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A Credit Card With More Than Meets The Eye
With so many credit cards dominating the market these days,
people can no longer tell the difference between one card to
another. It all seems like a wide array of credit cards all
committed to provide the consumers with substantial means...
Comprehending a Credit Report
Obtaining a credit report is an excellent way to begin taking control of your financial future. It's recommended that you review your credit report once a year, not only to be aware of your standing with creditors but to also keep abreast of...
Earn cash when others spend on their credit/debit card
How many times in the past month have you seen someone use their credit or debit card? How does of thought of earning a substantial income every time some one else spends on their cards on their everyday shopping? For more information e-mail...
Finding an auto loan with bad credit.
Finding an auto loan online is easy regardless of you credit score. By simply completing a simple one page application hundreds of online lenders who will compete for your loan business. There are certain guidelines you should follow which could...
Reversing Credit Repair
If you want to reverse your credit repair and land deeper in debt, let me show you how. Have you ever seen the advertisings that say you qualify for $10,000 in credit and your credit will increase once you accept the terms & conditions and also send...
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Rebuilding Better Credit
Today, good credit is the one constant necessity needed to
succeed in any endeavor, from starting a new business venture to
purchasing a home. Without having established prior good credit
and maintaining this status, re-establishing decent credit can
be a very difficult task. The need for credit and a good credit
history is further enhanced by the internet, considering that a
large majority of credit card transactions are conducted on the
net, it is almost imperative that consumers have a valid major
credit card. Yet in the modern world a vast number of consumers
suffer bad or poor credit, and lack the knowledge or skills to
rectify this situation.
This is not contributed to a lack of willingness on their part
to correct or establish a good credit report, but to a lack of
understanding the laws that are available to the consumer. The
most important of these laws is the Fair Credit Reporting Act;
this act gives the consumer the right to correct any
inaccuracies contained on their credit file. The act regulates
credit reporting agencies, and what can be contained in the
consumers' credit report. Yet, the most important section of the
FCRA is it gives the consumer the ability to dispute entries
that are obsolete or inaccurate, and items that may not belong
to the consumer. Correcting a credit report is not as easy as it
appears; it requires a tremendous amount of time and effort on
the part of the consumer.
The truth is that every person has the right to correct their
own credit, but dealing with creditors and credit reporting
agencies is difficult if they are not familiar with the credit
repair process. There are a large number of books and
do-it-yourself kits covering credit repair topics that the
consumer can purchase, but experience in dealing with these
agencies is the only way to get a good understanding of how the
entire process works. But for those that want to venture into
this process without the help of a professional, be prepared to
exert a tremendous amount of time and effort to clear just one
incorrect entry.
Hiring one of the professional credit repair organizations, for
instance a company like Millennium Credit Service whose website
is located at http://www.millennium-credit.com, can
relieve the
consumer of some of the burdens associated with cleaning their
credit. Although the consumer can accomplish the same results as
a professional, but the fact is that if you never repaired a car
would you read a book and feel you could repair it without help
from a professional mechanic, probably not. Yet, these same
people are willing to venture into trying to repair their
financial future alone which may cost them more financially in
the long run than hiring a professional credit repair
organization.
Unlike the majority of companies claiming they can repair your
credit, but only specialize in selling do-it-yourself repair
kits, Millennium Credit Service is a full-service credit repair
organization that works with consumers to clear their past
credit, and help rebuild or establish new credit. A word of
caution when paying for repair services, there are a lot pf
unscrupulous companies claiming they can repair or establish a
new credit identity, but before dealing with these companies
know the laws that regulate the credit repair industry, these
laws can be found at the Federal Trade Commissions website under
the Credit Repair Organizations Act at http://www.ftc.org, where
you can also find the Fair Credit Reporting Act.
Now that you have a better understanding of credit, and what is
needed to rebuild damaged credit, along with the laws that
protect the right of consumers, you should have a firm start to
rebuilding your credit. The first step to rebuilding good credit
is to gain access to your credit report, most credit reports
contain instruction that help you understand them, but there is
no substitute to a professional when trying to rebuild credit. A
professional can better explain your credit report so that you
will be able to understand it, Millennium Credit Service offers
a Credit Analysis Program that explains your credit and your
credit score in laymen's terms so that the consumer will be more
aware of their credit situation.
About the author:
Thaddeus Collins is the owner of Millennium Credit Service
located at http://www.millennium-credit.com, which is a full
service credit repair and restoration service for consumers
interested in legally clearing their past negative credit.
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
| Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
| www.credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
| www.equifax.com |
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| The FTC's web site on Credit |
| Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
| www.ftc.gov |
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| Federal Trade Commission - Consumer Credit Center |
| Features an assortment of helpful articles related to credit issues. |
| www.ftc.gov |
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| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
| www.annualcreditreport.com |
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| Springboard - Non-Profit Consumer Credit Management |
| Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
| www.credit.org |
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| myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
| myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
| www.myfico.com |
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| Credit Suisse Global |
| Credit Suisse Group is an international financial services group. - Shares part of SMI. |
| www.credit-suisse.com |
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| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
| www.freecreditreport.com |
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| Compare credit cards | apply for a credit card | 0% balance ... |
| Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
| www.moneysupermarket.com |
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| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
| www.fordcredit.com |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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