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Bad Credit Automobile Loans - Tips On Finding A Good Lender
Much like the bad credit home loan market, the bad credit
automobile loan market is a crowded and competitive arena. If
you find yourself in the position of needing a bad credit
automobile loan use caution in selecting your lender. While...
Don't Be Stopped by Bad Credit
If you are interested in buying a new home or refinancing the
one you are currently living in, but think that you are out of
luck because you have bad credit, think again.
The mortgage industry is probably larger and more diverse than
you...
Fair Isaac Corporation Credit Or FICO Score
As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company based in California. FICO, put simply, is a person's credit score. A credit score can be used by a potential lender in...
Information About Debt Consolidation Loans with Bad Credit
Finding debt consolidation loans with bad credit can be quite a task… after all, a lot of lenders don't want to take a risk on someone who is such an obvious credit risk. Luckily, however, a lot of lenders will take that risk; it's simply a matter...
What is Credit?
Ever wondered what is credit? Credit is more than just a plastic card you use to buy things - it is your financial trustworthiness. Good credit means that your history of payments, employment and salary make you a good candidate for a loan, and...
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PROVEN METHOD FOR RE-ESTABLISHING YOUR CREDIT
Your Credit Report is the most important financial document
you will ever have. And it can be reviewed by every creditor,
employer, lender, and virtually anyone else with whom you hope
to do business with.
WHAT IS CREDIT
Credit, plain and simple, is the creation of debt.
Many years ago, going into debt was considered taboo.
If you got to the point where you had to borrow money,
you were looked upon in shame. It didn't matter what the
particular incident was that drove you to this shameless act;
the end result was always the same; you were in debt,
and that was no place to be.
Today, it's not uncommon to have a wallet or purse filled with
perhaps a dozen, or more, credit cards. As a matter of fact,
this great land of opportunity is practically run by credit.
It is understandable why credit is needed. Today, borrowing is "in".
People, ranging from "yuppies" to the retired, proudly flash
credit cards such as "Visa", "MasterCard" and "American Express"
at the checkout counters.
WHY NOT JUST PAY CASH
Back in the good old days, everybody wanted to live the
"American Dream". This was to start your own business,
purchase your own home, and then work towards the day
that you could invite all of your friends over for a
"burn the mortgage" party, upon your final payment.
The intention was admirable, but the reality is, very few
people were ever able to throw such a bash. In fact,
the average American can't pay cash for a car, let alone a house,
without many months, or in the case of a house, years, of saving.
HAVING GOOD CREDIT IS ESSENTIAL
There are ways to rebuild one's credit with little effort,
and minimal cash. With the right method a person can go
from having bad credit to having a five star credit
rating in a relatively short period of time.
These methods, when properly executed, will not only
enable a person to secure any credit card of their choice,
but will also enable one to obtain in-store
credit cards,
oil company's credit cards, automobile purchases, and mortgages now.
IS THERE A "SECRET METHOD"?
Absolutely not! The problem is in the use of the credit cards.
Purchases are made without sufficient funds or regard to
how payment will be met, or purchases are made on a long- term basis,
dependent on a job to pay for it down the road.
Loss of a job can be disastrous in such a situation.
The proper use of credit or credit cards, using the power of
"LEVERAGING" can launch a person to new financial freedom.
Using this method a person can purchase anything he/she wants
without jeopardizing their personal savings.
People in general are not educated in the proper use of money.
There is however a "POWERFUL" proven method on how to repair
bad credit and establish new credit, with step-by-step instructions
to put you on the road to financial freedom.
Unfortunately the space in this article does not permit me to do so.
You can find more information on this subject at:
http://www.valtechservices.com under Establishing and Repairing
Your Credit.
The information found in this manual is:
Easy to follow,
Easy to understand, and
Easy to implement!
For the average person, with this type of information,
the time that it takes to put yourself back on good terms
with your credit is surprisingly fast! As soon as you
start using this simple to follow manual, you will notice
a marked improvement. There are steps involved that will give you
INSTANT good credit, using little known credit posting techniques.
To sum this up, there are ways to increase and repair your credit.
There is hope out there. You don't need to go through life
with the inconvenience of having little or no credit.
The only person who can make this type of difference
in your life is you.
About the Author
Dave Laforge
webmaster@valtechservices.com
Webmaster of the Valtech Services Group
http://www.valtechservices.com
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
| Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
| www.credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
| www.equifax.com |
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| The FTC's web site on Credit |
| Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
| www.ftc.gov |
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| Federal Trade Commission - Consumer Credit Center |
| Features an assortment of helpful articles related to credit issues. |
| www.ftc.gov |
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| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
| www.annualcreditreport.com |
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| Springboard - Non-Profit Consumer Credit Management |
| Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
| www.credit.org |
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| myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
| myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
| www.myfico.com |
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| Credit Suisse Global |
| Credit Suisse Group is an international financial services group. - Shares part of SMI. |
| www.credit-suisse.com |
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| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
| www.freecreditreport.com |
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| Compare credit cards | apply for a credit card | 0% balance ... |
| Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
| www.moneysupermarket.com |
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| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
| www.fordcredit.com |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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