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Bad Credit Loan UK Bad Credit Unsecured Loan Unsecured Loan UK Unsecured Personal Loan
Bad Credit Loan
Because so many of us use credit facilities to manage our day to
day finances, bad credit can be recorded to our credit history
for any number of reasons. For example, not being able to pay
your previous loan instalments or...
Building Credit Ideas
There are several ways that we can build credit. If you are tired of collectors hounding you, or if you are frustrated that no one will loan you money because you never had credit, it is time to learn how to build your credit. First, and foremost...
Poor Credit Home Loan – Get The Mortgage Loan You Want
Having poor credit alone cannot hold you back from getting the home loan you want. Buying a home that is everything you want in a home, is a very exciting experience. The blemishes on your credit history will not alone keep you from getting the home...
Six Credit Card Secrets No Bank Wants You To Know
We all get them from time to time. You know, the sealed envelope in the mail that have a written message such as "You've Been Pre-Approved For A New Credit Card From..." If you are like me, you file them away- usually in the trashcan or shredder!...
Using A Credit Card To Fund Your Business
The spate of credit card offers and leaflets that most of us receive through the post or in our daily newspapers, which promise us unlimited spending power and in some cases blank cheques, has threw up a major surprise and that is the way that small...
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SuperCharged Secret 2 - LIVING IN CREDIT CARD UTOPIA
5 SuperCharged Secrets to Credit Card Utopia!
Secret 2 of 5
INTEREST BEWARE, THERE’S SAFETY IN NUMBERS!
Note: The following is part 2 of a 5 part series, Over the course of these 5 articles, I am going to introduce you to several methods for maximizing the use and benefits of the best Credit Cards and offers on the market today. This information, when used in conjunction with one another, is unlike anything you’ve ever seen before. I like to call this approach, the “5 SuperCharged Secrets to Credit Card Utopia.”
1.SECRET 1: I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!
2.SECRET 2: INTEREST BEWARE, THERE’S SAFETY IN NUMBERS!
3.SECRET 3: TURBO-CHARGED KILLER RATE SAVING INFORMATION!
4.SECRET 4: YOU SCRATCH MY BACK, AND I’LL BUY SOME MORE BEER!
5.SECRET 5: LIVING IN CREDIT CARD UTOPIA
Without further Ado, let’s continue with Secret #2:
SECRET 2: INTEREST BEWARE, THERE’S SAFETY IN NUMBERS!
1)This secret method isn’t for everyone.
I would venture to say that this turbo-charged low rate secret is really for those with reasonably good credit.
But with that said, you may have good ENOUGH credit, and it doesn’t hurt to TRY. If you don’t succeed, then you’ve been blessed with the one thing most people don’t have, and that’s a GOAL…
You know what you want, better credit, and there are TONS of resources out there to help you get from point A to point B, much faster then you can imagine.
When you get there, this method is for you for sure! Work towards this! It’s worth it.
2)If you have pretty good credit, it’s time to use it to your MAXIMUM ADVANTAGE.
Do you like to shop at Costco®? I do. I LOVE shopping at Costco®. I know it costs me a membership fee every year, but I save money like CRAZY!
Why? Because Costco® can buy in bulk, and get huge deals from their merchants.
You see, there’s safety in numbers. Costco® Members enjoy the benefit of pooling together their buying power, and extracting huge savings from vendors and suppliers.
3)And here we go! Secret #2 revealed: Take that concept, and apply it to Credit Cards! Interest Rates beware, because there’s safety in numbers!
I’m talking about the big BLUE! I’m talking about American Express®.
Now, most of us who have not yet climbed on board to AMEX® are comfy with having a Visa®/MasterCard® in our wallets. I know. I was one of you at one time. You think it’s better, because Visa®/MasterCard® are more widely accepted. Right?
I’ll grant you that in some smaller “ma/pa” operations, you may not be able to swipe your BLUE. But other than that, AMEX® is widely, widely accepted everywhere…Worldwide.
4)Go check it out for yourself.
AMEX® is generally available at all nationwide chains like department stores, grocery stores, restaurants, and many, many other fine establishments. My wife and I spend money, just like you do. We use AMEX® as much as we can, and we don’t have a problem with the ability to swipe it virtually everywhere.
5)I believe, firmly, American Express® is using the
concept of pooled membership, to give you KILLER interest Rates, and amazing perks too.
I believe that the benefit of this pooled power is passed on to you, as a member of American Express®.
How do I know this? Because I’m a member, and I can attest that the interest rates are low, low, low!
For example, as of today’s date, my American Express® Blue (no annual fee, by the way) is carrying a 9% interest rate (I also get balance transfer checks all the time…See Secret 1.)
6)Are there lower rates out there?
Well, maybe. But, I don’t care. I like the fact that I don’t have to go shopping for a low rate. I just KNOW that American Express® IS the lowest, if not one of the lowest.
It’s just so much less work for me as a consumer, to be a member of AMEX®. No more shopping around.
7)Go with the Credit Card Company that takes care of the CONSUMER FIRST! .
I don’t mean to sound like a commercial. I also have a Citibank®, and other fine credit cards in my wallet, and our website provides information on ALL major credit card companies, not just AMEX®, so I have no vested interest in one over another.
But the secret knowledge here is that American Express® seems to have the BUYING POWER to consistently give consumers some of the lowest interest rates on the market, and that’s what makes them the BEST.
8)Check it out for yourself. Do your own research.
Don’t rely solely on this writer’s testimony. Go look around. Compare all the benefits, and the rates, and the rewards programs, and you’ll see. AMEX® has no competition. Not for the consumer, anyway.
And in Credit Card Utopia, we always go with the best. As powerful consumers, we come first. We NEVER settle for less.
We’ve enjoyed providing this information to you, and we wish you the best of luck in your pursuits. Remember to always seek out good advice from those you trust, and never turn your back on your own common sense.
Publisher’s Directions: This article may be freely distributed so long as the copyright, author’s information, disclaimer, and an active link (where possible) are included.
Disclaimer: Statements and opinions expressed in the articles, reviews and other materials herein are those of the authors. While every care has been taken in the compilation of this information and every attempt made to present up-to-date and accurate information, we cannot guarantee that inaccuracies will not occur. The author will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within these pages or any information accessed through this site.
About the Author
Tom Levine provides a solid, common sense approach to solving problems and answering questions relating to consumer loan products. His website seeks to provide free online resources for the consumer, including rate-watch, tips and articles, financial communication, news, and links to products and services. Visit: LoanResource.Org , or email Tom at info@loanresource.org .
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| Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
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| www.credit.com |
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| Equifax Personal Solutions: Credit Reports, Credit Scores ... |
| National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
| www.equifax.com |
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| The FTC's web site on Credit |
| Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
| www.ftc.gov |
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| Federal Trade Commission - Consumer Credit Center |
| Features an assortment of helpful articles related to credit issues. |
| www.ftc.gov |
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| AnnualCreditReport |
| Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
| www.annualcreditreport.com |
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| Springboard - Non-Profit Consumer Credit Management |
| Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
| www.credit.org |
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| myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
| myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
| www.myfico.com |
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| Credit Suisse Global |
| Credit Suisse Group is an international financial services group. - Shares part of SMI. |
| www.credit-suisse.com |
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| Experian: Free Credit Report and Credit Score, Credit Check ... |
| Credit referencing and consumer targeting for the USA and other countries. |
| www.experian.com |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
| www.ncua.gov |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
| en.wikipedia.org |
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| Credit (finance) - Wikipedia, the free encyclopedia |
| Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
| DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
| www.nfcc.org |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
| FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
| www.freecreditreport.com |
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| Compare credit cards | apply for a credit card | 0% balance ... |
| Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
| www.moneysupermarket.com |
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| Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
| Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
| www.fordcredit.com |
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| The Credit Card Prank |
| In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
| www.zug.com |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
| www.creditmag.com |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
| www.cuna.org |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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