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A Beginner's Guide to Bad Credit Secured Loans
Here is a useful beginner's guide to bad credit secured loans. If your credit is less than perfect but you find yourself needing money now, you might want to look into bad credit secured loans. If you're not sure what these are, bad credit secured...
Credit Card Reward Programs: Getting The Most Out Of Your Credit Cards
Credit cards can earn you cash, airline miles, or rewards. To
get the most out of your credit card company, you have to choose
the right program and use your card often.
Pick The Right Program
Do you want a free trip to Hawaii or cash at...
Credit Card Traps, And How To Avoid Them
"0% interest* for the first six months, no annual fees** and a low fixed*** rate of only 8.9%****!" * Unless you count the deferred interest we will charge you if you don't pay off the full balance transfer amount when the promotional period...
How To Accept Credit Cards
If you plan to do business online, then your website will need to accept credit cards. For many, the idea of applying for a merchant account sounds like a daunting task, but the truth is that building an online store is incredibly easy these days....
Loan Options For The Bad Credit Borrower
For several years if not decades, credit collectors have been telling individuals that if they don't pay and pay on time. They'll never get another car loan, credit card or mortgage. Honestly even with terrible credit, even after bankruptcy you can...
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Protecting yourself from credit card fraud
Credit card fraud has become surprisingly common nowadays. Credit card fraud can potentially cause consumers a great deal of stress and hassle. Therefore it is important to pay attention to the security features offered in your credit card deal. For example, in the case of unauthorized charges on your card, are you liable for any portion of that money?
Credit card fraud protection is also increasing with credit card companies striving to contain fraud and consumers becoming more aware of the problem. There are certain steps you can take to make sure that you are protected from credit card fraud.
When you apply for a credit card, make sure you look at the security and credit card fraud prevention features offered by the issuing company. Fraud protection features are important for individuals and businesses.
You can protect yourself from credit card fraud by checking your monthly statements. This way you will be able to detect any unauthorized charges on your credit card. You will have to contact the credit card company to let them know. The earlier you spot such fraudulent charges, the less negative effects they will have. Many companies and banks also offer online account management where you can access your statements 24 hours a day.
To protect yourself from credit card fraud you should never reply to an email message that appears to come from your credit card company or your bank. This is an omnipresent scam where fake email messages are generated to trick people
into handing over their account numbers and other personal information. Also do not give personal information when you receive a phone call purportedly from your credit card company. Be sure to call them yourself or when online enter their web address to reach the issuer’s Website.
Try to keep your credit card with you as much as possible. When handing it to a waiter at a restraunt, be sure it is returned promptly. Keep it safe from view of others when in public so your account number stays safe. Also carry the credit card in a safe place such as in a wallet so that you do not drop it accidentally.
It is important to properly dispose off statements and other documents to prevent thieves from going through your trash and stealing your identity. This is where a shredder can come in handy.
If your credit card gets stolen or you find any indication of credit card fraud, you should report the problem immediately to the issuing company or bank. They usually have a fraud prevention hotline where their customers can report fraudulent activity.
Small steps can help you avoid falling victim to credit card fraud. While many credit card companies offer zero or limited liability for unauthorized charges, it can be a great hassle correcting the mistakes, especially on your credit report.
About the Author
Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.
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| Credit - Wikipedia, the free encyclopedia |
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| The National Foundation for Credit Counseling |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
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