|
|
|
Consolidating Your Credit Card Debt
Copyright 2005 MHG Consulting
Credit cards have revolutionized the purchasing experience since Diners Club released the first credit card in the year 1950.
The Dinners Club credit card gave consumers limited credit that, at times, even surpassed...
Debt consolidation
With consumer debt on the rise, many people have found themselves burdened with crippling monthly repayments on a variety of loans. This can make life very difficult, and can often means seriously compromising on your quality of life. Taking out a...
Debt Elimination and Debt Elimination Services
Debt elimination services can help consumers who have more debt than they can manage look into options of reducing or negating that debt. When searching for debt elimination, consumers should seek an agency that offers debt counseling and guidance...
How Credit Card Debt Effects You
The statistics are truly mind numbing and continue to get worse
each and every year. At the current rate about 1% or one in a
hundred families will be forced to declare bankruptcy at some
point and over 90% of Americans' disposable income is...
Shocking Facts - What Debt Settlement Companies Don't Tell You
If you're thinking about using a debt consolidation or debt settlement service to help you get out of debt faster and save money on your monthly payments, make sure you do your homework before choosing a company. There are definitely shams and...
|
|
| |
|
|
|
|
|
|
Doing Debt Right, First Time and Not Repeatedly!
Sure, if you had your choice, you'd avoid debt, spend only what
you earn, and save a ton of money for the future. But sometimes
it just doesn't work out that easily. Life throws you those
little curve balls, such as repairs on your car or home, doctor
visits for your children, or any of those costs that add up and
make it near impossible to get ahead. Plus, it doesn't help that
your health benefits keep going up in cost, along with the cost
of gas, while your paycheck seems to be staying at the same
level indefinitely.
Debt, in other words, sometimes has to be a way of life if
you're going to keep on keeping on. So that leaves with you the
option of wracking up debt on high-interest credit cards, which
will charge you nearly double-digit interest and will take
forever to pay off. Or you could put your hands in your bank and
hope they will loan you a second or third mortgage. Or as one
last option, you could head to the casinos and put everything
you own on red and spin the wheel.
How about choosing the safest path in the middle. That is, don't
mortgage your future, your home, or your family by taking out a
risky line of credit on your home. And definitely don't risk
your sanity by hitting the tables at the nearest casino. You
might hit it big, but most likely, you just hit the heartache in
a big way. No, your best bet is to find the right vehicle for
your debt that charges relatively low interest and is safe and
secure.
Believe it or not, there are some credit cards now out there
that can help you service your debt in this manner. Some of the
best cards on the market now are called secured cards, and they
are some
of the safest out there because they protect your
identity and your privacy. For example, if you shop online often
or pay your bills on the Web every month, your secured credit
card can make it so you don't have to fear.
One of the scariest things about using plastic on the Web is
that hackers, crooks, and other cyber thieves can tap into your
account numbers, your birth date, or even your social security.
With that vital information, they could then steal your
identity, ruin your credit, and make it so you can never take
out debt again.
With secured credit cards, though, build up a responsible amount
of debt without fear of your identity being snatched from you.
You can feel safe with these cards shopping at virtually any
site on the Web. One reason is because these cards come with a
feature called zero liability. That means that if a thief steals
your card, or just your number online, you are not responsible
for anything that he bought the card with. Many normal cards, on
the other hand, would require that you pay at least $50 or more
of the thief's spending spree.
Some newer secured cards have also what is called one-time, or
virtual temporary numbers. With these, every time you shop
online, your card changes its account number, so that only you
know it. With these features, and then some, you can finance
your debt without fear of losing yourself in the process,
figuratively and literally.
About the author:
Duncan Roberts is a semi guru on debt consolidation, having had
to do it himself. You can find more Tips and Tricks on how to
step out of Debt
|
|
|
|
|
| Advertisements Promising Debt Relief May Be Offering Bankruptcy |
| Cautions consumers about ads in newspaper, magazine and telephone directories that offer quick fixes for debt problems. |
| www.ftc.gov |
|
| Welcome to Debt Relief International |
| Welcome to the web site of Debt Relief International. |
| www.dri.org.uk |
|
| Debt relief steps, your free guide to debt help. |
| Articles on debt relief, and credit management and repair. |
| www.debtsteps.com |
|
| Factsheet - Debt Relief Under the Heavily Indebted Poor Countries ... |
| The HIPC Initiative is a comprehensive approach to debt reduction for heavily indebted poor countries pursuing IMF- and World Bank-supported adjustment and ... |
| www.imf.org |
|
| Special report: debt relief | Special reports | Guardian Unlimited |
| February 6: A year ago the Guardian set out to track the west's promises of action for Africa on aid, trade, health and debt relief. As G8 finance ministers ... |
| www.guardian.co.uk |
|
| Debt Relief Options - Findlaw for the Public - |
| Welcome to Debt Relief Options. This section contains information about the ... To begin, select one of the Debt Relief Options topics from the list below ... |
| bankruptcy.findlaw.com |
|
| William Brewer |
| The Brewer Law Firm. William E. Brewer, Jr., Attorney at Law Board Certified Consumer Bankruptcy Specialist. 619 N. Person Street Raleigh, NC 27604 ... |
| www.debtrelief.com |
|
| Debt Relief - InCharge Debt Solutions |
| There are many ways to get out of debt, for good, and it may be easier than you think. The first step is knowing your options, the second step is taking ... |
| www.incharge.org |
|
| Economic Policy and Debt |
| May 2006, IMF And World Bank Support Cameroon’s Completion Point Under The Enhanced HIPC Initiative And The IMF Immediately Grants 100 Percent Debt Relief ... |
| www.worldbank.org |
|
| Economic Policy and Debt - The Enhanced HIPC Initiative |
| The Initiative’s debt-burden thresholds were adjusted downward, which enabled a broader group of countries to qualify for larger volumes of debt relief. ... |
| www.worldbank.org |
|
| Debt relief - Wikipedia, the free encyclopedia |
| Debt relief is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations. ... |
| en.wikipedia.org |
|
| Debt Analyzer, Debt Reduction Software, Home Page |
| Debt Elimination at its best! Potential savings of hundreds or thousands of dollars! Build debt reduction, timed elimination or consolidation schedules. |
| www.debtanalyzer.com |
|
| Superior Debt Relief |
| We help you get rid of credit card debt much faster than you may believe possible with credit card debt settlement and negotiation tactics, providing debt ... |
| www.superiordebtrelief.com |
|
| Debt Relief - Social and Economic Policy - Global Policy Forum |
| Aid Inflows, Debt Relief Yet to Translate into Reduced Poverty (March 20, 2006) ... Fearing that the IMF could tie debt relief to economic benchmarks, ... |
| www.globalpolicy.org |
|
| Debt Relief - Global Policy Forum - Social and Economic Policy |
| Debt Relief - Global Policy Forum - Social and Economic Policy. The Debt Relief Page Has Been Moved to: ... |
| www.globalpolicy.org |
|
| BBC NEWS | Business | Q&A: African debt relief |
| BBC News looks at the progress of international debt reduction efforts, and the sticking points which continue to hamper the process. |
| news.bbc.co.uk |
|
| Debt Relief Australia - Start Reducing Debt Today! |
| Debt Relief offers Australians in debt assistance with finding the most appropriate debt relief solution. |
| www.debtrelief.com.au |
|
| Debt Consolidation Australia, Debt Relief & Bankruptcy Information |
| Specialising in debt agreements, mortgage refinancing and bankruptcy. Company profile, calculators, solutions, media releases, testimonials and existing ... |
| www.foxsymes.com.au |
|
| Oxfam - Debt and Aid - Debt Relief for Nicaragua: breaking out of ... |
| Oxfam policy paper on relationship between international debt servicing and poverty. Linked to table of contents and also zipped for download. |
| www.oxfam.org.uk |
|
| What debt relief means for Africa | csmonitor.com |
| This weekend's $40 billion debt cancellation deal could spark major improvements in the lives of the world's poorest people. |
| www.csmonitor.com |
|
|