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Bad Credit Debt Consolidation Loans
Are you looking to consolidate credit card or other debt? Do you have bad credit history? There are many options available online nowadays to help you consolidate your debt. Whether you are wanting to consolidate credit card debt or other kinds of...
Bad Credit Mortgage - Got Bad Credit? Get 100% Financing!
Would you like to purchase a home but think it is impossible because
you have low credit scores and very little money saved for a down
payment? So you've given up the dream of owning your own home,
having to wait until your credit scores improve or...
Credit Card Tips: How to combine credit cards to earn maximum cash rebates?
Before we look at how to best combine cash rebate credit cards to maximize the cash rebates you can earn, it is very important to understand the different types of cash rebate credit cards available and also how the type of purchases you make is...
Prepaid Credit Cards Online
There are some websites you would like to purchase merchandise but you don't trust the website yet with your credit card information. A solution is in place, Get a Prepaid Credit Card! These plastic wonders help you protect your real credit card...
Using A Credit Card To Fund Your Business
The spate of credit card offers and leaflets that most of us receive through the post or in our daily newspapers, which promise us unlimited spending power and in some cases blank cheques, has threw up a major surprise and that is the way that small...
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The Best Credit Card - Shopping For A Credit Card
Credit cards are just like any form of credit, you should shop
around to find the best deal. Depending on your situation, you
may want to find a card with low rates, a reward program, or a
0% APR for transfers. Make sure you look at several credit card
companies to find the best deal for you.
Comparing Programs
Credit card companies offer several different types of
incentives to entice you to open an account with them. These
rewards can save you money or earn you trips or cash back. If
you plan on always paying off your monthly balance, then a
reward program, such as airline miles or cash back, may be for
you.
If you plan on carrying a balance on your new credit card, then
look for the lowest rate. You will want a no frills card with no
annual fees. You can also choose a card with a low introductory
fee, usually lasting six months to a year, if you plan to pay
off the balance soon.
For transfers, look for offers of 0% APR. These offers typically
last for six to twelve months, but they can save you a bundle on
interest. However, be aware that rates on these cards can shoot
up after the grace period.
Finding Credit Card Companies
I'm
sure you have received several credit card offers in the
mail this week, but you can find better deals online. The major
financing companies offer special reward bonuses and special
programs for students or small business owners.
Look at what each credit card company is offering along with
their rates. You may also want to choose a card that you don't
already have. While American Express and Discover offer
excellent rewards, they aren't accepted by everyone. Plan on
having at least two different types of cards.
Always Watch For Deals
Once you have your credit card, continue to look at credit card
offers. You may find an especially low rate or a good rewards
program. You can easily apply for the card, then close an old
credit card account. While having several different types of
credit lines are good for your credit history, too many open
credit card accounts can hurt your score.
About the author:
See my recommended Credit
Card Lenders online. Carrie Reeder is the owner of ABC Loan Guide, an
informational website about various types of loans.
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| Federal Trade Commission - Consumer Credit Center |
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| Credit referencing and consumer targeting for the USA and other countries. |
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| National Credit Union Administration - Home Page |
| An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
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| Credit - Wikipedia, the free encyclopedia |
| Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
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| en.wikipedia.org |
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| The National Foundation for Credit Counseling |
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| FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
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| The Credit Card Prank |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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