for
single parents, loans for education and so on.
The government offers loans to the special individuals and often
has 0% interest or low interest against the loans. The
government also offers grants to assist people in getting back
on their feet again and the grants are yours. You do not have to
repay the government anything, but you must use the money for
what it was applied for.
DC recently reported that there are new sources available that
makes it easy for families and individuals to repair their
credit and get back on their feet again. When credit is bad, we
have difficulty when applying for a home, car, apartment, credit
cards and so on.
We are virtually disregarded in most all cases. Today private
lenders and the government are teaming up to make our economy
more productive by helping those in need, including repairing
credit.
Other resources are available helping those of us that are
re-entering the employment market as well as helping those of us
without jobs. There are funds available to those of us with low
and high-risk credit scores. If you need a home, consolidate
debts, car, or else start up your own business the government
and private agencies are waiting to help you along.
Reduced loans and free programs are available that will benefit
millions in the economy that are suffer with bad credit
histories. Legal Aid is one source available that can help you
with repair of your credit, as well as many other sources and
this source is free of charge in most all cases. If you are
paying, high fees to rent an apartment you might want to fill
out an application with
HUD. HUD pays a certain amount toward
your monthly rent each month and you are required to pay the
remaining balance.
Think of the money you will have left each month to apply toward
building your credit history. HUD also has a solution for first
time homebuyers with bad credit. Under the Homebuyers Bill of
Rights allows us the right to purchase a home if we have bad
credit. The government resources and private institutes has
lowered their Interest Rates to around 5% to homebuyers and
extends up to $500,000 for first time buyers helping them buy a
home.
The government and private institutes are also offering debt
consolidation loans assistance with late payments, people that
are starting a new business, and home improvements. Imagine the
potentials?
It is often difficult for us when our credit is bad and not
knowing where to start to repair our lives is even more
frustrating. If you are suffering bad credit, you might want to
check in to a few options available to you that can help you get
out of debt. Life does not have to be difficult and all of us
make mistakes. The Fair Credit Reporting Act (FCRA) offers us
protection on our credit report. Our privacy, fairness, accuracy
and other laws says that we do have hope. If you are searching
for a way to get out of debt you might want to start up your own
business. The government has programs specifically for small
business owners. The programs will help business owners to
finance their business and guarantees loans to those that are
creating a plan to support them selves as well as paying their
taxes to the government.
This is a wonderful solution for getting back on your feet again
and getting those creditors off your back. To find out more
about small business loans check with your local bank. Bad
credit is misery, but it does not have to be a force that
destroys your life forever.
About the author:
Tony Robinson is a business owner with vast experience in all
facets of Credit and Credit Repair - for further tips and
techniques visit http://www.officialdebtfree.com
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
| Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
| www.credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
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| The FTC's web site on Credit |
| Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
| www.ftc.gov |
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| Federal Trade Commission - Consumer Credit Center |
| Features an assortment of helpful articles related to credit issues. |
| www.ftc.gov |
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| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
| www.annualcreditreport.com |
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| Springboard - Non-Profit Consumer Credit Management |
| Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
| www.credit.org |
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| myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
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| Credit Suisse Global |
| Credit Suisse Group is an international financial services group. - Shares part of SMI. |
| www.credit-suisse.com |
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| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
| www.freecreditreport.com |
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| Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
| www.moneysupermarket.com |
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| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
| www.fordcredit.com |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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