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Adverse Credit Remortgage: Refinance at Better Terms
Getting a remortgage with adverse credit is a daunting task and it is increasingly becoming a widespread problem in UK. An adverse credit remortgage is a type of mortgage, which is particularly used by people who have adverse remarks in their credit...
Assumptions in Credit Repair
Copyright 2005 Keith Gloster
When it comes to life the majority are always assuming, and the most of them assume the worst. Creditors, debtors or anyone today all base their theories on assumptions and assumptions from the beginning of time have...
Buying property with a Bad credit record
When I first moved up to Johannesburg and my career was just starting to flourish many years ago, I heard of and spoke to a number of people in a relatively short period of time with above average salaries who had lost everything and had to start...
Credit and Debt Relief--A One Stop Solution
Amy Wright, 34, was extatic when her realtor showed her the three bedroom townhome overlooking the lushious golf course. It was exactly the home she was looking for. The interior was sunny and bright, with a newly remodeled kitchen, spacious...
Maxing Out on the Minimum: Don’t Get Trapped Making Minimum Credit Card Payments
It’s an easy trap to fall into: you get that pre-approved credit card offer in the mail, most likely with an appealing introductory interest rate for the first six months. You feel like you deserve a little extra spending money, and the minimum...
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How To Get Easy Loans With Bad Credit
Let's take a little break from your promotional activities and talk about the subject of financing. Financing an e-business and the related working capital is often overlooked by many entrepreneurs,but it's the oil that greases the wheels on which your total business runs.
It's no surprise that many individuals seeking personal loans to start a business or for personal needs sometimes have trouble getting such financing. And for a reason. They often overlook one great source of personal loans - namely Private Lenders. That's exactly what I'm going to talk to you about in this article.
So just what is a Private Lender? Here's a simple answer:
- Any individual or group of individuals who use the excess funds they have available to make a wide variety of loans based upon their own preferences.
- They could be doctors, lawyers, accountants, wall street investors, and other professionals who invest extra funds to generate income by financing ventures of their choice.
- They lend on deals they like because the loan proposal appeals to them. Or, they like the expertise or experience of the individual involved. To them, credit and related issues as required by traditional lenders are not of paramount importance.
- These folks do their lending for a second income, instead of a primary income. Lending is not their main source of income. Usually they generate their main source of income from their jobs or businesses they own.
- They're NOT banks, and do not ever seek or accept deposits from anyone. They are neither a credit union or a mortgage company. Instead, they are regular people with tons of money who simply seek out good deals to lend on. Therefore, they do not have to obey the local banking rules.
What kinds of loans might you get from private lenders? As indicated above, private lenders provide funding for a wide variety of lending situations so long as the total package makes good
economic sense.
One type of financing private lenders provide is personal loans. Personal loans may include auto loans,real estate purchase, education, medical, acquisition of a business, debt consolidation, vacation, furniture, starting or expanding an e- business, etc.
The next question is: how can you get a personal loan from private lenders? There are two primary methods. The one I will discuss here involves three simple easy steps:
1. You locate a private lender who makes the type of personal loans you need.
2. When you locate your private lender; ask for details of their loans or 'lending parameters'.
3. Complete the paperwork following the guidelines of the particular private lender. Be sure you type the document and send them in to your lender for approval. That's it!
A word of CAUTION here. You may be tempted to pay upfront fees to these lenders in order to obtain the loan. DON'T! Never, ever pay any upfront fees to any lender until your loan is in your pocket.
The final question is: where do you find these private lenders? Look for them in the 'Money Available' pages of your local large-city newspaper, particularly the Sunday issues, in magazines serving your business, in trade group publications, and in other special journals.
There are also firms that have been publishing the names and addresses of private lenders and investors in specialized publications over the past twenty years. You can search them out in your local or business public library. You should breeze through this process now that you know how and where.
About the Author
Peter C. Forkuo is an international capital consultant. He specializes in 'high-risk' loans for people and businesses who are unable to get loans from traditional lending institutions. For a FREE excerpt from his new eBook: "A Major Breakthrough In WebSite Financing" go here NOW: http://www.WorldWideLoans.com/t/t.cgi?A1AAA
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Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
www.credit.com |
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Equifax Personal Solutions: Credit Reports, Credit Scores ... |
National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
www.equifax.com |
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The FTC's web site on Credit |
Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
www.ftc.gov |
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Federal Trade Commission - Consumer Credit Center |
Features an assortment of helpful articles related to credit issues. |
www.ftc.gov |
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AnnualCreditReport |
Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
www.annualcreditreport.com |
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Springboard - Non-Profit Consumer Credit Management |
Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
www.credit.org |
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myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
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Credit Suisse Global |
Credit Suisse Group is an international financial services group. - Shares part of SMI. |
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Experian: Free Credit Report and Credit Score, Credit Check ... |
Credit referencing and consumer targeting for the USA and other countries. |
www.experian.com |
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National Credit Union Administration - Home Page |
An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
www.ncua.gov |
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Credit - Wikipedia, the free encyclopedia |
Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
en.wikipedia.org |
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Credit (finance) - Wikipedia, the free encyclopedia |
Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
en.wikipedia.org |
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The National Foundation for Credit Counseling |
DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
www.nfcc.org |
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FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
www.freecreditreport.com |
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Compare credit cards | apply for a credit card | 0% balance ... |
Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
www.moneysupermarket.com |
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Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
www.fordcredit.com |
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The Credit Card Prank |
In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
www.zug.com |
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Credit magazine, corporate bonds, derivatives, structured credit ... |
Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
www.creditmag.com |
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CUNA: The Credit Union National Association |
News and resource directory about credit unions. |
www.cuna.org |
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Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
credit.about.com |
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