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Bad Credit Car Loans - Why They Are Easier To Get Than They Ever Have Been
Car loans are easier to get by using an online financing company, even if you have bad credit. You can compare financing rates for the purchase of a new or used car, apply in minutes, and receive a blank check within days.
Car Loans Online
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Credit Establishment 101
There will come a day when you need credit. You may want to buy a home or a car and your credit rating will become very important to help make these dreams come true. One of the first things you will need to learn is the basic principle of money...
Get A Credit Card Merchant Account
A card merchant account can put your business on the road to
financial success. If your company is not yet accepting credit
card payments, you are missing out on the powerful potential of
this income stream. Many business owners who started...
Keep Your Credit History Clean. Remove A Negative Credit Record From Credit Report
The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is created from credit report data submitted to them about you.
But very often your credit report includes inaccurate, wrong or...
Teaching Responsible Credit Card Use
It's an unfortunate fact that most students never get formal lessons in managing their credit and debt. For many young people, their first brush with being responsible credit card users won't come till they are in college - away from home and the...
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Play the Credit Card Game and WIN
Credit cards are fast becoming a blight on the American economy,
but they also help stimulate growth. The problem comes when
users are forced to (or voluntarily) overspend and begin the
never ending cycle of paying less than the full balance on the
credit card. At this point you officially have credit card debt.
When we got married we had over $34,000 in outstanding debts,
much of it on credit cards. After sitting down to have a good
cry I got things into perspective. With a solid plan and the
determination to stick with it, we could have those debts
completely paid off within a couple of years.
The time it takes to clear those debts depends on your income
and ability to trim other expenses in order to funnel as much
money as possible toward those debts. It does NOT mean that you
will have no life and no fun. You will have to make tough
choices so your life should be different, but you can always
make it fun.
There are several ways to play the credit card game and win. You
can consolidate your balances into a lower interest loan, you
could refinance your mortgage and roll those debts into your
home loan, or you could play the game of transferring higher
interest balances to low or zero interest credit cards. I chose
the latter option, you will need to consider which option is
best for you based on your own credit rating, your ability to
secure low interest loans, your ability to repay and
most
importantly, your level of discipline.
If you have no discipline when it comes to money, then the
process of transferring balances could be hard for you, as it
requires you to pay attention to when your zero interest credit
card offer expires and move that balance to the next card at the
right time. If this is too time consuming for you, then you'll
definitely want to look into refinancing your mortgage or
getting a consolidation loan to cover all your credit cards.
I love numbers, I love math, and playing with money like this is
a game for me not a chore. So transferring balances to new
credit cards every few months was fun. Watching those balances
shrink as I paid ZERO interest the entire time was a thrill. I
felt victorious over the credit card companies... and over my
debt. As a result we paid off over $34,000 in debts in about 18
months. When you're not paying any interest and you don't stray
from the plan it can work. It really can. You don't have to love
the game in order to win it. You just have to keep playing and
don't lose sight of the goal. Pay off the debt.
About the author:
If you are interested in learning how to play the balance
transfer credit card game and WIN it, visit Win the Credit Card Game at the Free Debt Relief
Help site.
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
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| The FTC's web site on Credit |
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| www.ftc.gov |
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| Federal Trade Commission - Consumer Credit Center |
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| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
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| Springboard - Non-Profit Consumer Credit Management |
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| www.credit.org |
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| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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