|
Debt Consolidation. Just lump it all together!
In a world where people use credit as much as they drink water, it is no surprise that so many people need debt consolidation loans. Debt consolidation loans sound like a good way of getting your debt cleaned up, but are they? If you need help...
Debt Consolidation – Ways to Save on High Gas Prices
Memorial Day has come and gone, and the great American travel season is here. During the summer, most Americans take at least one extended vacation, and four fifths take that trip by automobile. Unfortunately, this year, the price of gas is near...
Debt consolidation…Reduce your monthly debt payments now.
Debt consolidation is frequently becoming a very familiar term used in these consumer frenzy-spending times when everything that is available to purchase is often presented with the availability of a hire purchase agreement.
While the goods...
Guide to Unsecured Debt Consolidation Loans
While approaching loan provider for an unsecured debt consolidation loan , there
were several fears in your mind. Many of your colleagues were
against unsecured debt consolidation loans because of the very
high rates that they come with....
Why Business Owners Choose Debt Elimination to Solve Problem Debt
Even the most well managed businesses today experience billing
disputes, contract disagreements and account discrepancies.
Unfortunately, many of these disputes wind up in court where
business owners not only pay high attorney fees and court...
|
|
| |
|
|
|
|
|
|
Debt Collecting Q & A - Issue 4
Editor: The following article is offered for your free use provided the Resource Box at the end is included.
DEBT COLLECTIONS Q & A – Issue #4
By Jim Finucan
© Tiare Publications
491 words
Dear Jim –
I’ve had it! It’s been 90 days since I sold a product to this big corporation and I haven’t seen any money. When I call them I get a “human resources” person who claims to be waiting for
a check to be cut by another department. On top of that she has
an attitude like I’m bothering her or something. In the meantime, I’m getting ripped off. What do you suggest?
(signed)
“Almost Postal”
Hey, “Postal,” I understand. I’ve been there! But the way you signed off on that question bothers me. You need to remember to never overreact. The person who keeps their cool is always the
winner in these games. Very likely her attitude isn’t genuine. She is trying to intimidate you or make you angry. That keeps her in charge.
So first, keep your cool. Attack the problem with facts. Get to the
department, which cuts the checks and get hold of the supervisor. Let him or her know that you will be working closely with them to conclude this transaction. Remember that bad attitudes or run-around games can easily be ended by asking for the name of the person’s supervisor. Get the name - and the contact information.
Write out your opening pitch: why you’re calling and what you’ve done to try and solve the problem up to
now. Example:
“Hi Gary. I’m glad I got a chance to speak with you because I’m getting
really frustrated. Almost 90 days ago we shipped 10,000 Thingamabobs to your company and we haven’t been paid. I’ve talked to Jean in Human Resources several times and she just says the check is coming soon. And let me tell you, that story is getting old! I’m calling you today as a last resort - looking for you to mail a check today to prevent legal action on this matter, because that is going to be the next step we take. And I should tell you that you would be named in the suit. Will you help me out today?”
If that person gives you mumbo jumbo about why the bill hasn’t been paid don’t get angry, ask them what they will do to get a check out that very day. If you get a negative answer don’t let them off the phone until you find out where the hang up is. Go as far up the corporate ladder as you can and document every conversation. Add each of these to the verbal history in your pitch. You want to come across as stern but in control.
I know having to go through all this is a real pain but since you have to do it try and enjoy it, knowing that you’re giving these people a real dose of justice, collections style! Good luck!
Jim.
(end)
About the Author
Jim Finucan is a 14-year “top gun”collections veteran and author of the
bill collections manual “Past Due!” For more information visit -
http://www.tiare.com/pastdue.htm
|
|
|
|
|
| Advertisements Promising Debt Relief May Be Offering Bankruptcy |
| Cautions consumers about ads in newspaper, magazine and telephone directories that offer quick fixes for debt problems. |
| www.ftc.gov |
|
| Welcome to Debt Relief International |
| Welcome to the web site of Debt Relief International. |
| www.dri.org.uk |
|
| Debt relief steps, your free guide to debt help. |
| Articles on debt relief, and credit management and repair. |
| www.debtsteps.com |
|
| Factsheet - Debt Relief Under the Heavily Indebted Poor Countries ... |
| The HIPC Initiative is a comprehensive approach to debt reduction for heavily indebted poor countries pursuing IMF- and World Bank-supported adjustment and ... |
| www.imf.org |
|
| Special report: debt relief | Special reports | Guardian Unlimited |
| February 6: A year ago the Guardian set out to track the west's promises of action for Africa on aid, trade, health and debt relief. As G8 finance ministers ... |
| www.guardian.co.uk |
|
| Debt Relief Options - Findlaw for the Public - |
| Welcome to Debt Relief Options. This section contains information about the ... To begin, select one of the Debt Relief Options topics from the list below ... |
| bankruptcy.findlaw.com |
|
| William Brewer |
| The Brewer Law Firm. William E. Brewer, Jr., Attorney at Law Board Certified Consumer Bankruptcy Specialist. 619 N. Person Street Raleigh, NC 27604 ... |
| www.debtrelief.com |
|
| Debt Relief - InCharge Debt Solutions |
| There are many ways to get out of debt, for good, and it may be easier than you think. The first step is knowing your options, the second step is taking ... |
| www.incharge.org |
|
| Economic Policy and Debt |
| May 2006, IMF And World Bank Support Cameroon’s Completion Point Under The Enhanced HIPC Initiative And The IMF Immediately Grants 100 Percent Debt Relief ... |
| www.worldbank.org |
|
| Economic Policy and Debt - The Enhanced HIPC Initiative |
| The Initiative’s debt-burden thresholds were adjusted downward, which enabled a broader group of countries to qualify for larger volumes of debt relief. ... |
| www.worldbank.org |
|
| Debt relief - Wikipedia, the free encyclopedia |
| Debt relief is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations. ... |
| en.wikipedia.org |
|
| Debt Analyzer, Debt Reduction Software, Home Page |
| Debt Elimination at its best! Potential savings of hundreds or thousands of dollars! Build debt reduction, timed elimination or consolidation schedules. |
| www.debtanalyzer.com |
|
| Superior Debt Relief |
| We help you get rid of credit card debt much faster than you may believe possible with credit card debt settlement and negotiation tactics, providing debt ... |
| www.superiordebtrelief.com |
|
| Debt Relief - Social and Economic Policy - Global Policy Forum |
| Aid Inflows, Debt Relief Yet to Translate into Reduced Poverty (March 20, 2006) ... Fearing that the IMF could tie debt relief to economic benchmarks, ... |
| www.globalpolicy.org |
|
| Debt Relief - Global Policy Forum - Social and Economic Policy |
| Debt Relief - Global Policy Forum - Social and Economic Policy. The Debt Relief Page Has Been Moved to: ... |
| www.globalpolicy.org |
|
| BBC NEWS | Business | Q&A: African debt relief |
| BBC News looks at the progress of international debt reduction efforts, and the sticking points which continue to hamper the process. |
| news.bbc.co.uk |
|
| Debt Relief Australia - Start Reducing Debt Today! |
| Debt Relief offers Australians in debt assistance with finding the most appropriate debt relief solution. |
| www.debtrelief.com.au |
|
| Debt Consolidation Australia, Debt Relief & Bankruptcy Information |
| Specialising in debt agreements, mortgage refinancing and bankruptcy. Company profile, calculators, solutions, media releases, testimonials and existing ... |
| www.foxsymes.com.au |
|
| Oxfam - Debt and Aid - Debt Relief for Nicaragua: breaking out of ... |
| Oxfam policy paper on relationship between international debt servicing and poverty. Linked to table of contents and also zipped for download. |
| www.oxfam.org.uk |
|
| What debt relief means for Africa | csmonitor.com |
| This weekend's $40 billion debt cancellation deal could spark major improvements in the lives of the world's poorest people. |
| www.csmonitor.com |
|