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Avoid Late Fees With Prepaid Credit Cards
In today's society the modern consumer has more debt than
income. A great way to help ease the pain of owing money is to
cut out any unnecessary expenses from your budget. One of these
expenses is credit card late fees. The average credit card...
Bad Credit Loans: How To Get Up to $15,000 Even With Past Credit Problems
Access Loan and Credit Data are offering $15,000 cash loans within 30 days, even to those with credit problems in the past or present. "The reason we are doing this is because we know that many of you have been hurt by companies that make...
Build Your Credit with Caution
Building credit can be a very exciting thing. Avenues of great
opportunities are available if you do it right. It is important
to avoid scammers that claim to offer you a debt solution in
little or no time at all. Many scammers on the market...
Getting The Credit You Deserve
Getting The Credit You Deserve
By Gabriel B. Avalos, Trusted Advisor
Tip #1: Know your score
People like you and me applying for a mortgage or a car loan are nothing but a "number." A credit score in other words. And even though you may be a...
Winning the Credit Game
Everywhere we go, the word credit can be found, shining huge dollar signs in front of our very eyes. Everyday we receive solicitation and promotions offering us credit. Credit actually makes the financial world go round, yet just the mere mention of...
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Homework on College Credit Cards
With credit cards dominating the market world today, even
college students are already prospective clients of most credit
card companies. This is because studies have revealed that most
college students have difficulty in maintaining their expenses
especially to those who are far way from home. That is why
credit card nowadays had been a "must-have" for most college
students.
Basically, college credit cards do not differ that much to
ordinary credit cards. In fact, college credit cards are
classified as secured credit cards because students do not have
any credit history that will enable them to get a regular credit
card.
But the fact remains them. Why would credit card companies be
willing to provide college students with credit cards where in
fact there is no basis where they can tell whether the student
is capable of paying or not.
For two reasons, the credit card companies see a greater
opportunity in them. One, survey shows that most college
students remain loyal to their credit card company even after
they have graduated from college and got have their work.
Second, reports show that college students are actually good
customers. Most of them really do pay on time. Moreover, their
balances tend to provide workable income to the credit card
company.
On the other hand,
college credit cards are also preferred by
most parents, even if they know there will always be the
tendency to overspend, due to the fact that college credit cards
offer some fringe benefits that other credit cards cannot
provide.
A good example of this is the student loans that will be used to
pay the tuition fees. In doing so, students, as well as parents,
will have an easier way of paying tuition fees at a more
considerable rate and payment plan. Plus, there are college
credit cards that had tied up with some establishments that are
very useful to college students. They can, in turn, get fringe
benefits and rewards from these establishments whenever they pay
their balances on time.
Best of all, college credit cards have lower rates than most
regular credit cards in the event that they maintain good grades.
Indeed, college credit cards are part of the "must-haves" of the
college students. In fact, it is also one way of letting them
know the ins and outs of good financial planning and budgeting.
The goal here is for the students to know how to use the
plastics responsibly, and they should know that whatever they
do, it's under their responsibility.
About the author:
More information about credit and credit cards is available at
stooze online
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| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
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| Credit - Wikipedia, the free encyclopedia |
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| The National Foundation for Credit Counseling |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
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| The Credit Card Prank |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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