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How To Improve Your Credit Score
In today's world having good credit is an absolute must. Credit is no longer for simply buying items today and paying for them later. Now, credit is used to validate who you are as a person and your worth. Credit scores are utilized daily in life....
Need Extra Money? - Refinance or Equity Line of Credit, Which is Right for You?
You may be looking for some extra money to fix up the house, go on a vacation or buy a new car, and you want to take some equity from your home to do it. To do this you could either refinance your home and take some of your equity or apply for an...
The Ins And Outs Of Bad Credit Home Loans
Owning a home is part of the American dream. It's also the biggest purchase that most of us will ever make, and because of that, almost everyone will be borrowing money to do it. Unfortunately, for many people that means a bad credit home loan, and...
Unsecured Loan UK Personal Loan Best Unsecured Loan Home Owner Loan Bad Credit Loan Personal Loan Car Loan Home Loan
Unsecured loans
An unsecured loan is a type of personal loan for which the
borrower does not have to put up any asset as guarantee against
the loan. The lender relies on the ability of the borrower to
pay back the loan. There are a number of...
Why Should I Buy Your Book? How to Turn 'Lookie Loos' into "Take-out-the-Credit Card-Buyers"
Why Should I Buy Your Book? How to Turn 'Lookie Loos' into "Take-out-the-Credit Card-Buyers" Judy Cullins © 2001 You say your book has lists, how-tos, easy-to-read recipes? 124 pages? Do these features give your potential buyer enough of a reason...
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New Business Credit Card - Managing Cash Flow With A Business Credit Card
A business credit card can help you manage your company's
finances more efficiently. With a line of credit, you can handle
cash flow issues, keep track of expenses, and qualify for deals
and discounts.
Manage Cash Flow
Cash flow is always an issue with businesses. Bills are due
while you are waiting for accounts to be paid. A business credit
card can help you get through these short-term issues without
having to take out a line of credit.
For small business, a credit card is often the first type of
credit available to you. For sole proprietorships, your personal
credit record will determine your credit limit. For other types
of ownership, you will need to supply a business plan and
financial statements.
Keep Track Of Expenses
Having a separate credit card for your business can help you
keep better track of your expenses. Some credit card companies
offer spending reports to help you identify spending habits. You
can also look at your statement online.
Not only will a separate account help with accounting, it will
also look better to the IRS. The government looks suspiciously
when business and personal accounts are lumped together.
Separate accounts are easier to track, especially important
when
you are declaring expenses on your tax return.
You can also request additional cards for employees. These
company cards can have daily spending limits, to protect your
company from fraud. With online statements, you can see watch
activity on your account. You know what was spent, even if your
employee forgot to turn in a receipt.
Qualify For Deals And Discounts
Business credit cards can also qualify you for special deals and
discounts, just like with a personal account. You may choose a
program that offers airline miles or reward points. To find the
lowest interest rate though, stick with a plain account that has
no fees.
To find the best deals, compare several programs. While your
mailbox may be full of offers, searching online will probably
yield better results. Be sure to read the find print for
information on APR and other terms. By finding the right card,
you will have a better handle on your cash flow issues.
About the author:
See my recommended Business
Credit Card Lenders Online. Carrie Reeder is the owner of ABC Loan Guide, an
informational website about various types of loans.
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| Springboard - Non-Profit Consumer Credit Management |
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| Credit referencing and consumer targeting for the USA and other countries. |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
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| Credit - Wikipedia, the free encyclopedia |
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| en.wikipedia.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
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| The Credit Card Prank |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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