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Bad Credit Debt Consolidation Loans - Getting A Debt Consolidation Loan, Even With Poor Credit
An online debt consolidation loan allows even people with a poor credit to reduce their overall monthly payments and regain their financial footing. While there are personal loans that allow you to do this, tapping into your home's equity is a...
Credit card fraud is usually preventable
One of the worst things that can happen to you is credit card fraud. This is even worse if you don't pay very much attention to your credit reports, since you may not find out about the fraud until there are very serious problems to deal with. Even...
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When you apply for a credit card, the application that you sign is also a legally binding contract laying out all the terms between you and the bank, such as the interest rate and how its calculated, the grace period, whether there’s an annual fee,...
UK Credit Card and Debt Consolidation Loans
Your current situation.
You have got several credit and store cards and several
loans. You are finding it difficult to make the payments
each month. Generally you do make the required payments but
this means that other parts of your like are...
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Plastic probe by OFT welcomed – but Moneynet warns credit card companies may look to ramp up other charges
Plastic probe by OFT welcomed – but Moneynet warns credit card companies may look to ramp up other charges
Credit card holders advised to study the small print and be prepared for card companies to go on offensive in wake of OFT investigation into high charges, says Moneynet
CREDIT card companies may be looking to increase profits via alternative ‘stealth’ charges following this week’s decision by the Office of Fair Trading (OFT) to consult with eight major credit cards on what the watchdog deems to be excessive credit card charges.
Richard Brown, chief executive of Moneynet.co.uk Moneynet.co.uk – the online financial data comparison site, said he welcomed the OFT’s decision:
“But we are concerned that credit card providers may simply attempt to recoup their lost
income via higher charges for all.
“Moneynet recommends credit card customers consider their options before taking out a card -and take into account all charges as well as the headline interest rate”, said Brown.
A charge of around £20 to £25 is currently payable if a cardholder fails to pay a credit card bill on the due date, exceeds the credit limit, or pays on time but by a direct debit or cheque that is not honoured.
In a statement earlier this week, the OFT said it believed it is ‘unfair for the purposes of contract terms regulation to require a consumer who defaults in one of these ways to pay a disproportionately high charge.’
About the Author
Moneynet press enquiries: Richard Brown, Chief Executive, 020 8313 9030 Consumer enquiries: info@moneynet.co.uk http://www.moneynet.co.uk
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