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Bad Credit Personal Loan and Bad Credit Loans
Bad credit personal loans are widely available these days. These are personal loans marketed to individuals with a poor credit score or poor credit history. A bad credit personal loan can be obtained through a lender who specializes in bad credit...
Home Loans For People With Very Bad Credit - Improve Your Chances Of Getting Approved
If you have bad credit and are looking for a home loan, there
are a few things you can do to improve your chances of getting
approved and to help you get a reasonable interest rate.
Apply Online - The internet has a few companies that will...
Simple Steps for Getting Out of Credit Card Debt
How to Get Out of Credit Card Debt
With the number of credit card offers that the average American
home receives every year, and the fact that the average American
is about $8000 in credit card debt, it is not difficult to see
how quickly...
What's Your Credit Score, And What Does It Mean?
You've seen the commercial on television, no doubt. A potential buyer has just discovered that his credit score is 619. Now the number literally haunts him as he sees it on a man's jersey, on the side of a bus, just about everywhere!
For those who...
Your Credit Rating and How to Check It
There is a lot of confusion surrounding UK credit ratings, credit scores, credit blacklists, credit reports, and credit files. This guide to your credit rating aims to give you the facts you need. What's in a Credit File There are two major...
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What Sets a Student Credit Card Apart?
Today, most parents contend that it is okay to let college
students obtain their very own credit card. Not only because
they want to let their kids manage their finances alone but also
because having credit cards or a credit history for that matter
is extremely important.
With the advent of credit cards, most people would always be
looking into someone's credit history before they can approve
anything.
They even insist that without a credit history, people tend to
become a total outcast in the society, someone who is not worthy
to enjoy anything and everything without a credit history. That
is why most college students would struggle just to get one.
But what makes the student credit card different from the other
credit card? Why is it that it is highly classified as "student
credit card," and not just any credit cards for that matter?
Basically, student credit cards do not make such big difference
as compared to the other types of credit cards. However, because
it is a student credit card, the benefits stated therein are
completely focused on providing the student's their basic needs.
Moreover, student credit cards are entitled to lower interest
rates especially for students who have good grades. They can
negotiate their interest rates for a lower rate provided that
they pay their
balance dues on time and that they maintain good
grades.
On the other hand, student's credit cards are actually secured
credit cards. But the difference that sets the students credit
card apart from the other credit cards is that their parents can
set the credit limit.
Also, parents can let their child's credit card to hook up with
them so that they can keep track on their child's credit
transactions.
Another thing that sets the student cards apart from the other
credit cards is that the student credit cards are mainly focused
on and quoted for students only considering the fact that they
have limited credit history.
Normally, student credit cards have no annual fees and have
credit limits that are only set to $500. And according to some
surveys of financial institutions, the average student credit
card annual percentage rate is 17.66% for purchases and 19.67%
for cash advances.
So, even if student credit cards are different from the other
credit cards because of its considerable interest rates, it is
still a credit card. Thus, students must really be responsible
in handling them; otherwise, they are bound to suffer bad credit
history in the end.
About the author:
More information about credit and credit cards is available at
stooze online
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
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