|
|
|
Credit Cards - The Inventor Of Debt Consolidation Companies
Like with everything good comes something so overly abused, that
turns bad. Credit Cards were invented to help others get by
without using cash and being able to purchase goods when you
can't find an ATM machine to get money from.
But, that...
Doing Debt Right, First Time and Not Repeatedly!
Sure, if you had your choice, you'd avoid debt, spend only what
you earn, and save a ton of money for the future. But sometimes
it just doesn't work out that easily. Life throws you those
little curve balls, such as repairs on your car or home,...
Five Debt Negotiation Facts
These five debt negotiation facts along with a few debt reduction planning tools gives you the ability to control your own debt. For many people today credit card debt is a mounting problem and very few know how to successfully negotiate debt...
Guide to debt consolidation: simple steps to consolidate debt
A Debt consolidation loan is a loan used to repay several other
loans. It is a single, low cost, secured loan. A UK Debt
Consolidation Loan is a low cost loan secured on your UK home.
It frees up the spare capital (or equity) in your home to...
Leave Home Without It...How to Avoid Credit Card Debt
It would seem that a day doesn’t go by without receiving a credit card offer in the mail. Oftentimes, the offers seem too good to pass up. But before you’re tempted to apply for that “platinum card”, there are a few things you should know. Too...
|
|
| |
|
|
|
|
|
|
Debt And Bill Consolidation And Its Two Faces
Debt or bill consolidation is one of the latest methods available by companies to take control of your debts. Debt or bill consolidation is also known nowadays as either debt settlement or debt negotiation. The process behind debt or bill consolidation is simple: you grab a calculator and get the total amount of all your bills put together then present this to a specialist of debt or bill consolidation and from there, the burden is theirs alone.
Debt or bill consolidation became popular during the late nineties over the Internet as companies aggressively advertised about the solution to everyone’s financial worries. Apparently not satisfied with their success in the cyber world, debt or bill consolidation companies then jumped to broader advertisements like TV. Unfortunately, being too popular, as always brought about its own downfall and now a number of debt or bill consolidation companies have been the target of lawsuits.
Further research will show you though that lawsuits and being singled out by anti- debt or bill consolidation groups are not enough to stop the companies from proceeding with their work. Take the case of AmeriDebt, for example. When it was ordered to be closed down, it merged into other companies. But of course, if you ask the people behind them, they won’t admit a thing.
When considering debt or bill consolidation, make sure that you truly have a trustworthy company in mind. There are a lot of cases of fraud and that’s something nobody can afford right now. Since you’re required to give out classified information like your SSS number, bank account balance and so on to debt or bill consolidation companies, you have to ascertain that this kind of information wouldn’t be landing on the wrong pair of hands.
There are good things and bad things about debt or bill consolidation. If you go ahead and use debt or bill consolidation to solve your current problems, the debt or
bill consolidation companies will assure you that starting on day one, you will never be bothered again by embarrassingly frequent calls from your creditors and an outstanding number of bills that make your mailbox look like an address for Prince William’s fans club. So thanks to debt or bill consolidation, you’re now free to concentrate more of your time and not to mention money --- since debt or bill consolidation does promise to help you save more while still paying your bills --- on other and more fruitful ventures.
But there are bad things, too. The story of Adam and Eve taught us that not everything we hear and see is true. You have to look a little deeper. And according to some concerned citizens out there, debt or bill consolidation will only lead you to further people. They say that if you’re drowning in financial debt, what you need to do is get help from counseling and enroll yourself under a financial fitness program. Learn self control so you can stop swiping that card away every time you pass by a pair of Nikes you really like or a Gucci dress that’s absolutely to die for. Do anything but rely on debt or bill consolidation.
So in the end, looking at the pros and cons of debt or bill consolidation, it’s probably better if you use debt or bill consolidation as a last resort. And when you do use it, make sure that it’s something reliable and trustworthy. Check out Consumer Credit Counseling Services (CCCS) for more information. It’s reputedly one of the best there is.
About the Author: Diego HR. is the owner of My Debt Consolidation Advisor http://www.mydebt-consolidation.biz/ and invites you to take a download free helpful information, articles, and more.
Source: www.isnare.com
|
|
|
|
|
| Advertisements Promising Debt Relief May Be Offering Bankruptcy |
| Cautions consumers about ads in newspaper, magazine and telephone directories that offer quick fixes for debt problems. |
| www.ftc.gov |
|
| Welcome to Debt Relief International |
| Welcome to the web site of Debt Relief International. |
| www.dri.org.uk |
|
| Debt relief steps, your free guide to debt help. |
| Articles on debt relief, and credit management and repair. |
| www.debtsteps.com |
|
| Factsheet - Debt Relief Under the Heavily Indebted Poor Countries ... |
| The HIPC Initiative is a comprehensive approach to debt reduction for heavily indebted poor countries pursuing IMF- and World Bank-supported adjustment and ... |
| www.imf.org |
|
| Special report: debt relief | Special reports | Guardian Unlimited |
| February 6: A year ago the Guardian set out to track the west's promises of action for Africa on aid, trade, health and debt relief. As G8 finance ministers ... |
| www.guardian.co.uk |
|
| Debt Relief Options - Findlaw for the Public - |
| Welcome to Debt Relief Options. This section contains information about the ... To begin, select one of the Debt Relief Options topics from the list below ... |
| bankruptcy.findlaw.com |
|
| William Brewer |
| The Brewer Law Firm. William E. Brewer, Jr., Attorney at Law Board Certified Consumer Bankruptcy Specialist. 619 N. Person Street Raleigh, NC 27604 ... |
| www.debtrelief.com |
|
| Debt Relief - InCharge Debt Solutions |
| There are many ways to get out of debt, for good, and it may be easier than you think. The first step is knowing your options, the second step is taking ... |
| www.incharge.org |
|
| Economic Policy and Debt |
| May 2006, IMF And World Bank Support Cameroon’s Completion Point Under The Enhanced HIPC Initiative And The IMF Immediately Grants 100 Percent Debt Relief ... |
| www.worldbank.org |
|
| Economic Policy and Debt - The Enhanced HIPC Initiative |
| The Initiative’s debt-burden thresholds were adjusted downward, which enabled a broader group of countries to qualify for larger volumes of debt relief. ... |
| www.worldbank.org |
|
| Debt relief - Wikipedia, the free encyclopedia |
| Debt relief is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations. ... |
| en.wikipedia.org |
|
| Debt Analyzer, Debt Reduction Software, Home Page |
| Debt Elimination at its best! Potential savings of hundreds or thousands of dollars! Build debt reduction, timed elimination or consolidation schedules. |
| www.debtanalyzer.com |
|
| Superior Debt Relief |
| We help you get rid of credit card debt much faster than you may believe possible with credit card debt settlement and negotiation tactics, providing debt ... |
| www.superiordebtrelief.com |
|
| Debt Relief - Social and Economic Policy - Global Policy Forum |
| Aid Inflows, Debt Relief Yet to Translate into Reduced Poverty (March 20, 2006) ... Fearing that the IMF could tie debt relief to economic benchmarks, ... |
| www.globalpolicy.org |
|
| Debt Relief - Global Policy Forum - Social and Economic Policy |
| Debt Relief - Global Policy Forum - Social and Economic Policy. The Debt Relief Page Has Been Moved to: ... |
| www.globalpolicy.org |
|
| BBC NEWS | Business | Q&A: African debt relief |
| BBC News looks at the progress of international debt reduction efforts, and the sticking points which continue to hamper the process. |
| news.bbc.co.uk |
|
| Debt Relief Australia - Start Reducing Debt Today! |
| Debt Relief offers Australians in debt assistance with finding the most appropriate debt relief solution. |
| www.debtrelief.com.au |
|
| Debt Consolidation Australia, Debt Relief & Bankruptcy Information |
| Specialising in debt agreements, mortgage refinancing and bankruptcy. Company profile, calculators, solutions, media releases, testimonials and existing ... |
| www.foxsymes.com.au |
|
| Oxfam - Debt and Aid - Debt Relief for Nicaragua: breaking out of ... |
| Oxfam policy paper on relationship between international debt servicing and poverty. Linked to table of contents and also zipped for download. |
| www.oxfam.org.uk |
|
| What debt relief means for Africa | csmonitor.com |
| This weekend's $40 billion debt cancellation deal could spark major improvements in the lives of the world's poorest people. |
| www.csmonitor.com |
|
|