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Credit and Debt Relief--A One Stop Solution
Amy Wright, 34, was extatic when her realtor showed her the three bedroom townhome overlooking the lushious golf course. It was exactly the home she was looking for. The interior was sunny and bright, with a newly remodeled kitchen, spacious...
Credit Card Debt Management
Credit cards that are used in moderation could be helpful in
managing your finances. This means that splurging through the
use of credit cards is almost financial suicide.
Here are few tips to manage the way you use your credit card...
Free Debt Consolidation?
Chances are, when you’re reading this article, you’ve typed this particular set of keywords in the search box: free debt consolidation. And without a doubt, a number of articles came out as a result, this being one of them, or else you just happened...
The Best Debt Management Programs - How To Choose
There are gems and there are duds of any business. This is true
of debt management programs as well. Your money is very
important to you, so you should choose a program that has the
best reputation for success. Reviewing the number one...
What You Must Know Before Attepting Debt Negotiation
Debt negotiation should be viewed as a last-resort measure
before filing bankruptcy. A lender has little motivation to
accept a pay off for less than the full amount unless the debtor
is already months behind on bills. Debt negotiation,...
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(Debt Negotiation) Companies and Cyberspace: Business & Consumer Pros & Cons
The Internet seems to be one of the most dangerous, yet convenient places out there. But, as in real life, there is still more good than we hear about. Amongst the spy ware, pop-up ads, search engine spamming, redirect only sites, phishing scams, and illegitimate business sites out there, there are still trustworthy companies. Research businesses and their background. Don't go by first impressions nor hearsay whether trusting or disregarding a website. Established companies that we pass by in person and would immediately deem as legit make up some of these we see online. It is unfortunate that solely cyberspace-based businesses created to deceive consumers created a stereotype.
Debt negotiation companies are meshed into these gray populations even though debt negotiation is a legal service. There is a difference between commercialized, "pennies on the dollar", too good to be true scams that are popping up everywhere online, versus companies that have actual offices, actual representatives/employees (as opposed to cramped call centers full of people recently trained just to be able to work that specific position, without prior field education, nor background/years of hands on experience). There are companies that are different; that don't charge upfront fees, and don't make 100% guarantees on things that can't be said with full certainty.
Scams can be pretty obvious. For instance, asking for money upfront just to get an explanation or potentially begin a service, with a risk of the service not even being completed; some employees don't give additional information, can't answer basic questions, are unable to give background information about the company's history, etc.
As an everyday, hardworking consumer myself, I understand the precaution taken, but it is a different thing when a reliable, caring company's ability to thrive is hindered/hurt simply because it's title category is automatically associated with that negative stereotype. Much of the up sides of stepping onto the web scene are negated.
- Pay attention to what a company offers and or
guarantees
- Be wary of immediate demands of payment, or a rush in receiving them before service or any additional information
- Can they give company background information?
- Are they hesitant or unable when asked even basic questions, or for further details? Do they explain risks?
- How are you treated? Do they give room, and control? Obligations?
Just as you want to look for warning signs, there are positive signs that tell you a company is good as well. If the product is presented truthfully, wholly, and with confidence and knowledge, before discussing payment, thumbs up, I'd say. If the contact person is personable, courteous, and makes you feel like you are at your service, another 'continue on'. Some businesses do offer free assessments, and give you control and choices. Research. Educate yourself. Continue on unless an uncomfortable scenario is reached. You should always be able to make decisions without penalty-- even if it is not to use the service. Get what you are considering paying for-- never less.
The web can help as much as it can hurt. Just be alert. There are still companies that aren't just companies trying to make millions with appalling quality products and or services! Some are made up of people like you and I, who have been around for years, at the service of the people; our neighbors; our community; or even you!
(The author is an agent for a debt negotiation company (www.Knuckleheaded.Com). The business is attempting to expand onto the webscene, but as other good businesses, there are negatives that come along with this expansion. We all should be aware of the pros and cons when dealing with a resource as powerful as the internet).
About the Author
(The author is an agent for a debt negotiation company (www.Knuckleheaded.Com). The business is attempting to expand onto the webscene, but as other good businesses, there are negatives that come along with this expansion. We all should be aware of the pros and cons when dealing with a resource as powerful as the internet).
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| Advertisements Promising Debt Relief May Be Offering Bankruptcy |
| Cautions consumers about ads in newspaper, magazine and telephone directories that offer quick fixes for debt problems. |
| www.ftc.gov |
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| Welcome to Debt Relief International |
| Welcome to the web site of Debt Relief International. |
| www.dri.org.uk |
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| Debt relief steps, your free guide to debt help. |
| Articles on debt relief, and credit management and repair. |
| www.debtsteps.com |
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| Factsheet - Debt Relief Under the Heavily Indebted Poor Countries ... |
| The HIPC Initiative is a comprehensive approach to debt reduction for heavily indebted poor countries pursuing IMF- and World Bank-supported adjustment and ... |
| www.imf.org |
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| Special report: debt relief | Special reports | Guardian Unlimited |
| February 6: A year ago the Guardian set out to track the west's promises of action for Africa on aid, trade, health and debt relief. As G8 finance ministers ... |
| www.guardian.co.uk |
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| Debt Relief Options - Findlaw for the Public - |
| Welcome to Debt Relief Options. This section contains information about the ... To begin, select one of the Debt Relief Options topics from the list below ... |
| bankruptcy.findlaw.com |
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| William Brewer |
| The Brewer Law Firm. William E. Brewer, Jr., Attorney at Law Board Certified Consumer Bankruptcy Specialist. 619 N. Person Street Raleigh, NC 27604 ... |
| www.debtrelief.com |
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| Debt Relief - InCharge Debt Solutions |
| There are many ways to get out of debt, for good, and it may be easier than you think. The first step is knowing your options, the second step is taking ... |
| www.incharge.org |
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| Economic Policy and Debt |
| May 2006, IMF And World Bank Support Cameroon’s Completion Point Under The Enhanced HIPC Initiative And The IMF Immediately Grants 100 Percent Debt Relief ... |
| www.worldbank.org |
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| Economic Policy and Debt - The Enhanced HIPC Initiative |
| The Initiative’s debt-burden thresholds were adjusted downward, which enabled a broader group of countries to qualify for larger volumes of debt relief. ... |
| www.worldbank.org |
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| Debt relief - Wikipedia, the free encyclopedia |
| Debt relief is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations. ... |
| en.wikipedia.org |
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| Debt Analyzer, Debt Reduction Software, Home Page |
| Debt Elimination at its best! Potential savings of hundreds or thousands of dollars! Build debt reduction, timed elimination or consolidation schedules. |
| www.debtanalyzer.com |
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| Superior Debt Relief |
| We help you get rid of credit card debt much faster than you may believe possible with credit card debt settlement and negotiation tactics, providing debt ... |
| www.superiordebtrelief.com |
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| Debt Relief - Social and Economic Policy - Global Policy Forum |
| Aid Inflows, Debt Relief Yet to Translate into Reduced Poverty (March 20, 2006) ... Fearing that the IMF could tie debt relief to economic benchmarks, ... |
| www.globalpolicy.org |
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| Debt Relief - Global Policy Forum - Social and Economic Policy |
| Debt Relief - Global Policy Forum - Social and Economic Policy. The Debt Relief Page Has Been Moved to: ... |
| www.globalpolicy.org |
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| BBC NEWS | Business | Q&A: African debt relief |
| BBC News looks at the progress of international debt reduction efforts, and the sticking points which continue to hamper the process. |
| news.bbc.co.uk |
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| Debt Relief Australia - Start Reducing Debt Today! |
| Debt Relief offers Australians in debt assistance with finding the most appropriate debt relief solution. |
| www.debtrelief.com.au |
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| Debt Consolidation Australia, Debt Relief & Bankruptcy Information |
| Specialising in debt agreements, mortgage refinancing and bankruptcy. Company profile, calculators, solutions, media releases, testimonials and existing ... |
| www.foxsymes.com.au |
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| Oxfam - Debt and Aid - Debt Relief for Nicaragua: breaking out of ... |
| Oxfam policy paper on relationship between international debt servicing and poverty. Linked to table of contents and also zipped for download. |
| www.oxfam.org.uk |
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| What debt relief means for Africa | csmonitor.com |
| This weekend's $40 billion debt cancellation deal could spark major improvements in the lives of the world's poorest people. |
| www.csmonitor.com |
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