|
Bad Credit Mortgage Lenders - The 3 Most Common Subprime Lending Scams
Legitimate sub-prime lenders provide a needed service to many
wishing to buy a home. By offering financing to those with
adverse credit, sub-prime lenders offer a valuable financing
options. However, predatory lenders take advantage of...
Create An Action Plan To Deal With Your Poor Credit Score
When you receive your credit report and credit score, the first step is deciding where you stand and where your main problems may lie:
-Have you defaulted on a loan, failed to pay taxes, or recently been reported to a debt collection agency?
-Do...
Credit Card
A credit card offers just that -credit, the right to borrow funds from a lending institution. When you make a purchase or withdraw cash (usually called a cash advance), funds are drawn from your "line of credit." You pay back the amount you...
FREQUENT FLYER CREDIT CARDS
The best credit card reward available is one that suits your
lifestyle and saves you time and money. Check out the Bank of
America credit card for its convenience, low interest rate, and
great rewards. You can find the wide selection of Bank...
SuperCharged Secret 1 - LIVING IN CREDIT CARD UTOPIA!
5 SuperCharged Secrets to Credit Card Utopia! Secret 1 of 5 I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS! Note: The following is part 1 of a 5 part series, Over the course of these next 5 articles, I am going to introduce you to several...
|
|
| |
|
|
|
|
|
|
How Do You Know If Your Credit Card Agent Is the Best?
Since you are the customer, there must be a glut of credit card
agents constantly hounding you day-in, day-out. They may try to
cram all their pitches in hour long phone call marathons or
minute long infomercials and may run the gamut of personalities
from friendly to annoying, smart to eccentric. But how do you
choose the right credit agent?
Credit card agents are not just supposed to hawk credits cards.
They are supposed to act as the middle persons between you and
the bank. In effect, they should extend the services and care of
the bank itself. You can tell if you credit card agent is good
if he exhibits the following characteristics.
1. Agent Has Intimate Knowledge of the Card Company - Your
credit card agent should know the ins and outs of the company he
or she is promoting. Agents who are only looking for a quick
commission won't help you much when you have inquiries about
their cards. If your agent has an intimate knowledge of the
company, you can rest easier since he or she is in a good
position to guide you in your decisions.
2. Honesty - After talking with your agent, investigate the
veracity of his claims. There are some agents who will lie and
fib just to get a sale. If you catch one of your agents giving
you the glib tongue, drop
communications with him or her
immediately.
3. Has Much Experience - Established credit card agents have a
better chance of helping you with your particular needs. They
have had extensive experience in dealing with their clients and
are in a better position to help you out. You should not dismiss
agents who are new to the business, though. Just make sure they
are sensitive to your needs.
4. Tells Pros and Cons- Find an agent who tells you like it is.
They usually find a way to tell you the advantages and
disadvantages of their product without diminishing your
enthusiasm for their card. These people will give you more
information on which to base your decisions. Thoughtful clients
will want to stick to this kind of agent.
5. Does Not Force - Have you ever had a pushy agent hound you
all day long. This is the mark of one whose only concern is his
or her commission per card. If these individuals do not look
after your interests, how can you trust them to help facilitate
a good relationship with the company? If you are really
interested in their company, you may want to have that company
send a different agent.
About the author:
More information about credit and credit cards is available at
stooze online
|
|
|
|
|
| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
| Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
| www.credit.com |
|
| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
| www.equifax.com |
|
| The FTC's web site on Credit |
| Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
| www.ftc.gov |
|
| Federal Trade Commission - Consumer Credit Center |
| Features an assortment of helpful articles related to credit issues. |
| www.ftc.gov |
|
| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
| www.annualcreditreport.com |
|
| Springboard - Non-Profit Consumer Credit Management |
| Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
| www.credit.org |
|
| myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
| myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
| www.myfico.com |
|
| Credit Suisse Global |
| Credit Suisse Group is an international financial services group. - Shares part of SMI. |
| www.credit-suisse.com |
|
| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
|
| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
|
| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
|
| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
|
| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
|
| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
| www.freecreditreport.com |
|
| Compare credit cards | apply for a credit card | 0% balance ... |
| Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
| www.moneysupermarket.com |
|
| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
| www.fordcredit.com |
|
| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
|
| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
|
| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
|
| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
|