|
|
|
Credit Card Debt
Do you have a hard time paying your credit card bills? Starting
to get notices from waiting creditors to pay? Worried that you
might lose your properties like your house because of credit
debt? Chin up: Dealing with credit card debt is not as...
Finding low interest credit
Getting low interest credit to finance your home or car, or to get a low interest credit card requires that you have good credit. Bad credit can disqualify you from many loans and from securing low interest rates. It is important to find low...
How Web Masters Can Start a Home Based Business Using Credit Cards
If you’re a webmaster who has been itching to start a home based business and you are experiencing some cash flow problems and are considering leaving your dreams by the wayside, don’t. Credit cards may be your answer. Now before you start...
Small Business Credit Card Advantages
Obtaining a business credit card enables the small business owner to separate personal expenses from business expenses. Offering business credit cards to their employees eliminates the need for employees to use their personal credit cards or cash to...
The Tales of the 0% APR Credit Card
People used to think that they had enough on their benefits with their credit cards. They thought that the rewards they get and the low interest they have is already enough to last a lifetime.
However, there are instances when they get to have the...
|
|
| |
|
|
|
|
|
|
How Credit and Faith Lead to Success.
Have you ever really thought about how much credit and faith are factors, which lead to success?
The word "credit" means faith.
Credit is the faith of man in men. Faith is the basis of all business and of all success. No transaction today is carried on without it. You do not leave an order at the grocer's without having faith that the grocer will deliver the goods.
Credit is faith. Credit in the business world is man's faith in his fellowmen. Your credit depends upon the faith of men in you; and this in turn depends on your faith in yourself.
As lack of credit is due to the lack of true faith, so lack of financial backing is due to lack of a concrete plan. There is a difference. Credit is a spiritual attitude. Financial backing is a material condition. That is the reason a concrete plan is necessary in securing financial backing.
An "idea" is not sufficient.
Insane men have plenty of ideas. If you have a "good idea," work out a concrete plan of how to carry it out. If you do not do so, it shows that you lack the ability to do so, or lack the desire to make the effort to do so.
In either case, you should not be given financial backing. But, if you do work out a sane plan of using your idea, have faith in yourself, and dare. Then, there is money to back you!
A story recently published in one of our national magazines is worth a summary here.
A soap salesman, leaving his position in the east because of ill health, travelled across the continent with his family in a small van drawn by mules. They travelled in this unusual way because he did not have the money to move his family in the usual way, and because he wished several months of outdoor life to regain his health.
When he reached the Pacific coast, his cash was reduced to eleven dollars.
While connected with the company in the east, he had taken trade away from a certain western company. So, on arrival, he called on the western manufacturer.
To this manufacturer he outlined a detailed plan of how he, the former salesman of the east, could win the soap trade of the west for the western soap company. But, the manufacturer failed to take up the salesman's proposition because the manufacturer lacked vision.
He judged the salesman's proposition by the condition of his clothes, which were shabby because of his long mule trip across the continent.
Turned down by this one manufacturer, the soap salesman did not despair. He decided that he needed credit to buy clothes to improve his appearance, before presenting his proposition to another manufacturer. He went to a bank. Its cashier had previously known nothing of the man, but the salesman told his story and told why his proposition had just been turned down. The man's faith in himself and his well worked out plan, won confidence. The bank accepted his note and he left the bank with three hundred dollars in his pocket.
Later, when he wished to finance his own soap company, "He gathered up his literature and credentials and called on the president of another trust company of the town. He saw the president, did not like his looks, and went away without making known his errand.
The third banker he felt he could trust. To this man he told his complete plan. 'With soy-bean oil, I can undersell any soap that is made.' The president believed him, and the bank gave him the line of credit that he needed."
Hundreds of thousands of men ask for financial backing every day of the year, and fail to get it. This soap salesman succeeded because (1) he presented concrete plans, instead of "good ideas;" (2) he won the confidence of others by his daring in presenting his plans; and (3) he had the courage to present them, because of his faith in himself.
About the Author
je Dunn is an online content publisher and home business advocate. Find more free home business info at:
Work From Home Tips
|
|
|
|
|
| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
| Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
| www.credit.com |
|
| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
| www.equifax.com |
|
| The FTC's web site on Credit |
| Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
| www.ftc.gov |
|
| Federal Trade Commission - Consumer Credit Center |
| Features an assortment of helpful articles related to credit issues. |
| www.ftc.gov |
|
| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
| www.annualcreditreport.com |
|
| Springboard - Non-Profit Consumer Credit Management |
| Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
| www.credit.org |
|
| myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
| myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
| www.myfico.com |
|
| Credit Suisse Global |
| Credit Suisse Group is an international financial services group. - Shares part of SMI. |
| www.credit-suisse.com |
|
| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
|
| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
|
| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
|
| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
|
| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
|
| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
| www.freecreditreport.com |
|
| Compare credit cards | apply for a credit card | 0% balance ... |
| Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
| www.moneysupermarket.com |
|
| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
| www.fordcredit.com |
|
| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
|
| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
|
| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
|
| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
|
|