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Citibank credit cards guide
With Citibank being such a popular credit card issuer, many people are in demand for the new cards from this bank. In this article, we'll be discussing the various new cards offered by Citibank. APRs and rewards will be discussed so you can decide...
Credit Scoring: What it is, and How It Affects You
If you have applied for a mortgage in the past five years, you’ve probably heard of credit scoring by now. Perhaps you were told that your credit scoring was wonderful, or needed work. Or maybe your mortgage would have been lowered by several...
How to Improve your Credit Score Quickly
If you are like lots of people these days, you are thinking of shopping for a new home or new vehicle. Why? Because interest rates are still the lowest they have been in 40 years, and now is a better time than any to get financing. I just bought an...
Little Known Facts About Your Credit Score
Little known facts about YOUR credit report ...
Changes are afoot! According the U.S. Federal Trade Commission (FTC), you are entitled to a FREE copy of your credit report if you meet any of the following guidelines:
· Are unemployed and are...
Need Credit Repair Help? Try Doing It Yourself!
No matter what many credit counseling scam artists may try to
tell you, no one can legally remove any information that is
up-to-date and accurate from your credit report. They can't do
it, and you can't do it yourself. However, you CAN request...
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How Do You Know If Your Credit Card Agent Is the Best?
Since you are the customer, there must be a glut of credit card
agents constantly hounding you day-in, day-out. They may try to
cram all their pitches in hour long phone call marathons or
minute long infomercials and may run the gamut of personalities
from friendly to annoying, smart to eccentric. But how do you
choose the right credit agent?
Credit card agents are not just supposed to hawk credits cards.
They are supposed to act as the middle persons between you and
the bank. In effect, they should extend the services and care of
the bank itself. You can tell if you credit card agent is good
if he exhibits the following characteristics.
1. Agent Has Intimate Knowledge of the Card Company - Your
credit card agent should know the ins and outs of the company he
or she is promoting. Agents who are only looking for a quick
commission won't help you much when you have inquiries about
their cards. If your agent has an intimate knowledge of the
company, you can rest easier since he or she is in a good
position to guide you in your decisions.
2. Honesty - After talking with your agent, investigate the
veracity of his claims. There are some agents who will lie and
fib just to get a sale. If you catch one of your agents giving
you the glib tongue, drop
communications with him or her
immediately.
3. Has Much Experience - Established credit card agents have a
better chance of helping you with your particular needs. They
have had extensive experience in dealing with their clients and
are in a better position to help you out. You should not dismiss
agents who are new to the business, though. Just make sure they
are sensitive to your needs.
4. Tells Pros and Cons- Find an agent who tells you like it is.
They usually find a way to tell you the advantages and
disadvantages of their product without diminishing your
enthusiasm for their card. These people will give you more
information on which to base your decisions. Thoughtful clients
will want to stick to this kind of agent.
5. Does Not Force - Have you ever had a pushy agent hound you
all day long. This is the mark of one whose only concern is his
or her commission per card. If these individuals do not look
after your interests, how can you trust them to help facilitate
a good relationship with the company? If you are really
interested in their company, you may want to have that company
send a different agent.
About the author:
More information about credit and credit cards is available at
stooze online
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
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| The FTC's web site on Credit |
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| Federal Trade Commission - Consumer Credit Center |
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| AnnualCreditReport |
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| Springboard - Non-Profit Consumer Credit Management |
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| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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