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Debt consolidation makes sense ‘only’ with low interest rates
Credit that cannot be managed or is not being repaid requires debt consolidation. Debt consolidation offers borrowers with a chance to repay their high interest loans at low interest rate. You must be thinking, ‘it sounds good, but how is it...
Debt Consolidation - What Is It And How Can It Help You?
A debt consolidation program can help you rid yourself of the
burden of excessive debt and may save you hundreds or more
dollars each month. Debt consolidation experts can help you
assess your situation and make recommendations as to your...
Doing Debt Right, First Time and Not Repeatedly!
Sure, if you had your choice, you'd avoid debt, spend only what
you earn, and save a ton of money for the future. But sometimes
it just doesn't work out that easily. Life throws you those
little curve balls, such as repairs on your car or home,...
Take a Breath of Fresh Air with Debt Consolidation and Save Yourself Hundreds
In our society we have access to levels of education that are second to none. Yet, with our advancements in higher education we fail to teach our children at an early age, the importance of how to manage our debts and finances. Unless you pursue a...
What is gambling debt counseling?
Gambling is addictive and could lead to severe debt. Nearly 75%
of the American population gambles occasionally. Gambling could
lead to mental stress and could leave you without a dime. There
are thousands of people who gamble and are caught in a...
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Debt Management – More Ways to Save on Gas Consumption
The price of gas continues to climb, and with continued uncertainty in the Middle East, they will probably continue to do so. In California and elsewhere, prices for some grades of gas have now reached the previously unthinkable three dollars a gallon. Granted, that is lower than the inflation-adjusted prices of early 1981, but that doesn’t make anyone feel better when they’ve just paid nearly $100 to fill the tank of their sport utility vehicle.
In a previous article, we offered some solutions as to how the average consumer can either save on gas prices or use less gas. These tips included using credit cards with cashback rebates, keeping your car tuned and tires inflated, and keeping the car washed and waxed, which reduces drag. Here are a few additional tips which will help ease the strain of filling your tank.
Empty your trunk. Some people drive around with their trunks nearly full with things that just don’t need to be there. Sure, you need a jack and a spare, but do you really need a toolbox, golf clubs, and that pile of old clothes you’ve been meaning to drop off at the Salvation Army? Any extra weight you carry requires additional energy to make your car or SUV move. Lighten the load and your engine won’t
work as hard or use as much fuel.
Drive efficiently. That means accelerating gradually, rather than speeding out of an intersection. Your car uses fuel more effectively when you gradually accelerate. Once you achieve your desired speed, keep it steady, using cruise control if you have it. Speeding up and slowing down only uses more gas.
Shift appropriately if you’re driving a car with a manual transmission. Shift at the factory recommended shift points, rather than running your tachometer all the way up before shifting. Your car runs best within a fairly narrow RPM range.
Each of these tips offers a small saving in fuel consumption. When combined with others, they add up and can produce significant savings. If you can increase your fuel consumption by just two miles per gallon, you can save $30-40 on a 1000-mile trip in your SUV. When you’re paying $3.09 per gallon, every penny counts.
About the Author
©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including End-Your-Debt.com, a site devoted to establishing credit, debt consolidation and credit counseling.
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| Special report: debt relief | Special reports | Guardian Unlimited |
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| William Brewer |
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| Economic Policy and Debt - The Enhanced HIPC Initiative |
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| Debt relief - Wikipedia, the free encyclopedia |
| Debt relief is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations. ... |
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| Debt Analyzer, Debt Reduction Software, Home Page |
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| What debt relief means for Africa | csmonitor.com |
| This weekend's $40 billion debt cancellation deal could spark major improvements in the lives of the world's poorest people. |
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