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An Introduction To The Humble, But Oh So Powerful, Credit Card
It's hard to imagine doing business today without credit cards. If you are 1 of the few who do not own a credit card, you probably have difficulty renting a car or reserving a hotel room. On the other hand, if you have a fistful of maxed out credit...
Avoiding Complications in Credit Repair
Avoiding complications in credit repair is almost important as getting out of debt. When we have bills that were neglected simply because we didn't have the money to pay the bills, or else we purchased items instead of paying the bills, we are in...
The Advantages of Owning Student Credit Cards
Student credit cards are regular credit cards that are offered
especially for students. The idea behind them are to help
students establish credit. There are advantages to getting a
student credit cards, but before you can benefit from them...
The Tales of the 0% APR Credit Card
People used to think that they had enough on their benefits with their credit cards. They thought that the rewards they get and the low interest they have is already enough to last a lifetime.
However, there are instances when they get to have the...
What is an Airline Credit Card???
One of the perks associated with today's credit cards is the frequent flier program. In order to determine which program is best for you, you should consider whether you will be able to obtain benefits from the dominant airlines in your region. You...
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Selecting the Right Credit Card
Not all credit cards are created equal. There are many various
types of credit cards, and if you are looking to apply for a
credit card, it may be difficult to decide which type of card is
best for you.
In this article, we will look at several popular types of credit
cards, to help you figure out which type of credit card meets
your unique needs.
Low-Interest Credit Cards
These credit cards are often useful if you are currently
carrying a balance on some of your current credit cards. Low
Interest credit cards, also know as balance transfer credit
cards, are offered at significantly lower interest rates than
what you may be used to. They are good for transferring balances
to a new card at a lower rate. Often times, this will allow you
to pay off your balance in a shorter amount of time, and for
less interest.
Rewards Credit Cards
As the credit card industry becomes more and more competitive,
companies are scrambling to get and keep cardholders and they
are willing to bribe you to use their cards. This is where
rewards cards come in. Each program has their own rules, but
they all work in a similar fashion. By using your rewards credit
card, you accumulate points that can then be redeemed for
prizes, and sometimes even cash. There are many options
available as to what type of reward cards you can choose. If you
use credit cards frequently anyways, you might as well
get
something for it, right?
Bad Credit Credit Cards
Even if you have poor credit, you can still be approved for a
credit card. Now, credit cards offered to people with bad credit
often times have much more restrictive terms, higher fees, lower
limits and a higher interest rate. If your credit is particular
poor, you may have to go with a secured credit card where by you
put down a security deposit, or prepay your credit limit. Why do
that? Because, by using one of these credit cards and diligently
paying your bill on time, you can actually improve your credit
and before long you will be eligible for lower rates through a
traditional credit card.
Student Credit Cards
These credit cards often have a lower limit than their more
grown up counterparts, making them a perfect "starter" credit
card for students. Young people can learn how to control debt
without the risk of getting in too deep. As you can see, there
are nay choices in credit cards.
By choosing the right credit card for your particular situation,
you can build your credit in a responsible way and enjoy perks
that suit your lifestyle.
About the author:
To learn more about credit
cards and how to select the right credit card for you,
visit http://www.4CreditCard.info &
http://www.creditcarddeal.info
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
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| The FTC's web site on Credit |
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| www.ftc.gov |
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| Federal Trade Commission - Consumer Credit Center |
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| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
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| Springboard - Non-Profit Consumer Credit Management |
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| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
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| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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