|
|
Debt Collecting Q & A Issue #6
DEBT COLLECTING Q & A - Issue #6
By Jim Finucan
© Tiare Publications Group
385 words
Q) Jim: How can I be sure that I've gotten to the heart of the problem when I suspect the debtor is being insincere, or even dishonest?
A) Use a...
Discover How the Debt Free, Stay Debt Free!
How, because they make a profit when they make a purchase. Now, you say how can they make a profit. It's simple, they make a profit when they invest in the lowest prices. That sounds easy doesn't it . It is... The profit is the money they...
Loans are not just for Christmas. Surviving the holiday debt hangover.
Christmas is coming - A time for decorations, songs,
over-eating, gift giving, visiting the family, consumer spending
and the increasing of personal debts. Bah humbug.
While most people see Christmas as a joyful period there are
many who see...
New Concerns About Debt and the UK Housing Market
According to recently released UK government statistics, the
number of mortgage repossession orders in England and Wales has
risen by 66% compared with the same three month period in 2004
("Mortgage possession statistics", publ. UK Department...
The Fair Debt Collection Practices Act
Declaration Of Purpose: An abundant evidence of the use of abusive, deceptive, and unfair credit collection practices by many debt collectors led to the declaration of the Fair Debt Collection Practices Act. The purpose of the Act, approved in...
|
|
|
|
|
|
|
|
Debt Consolidation Services, Do You What To Take Advantage Of It?
Are you starting to have problems managing your debt obligations? Are you now contemplating on filing for bankruptcy? However, before you do so, bankruptcy reform bill requires applicants to undergo credit counseling before they can file their bankruptcy application. One of the possible recommendations of a credit counselor is for you to seek an advice for debt consolidation services. Debt consolidation services from a reputable and respectable lending institution may help to take back and re-build your good credit standing. This may help avoid filing for bankruptcy.
One of the best offers in a debt consolidation services is that they will set up a one easy monthly payment of all your debts. You may also pay smaller monthly payments because part of the services that they offer will include negotiating for lower monthly payments. Even though, part of the debt consolidation services they offer will require you to pay more for finance charges because of the lengthened payment terms, the lower monthly payment may free up some cash for you.
You may benefit from debt consolidation services because they will help you avoid filing for the dreaded bankruptcy. Then, when you feel you may never need to file for bankruptcy, you will not feel inferior because you can still have a good credit standing after you diligently pay your newly designed loan program. This is a neat benefit of acquiring debt consolidation services.
Here you will find some basic information you may need to know in choosing a lending institution that offers debt consolidation services. Consider the charges the lending institution may change for the debt consolidation services, it has to be reasonable enough that will not make you suffer more severely than what you are experiencing right now. Debt consolidation services may also cause burden if you do not consider the
amount of monthly payment that may be convenient and affordable for you. You may also need to consider how long you may need to pay the loan and what will happen when you miss payments even just once. Debt consolidation services that may be beneficial needs to have a little lenience as well, but you need to be aware of the rules that apply to your case. This is because it is bad practice for debt consolidation services representatives to tell you what to do without discussing what you will get as a benefit from their recommendations.
It is a recommendation that you diligently pay your loan on time when you finally get an approval for your loan after acquiring the debt consolidation services offered. Another recommendation from a reputable and respectable lending institution is that you develop a strategy that will make regular and timely payment for your newly structured loan. Firstly, you need to assess your financial standing; you may need to consider how much you earn from all your income sources. You may also inform the debt consolidation services representative how much monthly payment you can conveniently set aside after considering all your income sources. You may need to assess you regular and necessary expenses before you decide on the amount you can conveniently pay as monthly payment. This may help to ensure that the debt consolidation services work well for you when you finally can afford your monthly payments.
About the Author: Diego HR. is the owner of My Debt Consolidation Advisor http://www.mydebt-consolidation.biz/ and invites you to take a download free helpful information, articles, and more.
Source: www.isnare.com
|
|
|
|
|
Advertisements Promising Debt Relief May Be Offering Bankruptcy |
Cautions consumers about ads in newspaper, magazine and telephone directories that offer quick fixes for debt problems. |
www.ftc.gov |
  |
Welcome to Debt Relief International |
Welcome to the web site of Debt Relief International. |
www.dri.org.uk |
  |
Debt relief steps, your free guide to debt help. |
Articles on debt relief, and credit management and repair. |
www.debtsteps.com |
  |
Factsheet - Debt Relief Under the Heavily Indebted Poor Countries ... |
The HIPC Initiative is a comprehensive approach to debt reduction for heavily indebted poor countries pursuing IMF- and World Bank-supported adjustment and ... |
www.imf.org |
  |
Special report: debt relief | Special reports | Guardian Unlimited |
February 6: A year ago the Guardian set out to track the west's promises of action for Africa on aid, trade, health and debt relief. As G8 finance ministers ... |
www.guardian.co.uk |
  |
Debt Relief Options - Findlaw for the Public - |
Welcome to Debt Relief Options. This section contains information about the ... To begin, select one of the Debt Relief Options topics from the list below ... |
bankruptcy.findlaw.com |
  |
William Brewer |
The Brewer Law Firm. William E. Brewer, Jr., Attorney at Law Board Certified Consumer Bankruptcy Specialist. 619 N. Person Street Raleigh, NC 27604 ... |
www.debtrelief.com |
  |
Debt Relief - InCharge Debt Solutions |
There are many ways to get out of debt, for good, and it may be easier than you think. The first step is knowing your options, the second step is taking ... |
www.incharge.org |
  |
Economic Policy and Debt |
May 2006, IMF And World Bank Support Cameroon’s Completion Point Under The Enhanced HIPC Initiative And The IMF Immediately Grants 100 Percent Debt Relief ... |
www.worldbank.org |
  |
Economic Policy and Debt - The Enhanced HIPC Initiative |
The Initiative’s debt-burden thresholds were adjusted downward, which enabled a broader group of countries to qualify for larger volumes of debt relief. ... |
www.worldbank.org |
  |
Debt relief - Wikipedia, the free encyclopedia |
Debt relief is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations. ... |
en.wikipedia.org |
  |
Debt Analyzer, Debt Reduction Software, Home Page |
Debt Elimination at its best! Potential savings of hundreds or thousands of dollars! Build debt reduction, timed elimination or consolidation schedules. |
www.debtanalyzer.com |
  |
Superior Debt Relief |
We help you get rid of credit card debt much faster than you may believe possible with credit card debt settlement and negotiation tactics, providing debt ... |
www.superiordebtrelief.com |
  |
Debt Relief - Social and Economic Policy - Global Policy Forum |
Aid Inflows, Debt Relief Yet to Translate into Reduced Poverty (March 20, 2006) ... Fearing that the IMF could tie debt relief to economic benchmarks, ... |
www.globalpolicy.org |
  |
Debt Relief - Global Policy Forum - Social and Economic Policy |
Debt Relief - Global Policy Forum - Social and Economic Policy. The Debt Relief Page Has Been Moved to: ... |
www.globalpolicy.org |
  |
BBC NEWS | Business | Q&A: African debt relief |
BBC News looks at the progress of international debt reduction efforts, and the sticking points which continue to hamper the process. |
news.bbc.co.uk |
  |
Debt Relief Australia - Start Reducing Debt Today! |
Debt Relief offers Australians in debt assistance with finding the most appropriate debt relief solution. |
www.debtrelief.com.au |
  |
Debt Consolidation Australia, Debt Relief & Bankruptcy Information |
Specialising in debt agreements, mortgage refinancing and bankruptcy. Company profile, calculators, solutions, media releases, testimonials and existing ... |
www.foxsymes.com.au |
  |
Oxfam - Debt and Aid - Debt Relief for Nicaragua: breaking out of ... |
Oxfam policy paper on relationship between international debt servicing and poverty. Linked to table of contents and also zipped for download. |
www.oxfam.org.uk |
  |
What debt relief means for Africa | csmonitor.com |
This weekend's $40 billion debt cancellation deal could spark major improvements in the lives of the world's poorest people. |
www.csmonitor.com |
  |
|