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Assumptions in Credit Repair
Copyright 2005 Keith Gloster
When it comes to life the majority are always assuming, and the most of them assume the worst. Creditors, debtors or anyone today all base their theories on assumptions and assumptions from the beginning of time have...
Bad Credit Student Loans - What Are The Options
Bad credit student loans are available to those that need them,
if you know where to look and what to look for. When it is time
to get into a school and to advance your degree or to simply get
your degree and you have a poor credit score, you may...
Debt Consolidation can and will ruin your credit!
Yes, Debt Cosolidation isn't a good idea and I'll tell you why. I've done research of my own and found out some disturbing information.
You've seen those long drawn out commercials full of promises to get you out of debt. They use words like...
Finding Te Best Travel Reward Credit Cards
Travel reward credit cards are only a great benefit if you
travel frequently. While that may seem trite it needs to be
said. You may think, "what a great idea - travel reward credit
cards. I might want to take a vacation next year."
You're...
Tips For Finding A Motorcycle Loan With A Better Credit Score
It is common knowledge that motorcycle financing companies' base high importance on your FICO credit scores when approving motorcycle loans. However, what many people overlook is that their FICO credit score can dramatically impact the term on their...
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New Business Credit Card - Managing Cash Flow With A Business Credit Card
A business credit card can help you manage your company's
finances more efficiently. With a line of credit, you can handle
cash flow issues, keep track of expenses, and qualify for deals
and discounts.
Manage Cash Flow
Cash flow is always an issue with businesses. Bills are due
while you are waiting for accounts to be paid. A business credit
card can help you get through these short-term issues without
having to take out a line of credit.
For small business, a credit card is often the first type of
credit available to you. For sole proprietorships, your personal
credit record will determine your credit limit. For other types
of ownership, you will need to supply a business plan and
financial statements.
Keep Track Of Expenses
Having a separate credit card for your business can help you
keep better track of your expenses. Some credit card companies
offer spending reports to help you identify spending habits. You
can also look at your statement online.
Not only will a separate account help with accounting, it will
also look better to the IRS. The government looks suspiciously
when business and personal accounts are lumped together.
Separate accounts are easier to track, especially important
when
you are declaring expenses on your tax return.
You can also request additional cards for employees. These
company cards can have daily spending limits, to protect your
company from fraud. With online statements, you can see watch
activity on your account. You know what was spent, even if your
employee forgot to turn in a receipt.
Qualify For Deals And Discounts
Business credit cards can also qualify you for special deals and
discounts, just like with a personal account. You may choose a
program that offers airline miles or reward points. To find the
lowest interest rate though, stick with a plain account that has
no fees.
To find the best deals, compare several programs. While your
mailbox may be full of offers, searching online will probably
yield better results. Be sure to read the find print for
information on APR and other terms. By finding the right card,
you will have a better handle on your cash flow issues.
About the author:
See my recommended Business
Credit Card Lenders Online. Carrie Reeder is the owner of ABC Loan Guide, an
informational website about various types of loans.
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| Credit - Wikipedia, the free encyclopedia |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
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