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Credit Card Payment Holidays - Blessing Or Curse?
If you have a credit card (most Americans have over 10) then
you've probably received an offer called a "payment holiday".
You'll receive a letter that says something to the effect, "That
because XYZ Credit Card Company understands how difficult...
Credit Card Reward Programs: Getting The Most Out Of Your Credit Cards
Credit cards can earn you cash, airline miles, or rewards. To
get the most out of your credit card company, you have to choose
the right program and use your card often.
Pick The Right Program
Do you want a free trip to Hawaii or cash at...
Debt Consolidation – How to Protect Your Credit Accounts from Theft
Last week, a security exploit at CardSystems Solutions, Inc, a credit card processor, may have allowed thieves to obtain as many as 40 million credit card numbers from unsuspecting victims. The theft was brought about though a virus introduced into...
How to Write a Credit Policy for your Business
A new book says it’s different for every business. According to a new book by Michelle Dunn, writing a credit policy is a daunting task but if you don’t have one, it can cost you sales. The book, “Become the Squeaky Wheel,” by New Hampshire author...
Protecting Your Business From Credit Card Fraud
Credit cards are used as forms of payments now more than ever. There are also more online businesses and most of these businesses accept credit card payments. Therefore, protecting your online business from credit card fraud is vital. For businesses...
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How Do You Accept Credit Card: Let Me Count The Ways
Nowadays, everything seems to revolve around plastics. That is,
more and more people are finding credit cards as the most
convenient way to shopping, whether it is online or not.
Hence, with the arrival of credit cards in the market today,
most businesses have found its feasible ways when engaging into
online business. It has continuously provided online businesses
to accept their customer's payment online. What's more it makes
them accept payments even through phone or fax.
But there are still many businesses who kept on wondering what
credit card merchant accounts is all about. They even kept on
asking how other businesses get to accept credit card payments.
There are only two ways how to accept credit cards. These are:
1. Establish a merchant account with the credit card companies.
It is a must for every business who wants to accept credit card
online is to build a merchant account, especially to the credit
card companies that the business will be receive credit card
payments. The application for this one will vary from one bank
to another. That is why it is a must that the company must first
learn the primary services of a bank before committing to such
service.
Also, most banks do not allow new businesses and home businesses
to get a new merchant account for fear of some frauds. And so,
the best way to gain the bank's trust is for the
company to
establish strong relationship with the bank and to maintain a
good credit history.
2. Third Party Merchant
This third party merchant refers to the other companies that are
willing to accept credit cards on behalf of the company who
wishes to accept credit card payments.
One of the most popular third party merchants today is PayPal.
It acts as a mediator between the seller and the buyer. PayPal
usually requires their client's buyers to register for their
program. That is why; most people find this really wearisome
activity.
Both methods can help businesses to accept credit cards.
However, there are areas where the first may offer greater
features than the other.
Take for example the differences between the two methods. In
most case, the primary rates for merchant accounts are higher
than the third party merchant account. Plus, the third merchant
party accounts more convenient than what the merchant account
can do.
And so, for those who are still deliberating whether to get
merchant account or the third party merchant account, it is
strongly suggested that whatever methods is used, remember to
take into consideration the pros and cons of the two method so
as to accept credit card.
About the author:
More information about credit and credit cards is available at
stooze online
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| Credit - Wikipedia, the free encyclopedia |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
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