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Credit card debt consolidation
By: CCN.com
Some people carry debt on their credit cards due to inability to
make payment owing to some emergency expenditure, others carry
debt due to excessive or irresponsible expenditure on their
credit cards (forgetting that they need...
Debt Consolidation – Can You Negotiate with Your Credit Card Company?
The average American household has nearly $10,000 in credit card debt, and many people are only able to make the minimum payment of 2% of the balance. Even 2% is $200, and by paying the minimum payment, you could be paying on the balance for decades...
Debt Consolidation Help- employ a helping hand for debt elimination
Many of us, especially those who have found themselves in debts
for the first time, will laugh off the suggestion for debt
consolidation help. Where does debt consolidation help figure in the scheme of
things? Not anywhere if some people are to...
Debt Consolidator - How To Compare Debt Consolidators Online
Debt consolidation companies negotiate lower interest rates for
your unsecured bills, such as credit cards. By reducing your
interest rates, you can pay off your debts sooner. These debt
consolidation programs don't use a consolidation loan, so...
Guide to free debt consolidation
There are innumerable people under debt who are plagued by the
pressure of paying back their dues to collection agencies. This
calls for consolidating their debts. Debt consolidation is a
process that saves an individual from handling large debts...
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Debt Consolidation – Ways to Save on High Gas Prices
Memorial Day has come and gone, and the great American travel season is here. During the summer, most Americans take at least one extended vacation, and four fifths take that trip by automobile. Unfortunately, this year, the price of gas is near record highs, and no one likes to spend their vacation money on gasoline. While there is little to be done about the price of gas itself, there are some things the average vacationer can do to help ease the costs of auto travel.
Tune up the car. Making sure that your car is running at its best will help you achieve better gas mileage. In addition to tuning up your car, you should also check to make sure that your tires are inflated to their proper pressure.
Other small things that can help with gas mileage are keeping your car washed and waxed and keeping your luggage inside of your vehicle. Bicycles, luggage, and canoes tied on top create additional air resistance, which increases gas consumption.
Make sure that your air conditioner works properly. While the use of your air conditioner increases gas consumption, it’s better than driving with your windows open.
If you have a credit card that offers a cashback bonus, such as the Discover card, use that for gas purchases instead of an oil company credit card. Discover even offers a credit card now that is made
especially for gas purchases. It offers a larger cashback bonus for than the regular Discover card.
Some gas stations offer a lower price if you pay cash. If that’s the case, then pay cash.
Shop around. The gas stations closest to the Interstate may not have the lowest prices. You might save a bit by purchasing your gas a bit further from the highway.
Drive at or near the speed limit. Most cars get better gas mileage at 55 miles per hour than they do at 70.
Shop around before you travel. There are several Websites, such as GasPriceWatch.com, that can show you gas prices throughout your travel route.
Each of the items listed above will offer a slight savings in the price of gasoline or in gas consumption. The effect of each one may be small, but the cumulative effect should be noticeable. And every penny you save on gas is a penny you can spend on a memorable souvenir, instead.
About the Author
©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including End-Your-Debt.com, a site devoted to debt consolidation and credit counseling, and HomeEquityHelp.net, a site devoted to information regarding home equity loans.
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