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Bad Credit Mortgage Loan - How To Get One
A few years ago, if you had a bankruptcy or a foreclosure on your credit report, you could forget about trying to get a mortgage loan. If you were lucky enough to find someone who would finance you, your interest rate would be through the roof and...
Debt Consolidation Credit Counseling Agency Help: How to Spot the Best Program
An individual's financial integrity is extremely important and
if one is in need of help to get back on track, the best place
to go to for debt consolidation credit counseling is a
professional, accredited agency. There are so many...
How to Eliminate Credit Card Refunds from 'Digital Thieves'
Can you encounter the number of times where a Credit Card Sale was generated, only to receive a "Refund Notification" from your contracted e-commerce processor on behalf the "customer"?
Welcome to the electronic world of "cyber-shoplifting"....
The Credit Card Disease
The little disease that comes with those credit cards. Oh yes, we all get it in the mail, all those offers to get a credit card. So tempting 0% financing for a year, no payment for 3 months, $10,000 credit line, and the most dangerous, YOU ARE...
Travel Rewards From Using Your Credit Card
Responsible use of your credit card allows flexibility and
leverage as it helps people manage their money. By using the
principle of interest rates in credit, it allows large and
expensive purchases like buying furniture and appliances.
Payment...
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How Credit Card Applications Can Effect Your Credit Score
Thanks to the Internet, it has never been easier to receive and submit credit card applications. It can be very tempting to fill out all of the online forms available to you. But be careful, it could end up costing you--consider the following issues before hitting that "send application" again.
Be aware of card offers promising "pre-approved" credit. You may be a prospective customer, but you still have to apply for credit. Each time you apply, the card company obtains a copy of your credit report. All these credit card applications count as inquiries that, if concentrated over a short period of time, can negatively affect your credit score
Do you know what your credit score is? Visit www.credit-report-credit-score.com to find out free of charge and to receive a free copy of your credit report.
With online credit card applications, you should also consider the security of your personal credit information. Take Security and privacy concerns seriously. Limit your online application to card companies that use industry-standard practices for security and privacy.
Look for 128-bit encrypting, which scrambles your application data and requires a de-scrambler to read it.
Additionally, the card company's Web server should use Secured Sockets Layer (SSL) technology. Look for an online application on a secure screen of the Web site. This is usually identified with a padlock or similar icon, or has a URL that begins with the word "https." The company should also clearly state its privacy policy for handling your financial data.
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Note: This article may be freely reproduced as long as the authors bio paragraph at the bottom of this article is included, the article is published "as is" (unedited) and all URL's are made active hyperlinks with no syntax changes.
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About the Author
About The Author
This article was written by Beth Pardue who has over 10 years of experience in the financial industry assisting clients with assorted financial needs. To learn more about credit reports or to get a free credit report online please visit: http://www.credit-report-credit-score.com
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| The Credit Card Prank |
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| News and resource directory about credit unions. |
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| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
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