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Deciding On The Chase Credit Card
The first credit card I ever had was cosigned by my parents. My
father picked it out for me and did the bulk of the paper work,
and I can only assume the card was issued through his regular
bank. The Chase credit card I use now is the first one I...
REAP MORE, SAVE MORE WITH THE BEST UK CREDIT CARD
In the United Kingdom, the credit card phenomenon is not at all
different from what the United States or any other country has
for that matter. This just goes to show that a lot of people are
finding credit cards as feasible means as well.
...
Thoughts On Securing A Bad Credit Mortgage
Over spending, the endless nights of partying, eating out and more or less buying everything on a whim, has most likely put a dent in your financial situation and will affect how you live your life for years to come. Clearly, the best option is to...
Winning The Credit-Card & Bills Game
Some banks are eliminating the standard 25 or 30-day grace period within which you may pay your bill within being charged interest. This is the normal grace period before interest kicks in. But this is slowly changing. For example, some banks are...
You can prevent credit card fraud by being careful
One of the biggest problems that people have financially is probably credit card fraud. With the number of different ways that credit cards are used now, it’s more and more likely that a credit card could be stolen. While it is scary to find out how...
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How To Get Easy Loans With Bad Credit
Let's take a little break from your promotional
activities and talk about the subject of financing.
Financing an e-business and the related working
capital is often overlooked by many entrepreneurs,but
it's the oil that greases the wheels on which your
total business runs.
It's no surprise that many individuals seeking
personal loans to start a business or for personal
needs sometimes have trouble getting such
financing. And for a reason. They often overlook one
great source of personal loans - namely Private
Lenders. That's exactly what I'm going to talk to you
about in this article.
So just what is a Private Lender? Here's a simple
answer:
- Any individual or group of individuals who use the
excess funds they have available to make a wide
variety of loans based upon their own preferences.
- They could be doctors, lawyers, accountants, wall
street investors, and other professionals who invest
extra funds to generate income by financing ventures
of their choice.
- They lend on deals they like because the loan
proposal appeals to them. Or, they like the expertise
or experience of the individual involved. To them,
credit and related issues as required by traditional
lenders are not of paramount importance.
- These folks do their lending for a second income,
instead of a primary income. Lending is not their
main source of income. Usually they generate their
main source of income from their jobs or businesses
they own.
- They're NOT banks, and do not ever seek or accept
deposits from anyone. They are neither a credit
union or a mortgage company. Instead, they are
regular people with tons of money who simply seek
out good deals to lend on. Therefore, they do not
have to obey the local banking rules.
What kinds of loans might you get from private
lenders? As indicated above, private lenders provide
funding for a wide variety of lending situations so
long as the total package makes good
economic
sense.
One type of financing private lenders provide is
personal loans. Personal loans may include auto
loans,real estate purchase, education, medical,
acquisition of a business, debt consolidation,
vacation, furniture, starting or expanding an e-
business, etc.
The next question is: how can you get a personal
loan from private lenders? There are two primary
methods. The one I will discuss here involves three
simple easy steps:
1. You locate a private lender who makes the type of
personal loans you need.
2. When you locate your private lender; ask for
details of their loans or 'lending parameters'.
3. Complete the paperwork following the guidelines of
the particular private lender. Be sure you type the
document and send them in to your lender for
approval. That's it!
A word of CAUTION here. You may be tempted to pay
upfront fees to these lenders in order to obtain the
loan. DON'T! Never, ever pay any upfront fees to any
lender until your loan is in your pocket.
The final question is: where do you find these private
lenders? Look for them in the 'Money Available'
pages of your local large-city newspaper, particularly
the Sunday issues, in magazines serving your business,
in trade group publications, and in other special
journals.
There are also firms that have been publishing the
names and addresses of private lenders and
investors in specialized publications over the past
twenty years. You can search them out in your local
or business public library. You should breeze
through this process now that you know how and
where.
About the Author
Peter C. Forkuo is an international capital
consultant. He specializes in 'high-risk' loans for
people and businesses who are unable to get loans
from traditional lending institutions. For a FREE
excerpt from his new eBook: "A Major Breakthrough
In WebSite Financing" go here NOW:
http://www.WorldWideLoans.com/t/t.cgi?A1AAA
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| Credit referencing and consumer targeting for the USA and other countries. |
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| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
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| en.wikipedia.org |
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| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
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| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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