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Avoiding Credit Card Fraud
Imagine the following situations:
Someone rummages through your rubbish to find discarded receipts and then uses your account numbers illegally.
A shop keeper keeps a copy of your credit or debit card and then uses it to pay for other...
Credit Cards to Build / Repair Credit
How can you prove your credit worthiness when no one will give
you a chance? If you have bad credit, or no credit at all, you
understand how difficult it can be to get moving in the right
direction. Luckily, in today's credit card market...
Going Mobile (Part 2): How to Get In on the Wireless Revolution -- Without Credit Checks or 2-Year Commitments
This article may be used freely on your website as long as it remains intact, including author byline and resource box and links. We would appreciate it if you would notify us when it is used: Going Mobile (Part 2): How to Get In on the Wireless ...
How To Avoid Credit Card Abuse
Credit cards were a wonderful invention, that have evolved over time. Let's not start this article by spending much time describing the history of credit cards, but rather to just provide a summary of what credit cards are about. "Credit cards...
Tips for Using Business Credit Cards
Business credit cards are some of the most popular. With more and more companies needing credit
cards for their day to day operation, they are turning to credit cards that cater specifically to
businesses. Business credit cards are perfect for...
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Merchant Credit Card Account Applications
Since a personal credit card provides us with the means to make
life easier and more enjoyable, can you imagine what a merchant
credit card account can do for your business? This type of
account is more than just a line of credit. It is an entire
service package that offers support to help your company
flourish and grow. Of course, as with any other type of credit
account, it is important to use it responsibly. The first step
toward obtaining this type of financial and technical support is
to submit an application.
Finding a merchant credit card account company is not hard at
all. You just have to check with bankers in your area to see if
they provide this service and are willing to work with you.
Barring that route, you can do an online Internet search to find
merchant account providers who are accepting new clients. There
are plenty of banks and professional lenders who are looking for
entrepreneurs to work with. They often will take a chance on new
business owners if they think you have the potential to become a
trusted client. But first you will need to pass muster by
demonstrating your company's capabilities in a few distinct
areas. One is that you have a solid credit history and are not
in bankruptcy. A copy of your company's credit history should be
adequate proof for this requirement. A second criterion is that
your business has enough income to meet the new expenses of a
merchant account. Bank statements or an annual report should
help with this concern. Another thing the lender will want to
know is the type of business you are doing. If you traffic in
pornography, are engaged in telemarketing, or have left a trail
linking your company to some unsavory
dealings, the underwriter
may decline your application. Conditions can vary; so ask about
the eligibility requirements before applying.
The next step toward applying for a merchant credit card account
is to submit the application. Some lenders provide an online
form that you can submit electronically, although you may be
charged a fee for this privilege. Other loan agents will let you
download a print application that you can complete in ink and
mail by U.S. post. Either way, you will probably receive a
response to your application within a few days by e-mail or in a
letter. If your application is accepted, you can immediately
begin to use your credit line and service package to set up a
credit card processing system. Working with an account
associate, you can arrange to install a credit card processor at
your store's checkout area. Or you can buy a wireless model for
several hundred dollars and take it with you on the road when
you service computers or appliances, or make deliveries to homes
or businesses. Discuss the applications of your new merchant
account with the loan officer to clarify limits and equipment
options for your company's use.
You won't be able to enjoy the use of merchant services until
you apply for them, so ask your preferred lender about the
application process for a merchant credit card account.
About the author:
Shane Penrod is the founder of
http://www.merchant-account-quotes.com Specializing in allowing
merchants the ability to shop and compare multiple quotes from
national merchant account providers. For free quotes on merchant
account rates and fees, please go to
http://www.merchant-account-quotes.com.
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The FTC's web site on Credit |
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Credit - Wikipedia, the free encyclopedia |
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Credit (finance) - Wikipedia, the free encyclopedia |
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The National Foundation for Credit Counseling |
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The Credit Card Prank |
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Credit magazine, corporate bonds, derivatives, structured credit ... |
Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
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CUNA: The Credit Union National Association |
News and resource directory about credit unions. |
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Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
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