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Defeating Credit Card Debt With Self Control
Credit card debt is a major social problem in some Western countries. To rid yourself of credit card debt, it is best to recognize the problem as both a social and individual problem. If you are overburdened with credit card debt, or are in danger...
Eliminate Credit Card Debt - 3 Reasons To Use A Debt Reduction Company Online
An online debt reduction company can offer you all the services
of a traditional debt consolidation company from the convenience
of your home. You can shop for the best fees and sort through
the scams all without making a commitment. In the end,...
How to Reduce (or Eliminate) Credit Card Debt With Balance Transfer Offers
Of course, The best way to get out of debt is not to get into it in the first place - in other words, pay off your credit cards fully every month. This is really the only way to be debt-free, enabling you to avoid interest and finance charges. None...
The $10,000 Credit Card Challenge
Thinking about conquering your mountain of debt but too scared even to give your debt much thought? Read this real-world scenario of how one person erased $10,000 of credit card debt within a few years.
by Joel Walsh
Ever wonder how some people...
What is Credit Card and Debit Card Blocking?
Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit or money in your bank account? If this happened shortly after you stayed in a hotel or rented a car, the...
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Selecting the Right Credit Card
Not all credit cards are created equal. There are many various
types of credit cards, and if you are looking to apply for a
credit card, it may be difficult to decide which type of card is
best for you.
In this article, we will look at several popular types of credit
cards, to help you figure out which type of credit card meets
your unique needs.
Low-Interest Credit Cards
These credit cards are often useful if you are currently
carrying a balance on some of your current credit cards. Low
Interest credit cards, also know as balance transfer credit
cards, are offered at significantly lower interest rates than
what you may be used to. They are good for transferring balances
to a new card at a lower rate. Often times, this will allow you
to pay off your balance in a shorter amount of time, and for
less interest.
Rewards Credit Cards
As the credit card industry becomes more and more competitive,
companies are scrambling to get and keep cardholders and they
are willing to bribe you to use their cards. This is where
rewards cards come in. Each program has their own rules, but
they all work in a similar fashion. By using your rewards credit
card, you accumulate points that can then be redeemed for
prizes, and sometimes even cash. There are many options
available as to what type of reward cards you can choose. If you
use credit cards frequently anyways, you might as well
get
something for it, right?
Bad Credit Credit Cards
Even if you have poor credit, you can still be approved for a
credit card. Now, credit cards offered to people with bad credit
often times have much more restrictive terms, higher fees, lower
limits and a higher interest rate. If your credit is particular
poor, you may have to go with a secured credit card where by you
put down a security deposit, or prepay your credit limit. Why do
that? Because, by using one of these credit cards and diligently
paying your bill on time, you can actually improve your credit
and before long you will be eligible for lower rates through a
traditional credit card.
Student Credit Cards
These credit cards often have a lower limit than their more
grown up counterparts, making them a perfect "starter" credit
card for students. Young people can learn how to control debt
without the risk of getting in too deep. As you can see, there
are nay choices in credit cards.
By choosing the right credit card for your particular situation,
you can build your credit in a responsible way and enjoy perks
that suit your lifestyle.
About the author:
To learn more about credit
cards and how to select the right credit card for you,
visit http://www.4CreditCard.info &
http://www.creditcarddeal.info
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Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
www.credit.com |
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Equifax Personal Solutions: Credit Reports, Credit Scores ... |
National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
www.equifax.com |
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The FTC's web site on Credit |
Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
www.ftc.gov |
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Federal Trade Commission - Consumer Credit Center |
Features an assortment of helpful articles related to credit issues. |
www.ftc.gov |
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AnnualCreditReport |
Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
www.annualcreditreport.com |
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Springboard - Non-Profit Consumer Credit Management |
Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
www.credit.org |
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myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
www.myfico.com |
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Credit Suisse Global |
Credit Suisse Group is an international financial services group. - Shares part of SMI. |
www.credit-suisse.com |
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Experian: Free Credit Report and Credit Score, Credit Check ... |
Credit referencing and consumer targeting for the USA and other countries. |
www.experian.com |
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National Credit Union Administration - Home Page |
An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
www.ncua.gov |
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Credit - Wikipedia, the free encyclopedia |
Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
en.wikipedia.org |
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Credit (finance) - Wikipedia, the free encyclopedia |
Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
en.wikipedia.org |
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The National Foundation for Credit Counseling |
DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
www.nfcc.org |
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FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
www.freecreditreport.com |
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Compare credit cards | apply for a credit card | 0% balance ... |
Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
www.moneysupermarket.com |
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Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
www.fordcredit.com |
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The Credit Card Prank |
In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
www.zug.com |
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Credit magazine, corporate bonds, derivatives, structured credit ... |
Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
www.creditmag.com |
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CUNA: The Credit Union National Association |
News and resource directory about credit unions. |
www.cuna.org |
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Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
credit.about.com |
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