|
|
|
Bad Credit Mortgage Loans Online - How Your Fico Credit Score Can Affect Your Loan Approval
When applying for a mortgage loan when you have a bad credit history. There are a few things you should know about your FICO score that will help you know what to expect from mortgage lenders. With a credit score below 585, you will need to put at...
Bad Credit? No Credit? Yeah, It's a Problem.
Many companies use the slogan "Bad Credit? No Credit? No Problem!" The truth is that it is in fact a problem and there is no easy way to correct it. It takes a lot of time and effort to obtain credit when you do not have any and even longer to fix...
Big Brother knows what's in Your Credit Report. How about You?
Whether you are aware of it or not, credit bureaus have been keeping tabs on you and how you use credit. When it's time for you to apply for a mortgage, credit card, or personal loan, your credit report is what lenders look at to decide to approve...
Methods To Arrange The Best Credit Card Deals
That credit card you always use for shopping or paying something you thought you may need can bring you a lot of advantages if you know how to ask for it and what to chose. There are some steps to make you reach a better credit card deal:...
Save on your insurance by improving your credit score.
Did you know that you could make sure to get the best rates on your auto and homeowners insurance simply by having a good credit score. Additionally a great credit score will allow you to get the best interest rates on your credit cards, car loans...
|
|
| |
|
|
|
|
|
|
PROVEN METHOD FOR RE-ESTABLISHING YOUR CREDIT
Your Credit Report is the most important financial document
you will ever have. And it can be reviewed by every creditor,
employer, lender, and virtually anyone else with whom you hope
to do business with.
WHAT IS CREDIT
Credit, plain and simple, is the creation of debt.
Many years ago, going into debt was considered taboo.
If you got to the point where you had to borrow money,
you were looked upon in shame. It didn't matter what the
particular incident was that drove you to this shameless act;
the end result was always the same; you were in debt,
and that was no place to be.
Today, it's not uncommon to have a wallet or purse filled with
perhaps a dozen, or more, credit cards. As a matter of fact,
this great land of opportunity is practically run by credit.
It is understandable why credit is needed. Today, borrowing is "in".
People, ranging from "yuppies" to the retired, proudly flash
credit cards such as "Visa", "MasterCard" and "American Express"
at the checkout counters.
WHY NOT JUST PAY CASH
Back in the good old days, everybody wanted to live the
"American Dream". This was to start your own business,
purchase your own home, and then work towards the day
that you could invite all of your friends over for a
"burn the mortgage" party, upon your final payment.
The intention was admirable, but the reality is, very few
people were ever able to throw such a bash. In fact,
the average American can't pay cash for a car, let alone a house,
without many months, or in the case of a house, years, of saving.
HAVING GOOD CREDIT IS ESSENTIAL
There are ways to rebuild one's credit with little effort,
and minimal cash. With the right method a person can go
from having bad credit to having a five star credit
rating in a relatively short period of time.
These methods, when properly executed, will not only
enable a person to secure any credit card of their choice,
but will also enable one to obtain in-store
credit cards,
oil company's credit cards, automobile purchases, and mortgages now.
IS THERE A "SECRET METHOD"?
Absolutely not! The problem is in the use of the credit cards.
Purchases are made without sufficient funds or regard to
how payment will be met, or purchases are made on a long- term basis,
dependent on a job to pay for it down the road.
Loss of a job can be disastrous in such a situation.
The proper use of credit or credit cards, using the power of
"LEVERAGING" can launch a person to new financial freedom.
Using this method a person can purchase anything he/she wants
without jeopardizing their personal savings.
People in general are not educated in the proper use of money.
There is however a "POWERFUL" proven method on how to repair
bad credit and establish new credit, with step-by-step instructions
to put you on the road to financial freedom.
Unfortunately the space in this article does not permit me to do so.
You can find more information on this subject at:
http://www.valtechservices.com under Establishing and Repairing
Your Credit.
The information found in this manual is:
Easy to follow,
Easy to understand, and
Easy to implement!
For the average person, with this type of information,
the time that it takes to put yourself back on good terms
with your credit is surprisingly fast! As soon as you
start using this simple to follow manual, you will notice
a marked improvement. There are steps involved that will give you
INSTANT good credit, using little known credit posting techniques.
To sum this up, there are ways to increase and repair your credit.
There is hope out there. You don't need to go through life
with the inconvenience of having little or no credit.
The only person who can make this type of difference
in your life is you.
About the Author
Dave Laforge
webmaster@valtechservices.com
Webmaster of the Valtech Services Group
http://www.valtechservices.com
|
|
|
|
|
| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
| Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
| www.credit.com |
|
| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
| www.equifax.com |
|
| The FTC's web site on Credit |
| Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
| www.ftc.gov |
|
| Federal Trade Commission - Consumer Credit Center |
| Features an assortment of helpful articles related to credit issues. |
| www.ftc.gov |
|
| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
| www.annualcreditreport.com |
|
| Springboard - Non-Profit Consumer Credit Management |
| Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
| www.credit.org |
|
| myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
| myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
| www.myfico.com |
|
| Credit Suisse Global |
| Credit Suisse Group is an international financial services group. - Shares part of SMI. |
| www.credit-suisse.com |
|
| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
|
| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
|
| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
|
| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
|
| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
|
| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
| www.freecreditreport.com |
|
| Compare credit cards | apply for a credit card | 0% balance ... |
| Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
| www.moneysupermarket.com |
|
| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
| www.fordcredit.com |
|
| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
|
| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
|
| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
|
| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
|
|