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5 Killer Steps to avoid Credit Card SCAMS!!!!!
In August, 2004, the Federal Trade Commission issued their findings of a recent study, which showed that nearly 25 million adults were victims of fraud.
Now, most importantly, If you are a victim of fraud, please do not feel like you did...
A Street Urchin's no cash, no credit, Business Plan
The true story of a Street Urchin who made a fortune from nothing. (c) Harry S Richards As kids in a poor part of town, we collected all kinds of junk to sift through and hopefully resell. Sometimes we were lucky, but mostly we were told to "get...
Bad credit mortgage - Mortgage where bad credit history is rewarded
Before you could visit the lender for a mortgage deal on your
home, you were not very sure of the kind of deals that you could
clinch. The primary obstacle, as you felt, was your bad credit
history. To add to the fears, there were a few friends...
Credit Protection Insurance -- Just Another Consumer Rip-Off
Credit protection insurance is a good example of a consumer rip-off that affects millions of people, yet receives little attention in the financial media. Simply stated, you should NEVER buy "credit protection insurance," or a "payment protection...
How to Find the Best Credit Cards
Finding the best credit cards in today's world can be a bit challenging. Although you may receive hundreds of credit card applications in your mailbox each year, not all of them are worth your time and energy. To find the best credit cards, you...
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Types of credit card processing fees
There are a variety of fees you may encounter when setting up a
credit card merchant account.According to
www.websitemarketingplan.com, If a potential merchant account /
credit card provider does not mention one or more of the
following credit card processing fees:
Application fee: - A charge to process your application for a
credit card merchant account. Yearly membership: - Additional,
annual credit card processing fees may be required to accept
credit cards for certain specialized industries such as casino
accounts.
Set-up fee: - A fee or fees charged to process and activate your
merchant account and/or gain access to a secure Payment Gateway.
Gateway access fees: - A fee for using the secure server (such
as Authorize.net) to approve and process transactions. Depending
upon arrangements with the payment gateway processor, your
credit card merchant account may include gateway processing fees
as a separate line item or include it as part of a general
monthly processing fee.
Monthly statement charges: - Some institutions charge fees to
generate and process a monthly statement.
Discount rate: -A credit card processing fee charged to
process
each transaction, based on a percentage of the transaction's
dollar amount. The rate is based on risk associated with the
transaction and will likely be different for each type of credit
card transaction you process. An online transaction processing
fees rate, for example, is generally higher than in-person
retail discount rates because the associated risks are higher.
Address Verification Service (AVS): -A separate processing
service that cross-checks your customers' credit card number
with the mailing address. The small per-transaction credit card
processing fee is sometimes included in the discount rate.
Fixed transaction fees (charged in addition to discount rate).
Flat fees you pay for every credit card transaction processed.
For more information on
credit card processing,please visit http://www.paynetsystems.com<
/a>
About the author:
Please feel free to know more on Credit card processing &
merchant services.Please visit http://www.paynetsystems.com<
/a>
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