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Choosing the Right Debt Management Service
Regardless of age many consumers are guilty of committing financial suicide. For some people juggling bills and robbing Peter to pay Paul is a vicious and endless cycle. The average American lives ten percent beyond their means. For the...
Debt consolidation – Options for Reducing Your Debt
Studies show that Americans are now saving less than ever before. Along with that, Americans are carrying a heavier debt load than ever. It’s easy for a home loan, a car loan and a few credit card bills to get out of hand, and many people are...
How Do I Lower My Debt Burdens?
It has become a common feature for most American families to have a certain amount of debt. However, it is in your best interest to find suitable ways to lower your debts as soon as possible and improve your credit scores. This will make it easier...
What is Equity Financing vs Debt Financing?
If you are starting a business and are looking at your financing options, there are two types of financing available: equity financing and debt financing. Debt Financing Debt financing means taking out a loan (money that is to be paid back over a...
Why "Mom's" have the Upper Hand in Debt Collection
If you are a mom, you can be a successful bill collector. In my opinion, if you are a mom, you are superwoman and can do anything you set your mind to. Some of the things moms and bill collectors have in common are:
Teaching
Being assertive and...
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Eliminate Credit Card Debt - 3 Reasons To Use A Debt Reduction Company Online
An online debt reduction company can offer you all the services
of a traditional debt consolidation company from the convenience
of your home. You can shop for the best fees and sort through
the scams all without making a commitment. In the end, you get
lower interest rates on your bills with an agency handling your
accounts for a low fee.
Easy Comparisons On Fees
Debt consolidation companies will get you the same low interest
rate from your creditors because lenders have already determined
these rates. The difference between debt consolidation companies
is in the fees they charge.
You should be suspicious of large up front fees to be paid with
a cashier's check or wire transfer. These are often scams where
people will take your money without paying your bills.
Legitimate companies will charge a fee for each account they
handle. This may be a small monthly charge or an upfront fee.
When you compare fees, also request pay off dates for your
accounts. If the agency is experienced, they will give you a
different pay off date for each account.
Sort Through Scams
You can also sort through scams online. The most common
fraudulent companies request account numbers, social security
numbers, or personal information
before giving you a quote. With
this type of information, criminals can commit identity theft,
leaving you with more financial problems.
You also want to be leery of companies offering too good to be
true claims, like super low monthly payments. This bait and
switch tactic gets you to commit to a company, only to see your
monthly payment dramatic rise within two months.
If you have any questions with an online company, request to
speak with a representative. Ask questions and listen to their
responses. If they give you general, vague answers, then they
probably aren't experienced debt consolidation counselors.
No Commitment
An added bonus of using an online debt consolidation company is
that there is no commitment for requesting quotes. You can look
at several companies, only committing to the one that will
provide you with the best service. Take your time to ask
questions and receive information before making a decision.
About the author:
See my recommended Debt
Reduction Companies online. Carrie Reeder is the owner of ABC Loan
Guide, an informational website about various types of
loans.
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| Advertisements Promising Debt Relief May Be Offering Bankruptcy |
| Cautions consumers about ads in newspaper, magazine and telephone directories that offer quick fixes for debt problems. |
| www.ftc.gov |
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| Welcome to Debt Relief International |
| Welcome to the web site of Debt Relief International. |
| www.dri.org.uk |
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| Debt relief steps, your free guide to debt help. |
| Articles on debt relief, and credit management and repair. |
| www.debtsteps.com |
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| Factsheet - Debt Relief Under the Heavily Indebted Poor Countries ... |
| The HIPC Initiative is a comprehensive approach to debt reduction for heavily indebted poor countries pursuing IMF- and World Bank-supported adjustment and ... |
| www.imf.org |
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| Special report: debt relief | Special reports | Guardian Unlimited |
| February 6: A year ago the Guardian set out to track the west's promises of action for Africa on aid, trade, health and debt relief. As G8 finance ministers ... |
| www.guardian.co.uk |
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| Debt Relief Options - Findlaw for the Public - |
| Welcome to Debt Relief Options. This section contains information about the ... To begin, select one of the Debt Relief Options topics from the list below ... |
| bankruptcy.findlaw.com |
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| William Brewer |
| The Brewer Law Firm. William E. Brewer, Jr., Attorney at Law Board Certified Consumer Bankruptcy Specialist. 619 N. Person Street Raleigh, NC 27604 ... |
| www.debtrelief.com |
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| Debt Relief - InCharge Debt Solutions |
| There are many ways to get out of debt, for good, and it may be easier than you think. The first step is knowing your options, the second step is taking ... |
| www.incharge.org |
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| Economic Policy and Debt |
| May 2006, IMF And World Bank Support Cameroon’s Completion Point Under The Enhanced HIPC Initiative And The IMF Immediately Grants 100 Percent Debt Relief ... |
| www.worldbank.org |
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| Economic Policy and Debt - The Enhanced HIPC Initiative |
| The Initiative’s debt-burden thresholds were adjusted downward, which enabled a broader group of countries to qualify for larger volumes of debt relief. ... |
| www.worldbank.org |
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| Debt relief - Wikipedia, the free encyclopedia |
| Debt relief is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations. ... |
| en.wikipedia.org |
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| Debt Analyzer, Debt Reduction Software, Home Page |
| Debt Elimination at its best! Potential savings of hundreds or thousands of dollars! Build debt reduction, timed elimination or consolidation schedules. |
| www.debtanalyzer.com |
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| Superior Debt Relief |
| We help you get rid of credit card debt much faster than you may believe possible with credit card debt settlement and negotiation tactics, providing debt ... |
| www.superiordebtrelief.com |
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| Debt Relief - Social and Economic Policy - Global Policy Forum |
| Aid Inflows, Debt Relief Yet to Translate into Reduced Poverty (March 20, 2006) ... Fearing that the IMF could tie debt relief to economic benchmarks, ... |
| www.globalpolicy.org |
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| Debt Relief - Global Policy Forum - Social and Economic Policy |
| Debt Relief - Global Policy Forum - Social and Economic Policy. The Debt Relief Page Has Been Moved to: ... |
| www.globalpolicy.org |
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| BBC NEWS | Business | Q&A: African debt relief |
| BBC News looks at the progress of international debt reduction efforts, and the sticking points which continue to hamper the process. |
| news.bbc.co.uk |
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| Debt Relief Australia - Start Reducing Debt Today! |
| Debt Relief offers Australians in debt assistance with finding the most appropriate debt relief solution. |
| www.debtrelief.com.au |
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| Debt Consolidation Australia, Debt Relief & Bankruptcy Information |
| Specialising in debt agreements, mortgage refinancing and bankruptcy. Company profile, calculators, solutions, media releases, testimonials and existing ... |
| www.foxsymes.com.au |
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| Oxfam - Debt and Aid - Debt Relief for Nicaragua: breaking out of ... |
| Oxfam policy paper on relationship between international debt servicing and poverty. Linked to table of contents and also zipped for download. |
| www.oxfam.org.uk |
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| What debt relief means for Africa | csmonitor.com |
| This weekend's $40 billion debt cancellation deal could spark major improvements in the lives of the world's poorest people. |
| www.csmonitor.com |
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