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Alternatives to Credit Cards
Are you one of those people who only ever got a credit card for
the convenience of being able to pay without cash, or because
you weren't aware of any other easy way to borrow money?
Millions of us are, thanks to the unavoidable advertising of...
Debt Counseling Solutions for Credit Repair
Is debt counseling a solution for credit repair? Debt Counseling
Services and Credit Services are organizations that are
sponsored by most creditors. Most debt counseling services are
nonprofit organizations; however, there are a few that...
How Do You Accept Credit Card: Let Me Count The Ways
Nowadays, everything seems to revolve around plastics. That is,
more and more people are finding credit cards as the most
convenient way to shopping, whether it is online or not.
Hence, with the arrival of credit cards in the market...
Know Your Credit Card Rights
When you apply for a credit card, the application that you sign is also a legally binding contract laying out all the terms between you and the bank, such as the interest rate and how its calculated, the grace period, whether there’s an annual fee,...
Prepaid Credit Cards
Prepaid Credit Cards revealed
With the new bankruptcy laws in place, people are trying to find new methods of having credit cards without the bill at the end of the month. Not all prepaid cards are the same, so the consumer should be fully aware of...
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Types of credit card processing fees
There are a variety of fees you may encounter when setting up a
credit card merchant account.According to
www.websitemarketingplan.com, If a potential merchant account /
credit card provider does not mention one or more of the
following credit card processing fees:
Application fee: - A charge to process your application for a
credit card merchant account. Yearly membership: - Additional,
annual credit card processing fees may be required to accept
credit cards for certain specialized industries such as casino
accounts.
Set-up fee: - A fee or fees charged to process and activate your
merchant account and/or gain access to a secure Payment Gateway.
Gateway access fees: - A fee for using the secure server (such
as Authorize.net) to approve and process transactions. Depending
upon arrangements with the payment gateway processor, your
credit card merchant account may include gateway processing fees
as a separate line item or include it as part of a general
monthly processing fee.
Monthly statement charges: - Some institutions charge fees to
generate and process a monthly statement.
Discount rate: -A credit card processing fee charged to
process
each transaction, based on a percentage of the transaction's
dollar amount. The rate is based on risk associated with the
transaction and will likely be different for each type of credit
card transaction you process. An online transaction processing
fees rate, for example, is generally higher than in-person
retail discount rates because the associated risks are higher.
Address Verification Service (AVS): -A separate processing
service that cross-checks your customers' credit card number
with the mailing address. The small per-transaction credit card
processing fee is sometimes included in the discount rate.
Fixed transaction fees (charged in addition to discount rate).
Flat fees you pay for every credit card transaction processed.
For more information on
credit card processing,please visit http://www.paynetsystems.com<
/a>
About the author:
Please feel free to know more on Credit card processing &
merchant services.Please visit http://www.paynetsystems.com<
/a>
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