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Are Student Loans Better Than Credit Cards?
When applying for student loans, it's so important for
prospective college students to calculate their finances as best
they can to receive the appropriate funding. From tuition and
books to room and board, living expenses and food,...
Credit Cards Debt Consolidation
Consolidating credit card debt is never easy. Too often people run up their debts without even realizing it until it is too late. If you are one of these people, don't feel bad or trapped, or that there is something wrong with you. Credit cards are...
Maximum Return On Your Credit Cards
There has been an explosion of credit cards that specialize in
certain benefits over the last five years; reward points, cash
back, 0% transfers, credit monitoring, discount gasoline,
money-market savings, etc. So how do you get the most...
Repairing your credit
We live in a consumer society where it seems like more attention is paid to your credit record than to your criminal background. Credit has been elevated to a position where it permeates every factor of a person’s life and has even crossed over...
Things to know about credit cards
A credit card is a card that allows you to borrow money for paying your purchases but bound to a certain limit. At the end off every month either you have to repay the whole amount or a minimum amount. A planned credit strategy will enable you to...
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Major credit cards
Credit cards have been used for the last fifty years, but there are major credit card companies that have led the way. American Express, Diners Club, Visa, and MasterCard were the initial major credit cards, going nation-wide in the 1960's. The credit card itself has an individual credit card number which identifies which company or bank issued the card, and the cardholder's individual credit card account number.
The back of your major credit cards have a magnetic stripe that is called a magstripe. The magnetic particles that make up the stripe can hold a lot of information. Different major credit card companies put different information in their magstripe. The information can be pin numbers, currency values, account limits, or country of origin. The information on the magstripe can be lost if the magstripe is erased by exposure to a magnet or by the strip becoming scratched or dirty.
When looking at which major credit card to get, compare
all of the offers and look at all of the fine print. Many major cards compete for your business by offering rebates, frequent flier miles, gifts, low interest, and higher limits. For example, one company may offer a low interest rate on current balances where as another card issuer may offer some sort of bonus scheme etc. Another way the companies may draw you in is by offering a 0 percent interest scheme for 6 months or so on balance transfers. So, if you transfer some form of current debt you won't pay interest for 6 months. If you have a good credit rating, you can haggle between different cards never paying interest on what you owe.
Be sure to use the many review sites online and shop wisely for the major credit card that will best suit your needs.
About the Author
John Gibb manages http://www.credit-card-guides.net
An updated blog dedicated to educating people on credit cards.
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| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
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| Credit - Wikipedia, the free encyclopedia |
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| The Credit Card Prank |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
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