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0% Credit Cards
These days, credit cards in the UK are competing with each other on two very attractive offers with a headline rate of 0%. These 0% credit cards will be either balance transfers; introductory purchases offers or a combination of the two. This...
Credit Traps Snag Consumers
Nearly 20 years ago I worked for a small consumer advocacy organization in Washington, DC. Each week we received sacks full of mail from consumers across the country requesting our list of credit cards with low interest rates and no annual fees....
How to score with credit
With a massive £1.3 trillion of personal debt in the UK, obtaining credit and staying financially afloat are daily dilemmas for the British consumer. Many major banks, including Lloyds TSB, have recently declared an increase in the number of...
Pre-paid Credit Repair builds credit
If you are having difficulty with your credit score and rating, or having a hard time getting a credit card you might want to consider a pre-paid card. Nowadays it is virtually impossible to purchase anything without a credit card. Lenders today are...
The Headless Newbie - don't burn that credit card
Are you a headless newbie?
I know I was when twelve month ago when I started looking into setting up an online business. Whichever way I turned people were willing to offer me advice, e-books, freebies, newsletters, amazing money making...
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Tear Up Those Snail-Mail Offers - Apply For A Credit Card Online.
Monday through Saturday your mailbox is flooded with ads and sales pitches that are simply overwhelming. And where do they end up? Ripped in half and in the trash. Why leave the choice of your new credit card to some random mailing list with some over hyped hooks and misleading offers... Go after exactly what you want and need - apply for a credit card online.
The advantages of applying online will quickly become visible. It's easier to make head-to-head comparisons and normally the application consists of checking boxes and providing address information. Don't worry about correctly fitting your name in those little boxes and writing longhand - just have your mouse and keyboard ready.
Here are a few tips for hunting down the credit card that is right for you on the Internet:
1. Reflect and consider what do you need to use the card for? How many credit cards do you already own? Where are you going to use it? When are you going to use it? Will you pay it off every month, or carry a balance?
2. Be computer and Internet savvy. There are some websites that do all of the work for you by providing side-by-side comparisons of available credit cards. But be weary that the source is impartial and not simply trying to lure you in with clever mudslinging. To avoid this, simply take the information right from each individual source. Open two Internet browsers or three or four... bring each credit card's website up and compare.
3. Be careful. Fine print is very, very important. This is the most important step in choosing the best credit card and ultimately will be the
deciding factor. Think back and consult with whether or not you will pay off the card every month or carry a balance. If you are going to pay off the balance every month go with a rewards card. Since interest won't matter rewards may be cash back, air miles, hotel nights or merchandise. If you plan on carrying a balance make sure that the APR is low. 0% introductory rates are nice, but make sure they don't jump up too high after the introductory period is over. Good credit card deals usually carry annual percentage rates under 10%. Also make sure if the card requires an annual fee.
4. Once you have found the right credit card, before you fill out the online application make sure that the information you are giving is secure and private. If secure and private, the website you have chosen will let you know by providing the details of their encryption methods and even the companies that provide that service for them.
The competition among credit card companies to gain you as a cardholder may sometimes seem overbearing, and often this why you rip those letters up when they arrive in the mail. Put the power in your hands. Pull up a chair and open your favorite web browser, the right credit card for you is waiting. About the Author
Is it time you got out of debt once and for all? Learn How to Start Earning More Money Within 15 Minutes From Now at: http://www.tobinfo.com/acv
Want to Apply for a Credit Card Online?
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Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
www.credit.com |
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Equifax Personal Solutions: Credit Reports, Credit Scores ... |
National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
www.equifax.com |
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The FTC's web site on Credit |
Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
www.ftc.gov |
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Federal Trade Commission - Consumer Credit Center |
Features an assortment of helpful articles related to credit issues. |
www.ftc.gov |
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AnnualCreditReport |
Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
www.annualcreditreport.com |
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Springboard - Non-Profit Consumer Credit Management |
Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
www.credit.org |
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myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
www.myfico.com |
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Credit Suisse Global |
Credit Suisse Group is an international financial services group. - Shares part of SMI. |
www.credit-suisse.com |
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Experian: Free Credit Report and Credit Score, Credit Check ... |
Credit referencing and consumer targeting for the USA and other countries. |
www.experian.com |
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National Credit Union Administration - Home Page |
An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
www.ncua.gov |
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Credit - Wikipedia, the free encyclopedia |
Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
en.wikipedia.org |
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Credit (finance) - Wikipedia, the free encyclopedia |
Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
en.wikipedia.org |
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The National Foundation for Credit Counseling |
DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
www.nfcc.org |
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FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
www.freecreditreport.com |
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Compare credit cards | apply for a credit card | 0% balance ... |
Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
www.moneysupermarket.com |
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Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
www.fordcredit.com |
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The Credit Card Prank |
In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
www.zug.com |
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Credit magazine, corporate bonds, derivatives, structured credit ... |
Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
www.creditmag.com |
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CUNA: The Credit Union National Association |
News and resource directory about credit unions. |
www.cuna.org |
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Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
credit.about.com |
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